Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

TikTok

privacy concern

Peer2Peer

TIkTokPay

payment app

financial service

TikTok could be taking its financial services push a step further by allowing users to send money directly through direct messages, potentially turning private chats into another way to make payments.
References to the feature were reportedly discovered in the code of TikTok&rsquo;s US iPhone app. However, TikTok has stressed that the feature is not currently being tested in any market, meaning it remains an early-stage project and may never be released.
How Would TikTok Payments Through DMs Work?
<img src="https://r2.myc.my/ef1767c296d36836de31ecfde0936a686e0925a0f670d847742ca041e69a06f7" />
According to reports, the proposed feature would allow users to send payments directly inside an existing TikTok conversation.
The recipient could reportedly &ldquo;tap to accept&rdquo; the incoming payment before a set expiry date, while the sender would receive updates on the transaction through push notifications or their TikTok inbox. There also appear to be references to users being able to attach a message or note to a payment, similar to the way users can add captions to transactions on services such as Venmo.
The idea would make sending money feel much like sending a normal TikTok message, potentially removing the need to switch to a separate banking or payment application. For example, users could potentially send money to friends after discussing a purchase, pay someone they met through the platform or transfer money to a creator &mdash; all without leaving TikTok.
TikTok Pay Could Power The Feature
<img src="https://r2.myc.my/b4f1eb2e394e4c8354c51f226e3d4b8d89f80a2c8404ddd5281aab8e6de31ce8" />
The reported peer-to-peer payment system could be powered by TikTok Pay, ByteDance&rsquo;s existing payment service.
TikTok Pay is currently available in Malaysia, Thailand and Vietnam, where it is used for transactions through TikTok Shop. A peer-to-peer payment feature would represent a significant expansion of TikTok Pay, moving it beyond payments to merchants and towards direct transfers between individual users.
ByteDance has already explored similar ideas in China. Its Chinese platform, Douyin, has supported peer-to-peer payments through Douyin Pay, allowing users to make purchases, pay during livestream shopping and send tips.
TikTok Is Moving Further Into Financial Services
<img src="https://r2.myc.my/b7cf42b36c5f639b21ec516dee5766cb20f4434451b3c1c0333330bd900f5f8f" />
The reported feature fits into TikTok parent company ByteDance&rsquo;s wider push into financial technology and social commerce.
TikTok is no longer simply a platform for short-form videos. Users can already shop through TikTok Shop, purchase digital coins, send virtual gifts to creators and interact with businesses directly through the app. A direct payment system could allow TikTok to keep even more of those transactions within its own ecosystem.
According to Sensor Tower data cited in reports, consumers worldwide have spent more than US$2.9 billion (around RM12.3 billion) on TikTok so far this year. The platform has also reportedly remained the world's leading app for in-app purchase revenue since 2022.
With such a large amount of spending already taking place on TikTok, adding peer-to-peer payments could provide another way for the company to connect its social, entertainment and commerce services.
Could TikTok Challenge Venmo And Other Payment Apps?
<img src="https://r2.myc.my/37b6c11608191448f0b7bd8ec5f443d2aa2694ca76e6b28dd5fdfa0c1c1a5b96" />
A built-in payment feature could put TikTok into more direct competition with established services such as Venmo and Zelle in the US.
However, TikTok would have one major advantage: it already has a huge audience. Instead of convincing users to download another financial app, TikTok could place payment functionality directly into an application they already use to communicate, watch content and shop.
This could be particularly useful for creators and sellers. Users already share payment details such as Venmo or Cash App usernames through TikTok profiles, so an integrated system could potentially eliminate the need to move transactions elsewhere.
<img src="https://r2.myc.my/1727d7a4a4cd4635abb9c250e3aafc82d55192e39af891dd9eec446a4b87a48e" />
Other social platforms are heading in a similar direction. X has been expanding its X Money service, while Facebook Messenger has offered peer-to-peer payments in the US for years.
The bigger trend appears to be social media companies attempting to evolve into &ldquo;everything apps&rdquo;, where users can communicate, shop and manage financial transactions in one place.
But There Are Privacy And Scam Concerns
<img src="https://r2.myc.my/898c09abb7bec5e58afbefee7c2eec752ed63c36d4d61b493a76f2df9e5625c5" />
Making payments as easy as sending a message could certainly be convenient, but it could also create new challenges.
A payment request appearing inside a familiar conversation could potentially make scams and fraudulent transactions harder for users to spot. Criminals could use hacked accounts, fake profiles or convincing messages to pressure people into sending money.
There are also concerns about younger users. TikTok has a huge teenage and young adult audience, and making payments almost frictionless could potentially encourage impulsive spending or make financial scams easier to execute.
TikTok's existing financial tools have also faced legal scrutiny in the US, with some lawsuits involving allegations related to financial and child exploitation, money transmission laws and money laundering. These cases concern existing features and should not be treated as evidence of problems with a peer-to-peer payment system that does not yet exist.
No Launch Date Has Been Confirmed
For now, TikTok's reported peer-to-peer payment feature should be viewed as a development project rather than an upcoming confirmed feature.
The discovery of code shows that ByteDance is exploring the possibility, but TikTok has said it is not currently being tested in any market.
There are also no confirmed details on potential transaction limits, fees, eligibility requirements, banking partners or whether the feature would launch in Malaysia, the US or other markets.
Still, the idea highlights how TikTok is evolving beyond social media and into commerce and financial services.
For Malaysian users, the more immediate takeaway is that TikTok Pay already exists locally through TikTok Shop. Whether Malaysians will eventually be able to send money to friends simply by opening a TikTok DM, however, remains to be seen.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Your TikTok DMs could become payment channels — but at what privacy cost? 

534e060476b6ae5361cae2464433b4fc73da1ac10c954755252ed8b182ddeb08

TikTok Could Soon Let Users Send Money Through Peer-To-Peer Payments In DMs

9621255847abc97937372c8dc13279f044806beb1dd21709fd1553c490afe2dd

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Chinese video-sharing platform Bilibili is stepping up its international expansion with a new global Android app, plans for an English-language website and a push to attract creators outside China.
Often described as China&rsquo;s answer to YouTube, Bilibili has built a large young audience around anime, gaming, animation and youth culture. The company now wants to take that community beyond China and compete more directly with platforms such as YouTube, TikTok and Twitch.
Bilibili Launches New Global App
&nbsp;<img src="https://r2.myc.my/14a1285a28bffbb4cf3d4506983a4f78bca8a182e3fc930604657c48611c4ed7" />
Bilibili has relaunched its international Android app, with an iOS version expected to follow.
The global version features a pink globe on its app icon, distinguishing it from the blue Bilibili app that has been available in markets such as Malaysia. One major change is a simpler sign-up process. Overseas users will reportedly no longer need to provide identity documents such as a passport to register.
New users only need to provide their date of birth for age-based content recommendations and can browse videos as guests. However, those who want to upload content and access creator tools will still need an account. Bilibili says the international platform will offer the same core content as its Chinese platform, with localisation improvements and additional features planned.
English Website And Global Teams In The Works
<img src="https://r2.myc.my/3986e5b84e81fbd6049e2474cb71e5c72616b52eb7100337ea500a569b8ef346" />
The company is also reportedly preparing an English-language version of its website, which could make the platform more accessible to international viewers and creators.
Bilibili has launched a Discord community to help creators understand the platform, including guides on uploading videos and using its features. The company has also suggested that an English version is on the way.
Its global hiring strategy further shows the scale of its plans, with community manager positions being advertised in Los Angeles, London, Mexico City, S&atilde;o Paulo, Istanbul and Tokyo.
Bilibili is also recruiting for AI-powered content moderation roles, which could become increasingly important as it enters markets with different regulations and cultural expectations.
Bilibili Wants More Global Creators
<img src="https://r2.myc.my/1a3c17d709ec9de33db9634985cbfab8e62bcaf05fb7d72c395ced726d831593" />
Creators appear to be at the heart of Bilibili&rsquo;s international strategy.
The company is promoting the platform as a place for influencers to reach a highly engaged Gen Z audience while generating income through its monetisation tools.
Bilibili is also developing an international creator and brand marketplace, which would allow influencers to connect with companies for sponsored content.
The platform already has some experience attracting international creators. MrBeast, one of YouTube&rsquo;s biggest stars, has previously uploaded content to Bilibili&rsquo;s Chinese platform and gained millions of views.
Now, Bilibili is looking to attract more creators from overseas as it builds its global community.
What Makes Bilibili Different?
<img src="https://r2.myc.my/34944bed75a4b19341e2f8fedcd84933518a26fe6343dbffba8b5e334fed98b6" />
Although Bilibili is often compared with YouTube, it has developed a distinct identity.
The platform is particularly known for its strong anime, gaming, donghua and youth communities, as well as its signature &ldquo;danmaku&rdquo; feature. This allows viewers&rsquo; comments to appear directly across videos in real time, creating a more interactive viewing experience.
Bilibili also provides ways for creators to receive financial support from their audiences, which could become an important selling point as competition for creators intensifies.
The company has around 376 million monthly active users on its Chinese platform, giving it a substantial audience base as it expands overseas.
Can Bilibili Compete With YouTube?
<img src="https://r2.myc.my/7a9abd5355e89d2722ba41fd7de06343bbf03ab1116ebc22382528673cd4b23b" />
Going global will not be easy.
YouTube already has an established creator economy, advertising infrastructure and worldwide audience, while TikTok has become a major force in short-form video and social commerce.
Bilibili will therefore need to offer creators and viewers a strong enough reason to use another platform.
Its advantage could be its highly engaged youth audience and strong niche communities, particularly among anime and gaming fans. If those communities can be successfully replicated overseas, Bilibili could develop a distinct position rather than simply becoming another YouTube alternative.
Global Expansion Could Bring Regulatory Challenges
Bilibili&rsquo;s international ambitions could also bring greater scrutiny.
As a Chinese technology company expanding into Western markets, it may face questions over data privacy, content moderation, censorship and platform governance. The decision to remove identity verification could also raise concerns around user safety, particularly for younger audiences.
Bilibili will need to balance easier access and rapid growth with the legal and regulatory requirements of each market it enters.
Bilibili&rsquo;s Global Push Is Only Beginning
The new international app, planned English website, overseas hiring and creator-focused strategy all point to a much more serious attempt to expand Bilibili beyond China.
Whether the company can turn its 376 million-user domestic audience into a truly global community remains to be seen.
For now, Bilibili is making it clear that it wants to be more than just China&rsquo;s answer to YouTube &mdash; it wants to become a global player in the online video industry.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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China’s answer to YouTube is going global as Bilibili targets new viewers and creators worldwide.

e49f1c757eeda36451bc246850bb2c8b78b93bff2da87d9551a0ec203c31b969

Bilibili Is Going Global With New International App And Plans For English Website

Football supporters&rsquo; groups from around the world have launched a petition calling for FIFA President Gianni Infantino to resign, while demanding major reforms to the organisation&rsquo;s governance and decision-making processes.
The campaign, launched under the #InfantinoOut movement, comes amid growing criticism of Infantino&rsquo;s leadership, particularly over a controversial proposal involving private investment in the commercial rights to future FIFA tournaments, including the men&rsquo;s and women&rsquo;s World Cups.
Supporters argue that the episode highlights wider concerns over transparency, accountability and the concentration of power within FIFA.
Fan Groups Back Infantino Resignation Petition
<img src="https://r2.myc.my/b02b1c421e4165988155f0ebf115267e19d86eeeac4137ed4f6952b3799c499f" />
The petition, published on <a href="https://www.change.org/p/global-petition-gianni-infantino-to-resign-fifa-reform">Change.org</a>, has received support from Football Supporters Europe (FSE), Football Supporters Africa and the Independent Supporters Council in North America, alongside dozens of national supporters&rsquo; organisations.
The coalition is calling for Infantino&rsquo;s immediate resignation and for FIFA to undergo a broader restructuring.
The petition argues that FIFA needs stronger checks and balances, greater transparency around major decisions and a more formal role for supporters and other football stakeholders.
As of 20 August, the petition had reportedly collected more than 21,000 signatures, with support coming from fan organisations across all six of FIFA&rsquo;s continental confederations.
The supporters&rsquo; groups say Infantino&rsquo;s departure should only be the beginning, with deeper reforms needed to prevent similar controversies from happening again.
Controversial World Cup Investment Proposal
<img src="https://r2.myc.my/25af403bf8d302de9de11824066c5546f06f008f8c7848ff4e900edca055d666" />
One of the main triggers behind the campaign is Infantino&rsquo;s now-shelved proposal to seek private investment in a new commercial entity linked to FIFA tournament revenues.
The plan, reportedly involving future World Cup profits, faced significant opposition from sections of the football community, with critics arguing that it was developed without sufficient consultation or transparency.
FIFA eventually backed away from the proposal following the backlash. For supporters&rsquo; groups, however, the controversy became a symbol of what they consider excessive executive power at FIFA.
The petition accused Infantino of putting commercial interests ahead of supporters and questioned whether FIFA&rsquo;s existing governance structure provides enough accountability.
Wider Criticism Of Infantino
<img src="https://r2.myc.my/337d72f67d32c8eaf19f11a33b552a58a9b3be5c8e896efa9fc26fa7391ebbce" />
The petition comes as Infantino faces mounting criticism from parts of the football establishment.
UEFA has previously expressed a loss of confidence in his leadership, while concerns have also been raised by figures within other continental football organisations.
The fan campaign also points to several previous controversies linked to Infantino&rsquo;s presidency, including FIFA&rsquo;s involvement in discussions surrounding the European Super League, proposals for a biennial World Cup and concerns over ticket prices for the 2026 World Cup.
Critics argue that these decisions reflect a pattern in which supporters have had limited influence over major decisions affecting the sport.
However, Infantino continues to have significant support among FIFA member associations, particularly in parts of Africa and South America.
Fans Want A Bigger Voice In Football
<img src="https://r2.myc.my/e2eecbb33fe35b926c2deaef6882867f699623723e32fc723253c85af1f47cb5" />
For many supporters&rsquo; groups, the issue goes beyond whether Infantino should remain FIFA president.
They are calling for fundamental changes to the way global football is governed, including giving fans a more formal role in decisions involving competitions, ticketing, finances and the future development of the sport.
Football Supporters Europe executive director Ronan Evain said Infantino&rsquo;s departure would be an important first step, but would not be enough without broader changes to FIFA&rsquo;s governance system.
He argued that the ability for so much authority to be concentrated around one person showed that FIFA&rsquo;s current structure was not working effectively.
Among the ideas being discussed is a different model for the FIFA presidency, including the possibility of rotating leadership, as well as stronger oversight and stakeholder involvement.
FIFA Faces Pressure To Respond
&nbsp;<img src="https://r2.myc.my/d281e22069186bbb3896bd5fb0f7c096aae2a13dd30382343a5020a9f918f766" />
The petition adds another layer of pressure on Infantino at a time when divisions within international football appear to be growing.
While some football federations continue to back the FIFA president, opposition from supporters&rsquo; groups means criticism is no longer limited to governing bodies and football officials. The campaign also reflects growing expectations from fans that major decisions surrounding the sport should be made more openly and with greater consultation.
FIFA has been approached for a response to the petition and its demands.
For now, Infantino remains in office, but the #InfantinoOut campaign has increased scrutiny of his leadership and reignited questions over whether FIFA&rsquo;s governance structure is capable of balancing commercial ambitions with the interests of supporters.
For the fan groups behind the petition, the message is clear: changing the president is only the first step &mdash; they want to change the way FIFA itself operates.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Gianni Infantino faces growing pressure as football fans worldwide call for his resignation and sweeping FIFA reforms.

be75235b2da1b1c7842dbfafca4349ce096af5698c5aeab34796bd834eee57f0

Football Fans Launch Global Petition Calling For Gianni Infantino To Resign

The legal proceedings surrounding the death of Rocky, a dog that died during a stray dog-catching operation in Port Klang last month, have taken a new turn after two people were charged with animal cruelty.
Muhammad Shah Idham Nor Haikal Shaharom, 24, and S. Roghini Devi, 42, separately pleaded not guilty in the Klang Sessions Court on 20 August over allegations that their actions caused unnecessary pain or suffering to the male dog.
The case has attracted widespread public attention since footage of the incident went viral, sparking debates over animal welfare, stray dog management and the treatment of those involved.
What Are The Charges Against Them?
&nbsp;<img src="https://r2.myc.my/f1d7617a8c539ad9d045e0fe295bee73d85dbba1922440583d84808774920310" />
According to the charges, Shah is accused of unreasonably restraining Rocky using a looped rope around the dog's neck, allegedly causing pain to the animal.
Roghini, who is said to be Rocky's owner, is separately accused of unreasonably pulling the dog, also allegedly causing pain or suffering. Both charges relate to an incident between 11pm and 11.30pm on 29 July outside a house along Jalan Sama Gagah 20, Taman Telok Gedung Indah, Klang.
They were charged under Section 29(1)(e) of the Animal Welfare Act 2015. If convicted, the offence carries a fine of between RM20,000 and RM100,000, imprisonment for up to three years, or both.
Both accused have pleaded not guilty and are presumed innocent unless proven guilty in court.
Bail Set At RM6,000 Each
<img src="https://r2.myc.my/3865646bc2383a418cfa668dc9319d3e39616b02251e9d4da913bb5022798d45" />
During the court proceedings, the prosecution initially requested RM20,000 bail for each accused, together with conditions including passport surrender and monthly reporting to the Selangor Department of Veterinary Services (DVS).
The defence sought a significantly lower amount.
Shah's lawyer, Muhammad Rafique Rashid Ali, argued that his client was not a flight risk and that bail should not effectively become punishment before conviction. Roghini's lawyer, Jeremy Vinesh Anthony, also requested lower bail, highlighting that she is a mother of four and supports her family.
The court eventually fixed bail at RM6,000 each, with one surety, and ordered both accused to report to the Selangor DVS once a month.
The case has been fixed for mention on 8 October 2026.
Roghini Also Faces A Separate Dog Licensing Charge
<img src="https://r2.myc.my/afc04cf401f31914c6a3416a8df0bae9c5bac8c68ae7d6d571e7779478ce5331" />
Roghini is also facing a separate charge at the Magistrate's Court for allegedly keeping Rocky without a valid dog licence.
She pleaded not guilty to the charge, which allegedly occurred at the same location on the night of 29 July. The charge was brought under the Klang Municipal Council Dog Licensing and Dog Breeding Premises By-Laws 2007.
If convicted, she could face a fine of up to RM2,000, imprisonment of up to one year, or both. The Magistrate's Court granted her RM1,000 bail for this separate charge, with the matter also fixed for mention on 8 October.
Rocky&rsquo;s Death Sparked Public Outrage
&nbsp;<img src="https://r2.myc.my/339ab8b9b93730e08cc0a90fa045ee37e2c163f8982688c68687aa7636672a9e" />
The case began after Rocky died during a dog-catching operation conducted in Taman Telok Gedong Indah on 29 July.
The operation was reportedly carried out following complaints from residents about stray dogs in the area and concerns over public safety. The Klang Royal City Council (MBDK) said the operation involved its personnel, a veterinary officer and around 50 local residents. A total of 12 dogs were reportedly captured during the operation.
According to the council, the situation became chaotic when an individual intervened during Rocky's capture, resulting in a struggle while the loop was still around the dog's neck.
Rocky subsequently died during the incident. However, his owner has given a different account of what happened.
Rocky&rsquo;s Owner And Shah Give Different Accounts
&nbsp;<img src="https://r2.myc.my/236e0bafa3803570d71d0b5e29c0364a1bbf16c516f9ae6de5c950ba4c0e6bde" />
Roghini previously claimed that she returned home to find Rocky restrained by a snare around his neck and alleged that she repeatedly pleaded for the dog to be released.
She said she tried to intervene and that her child also attempted to cut the rope. Shah, meanwhile, has denied intending to hurt or kill Rocky. He previously said he was at the scene as a volunteer and community representative, helping with the MBDK operation after being invited by the local Rukun Tetangga.
His lawyer has maintained that participants were briefed on the dog-catching procedure and that the loop used during the operation was supplied by MBDK. Rafique has also argued that the incident became chaotic after Rocky's owner intervened, leading to a tug-of-war over the dog.
With the accounts differing significantly, the court proceedings will be closely watched as investigators and prosecutors work to establish exactly what happened.
Lawyer Calls For Apologies Over &lsquo;Dog Killer&rsquo; Claims
&nbsp;<img src="https://r2.myc.my/f6650759c0e15acbcf5bde8a287c68028551e873276cff74b00537ad3dcd26cf" />
Following the charges, Rafique has also called on individuals who publicly labelled Shah as a &ldquo;dog killer&rdquo; or animal abuser to reconsider their remarks and issue apologies where appropriate.
He said his legal team had identified several individuals, including social media influencers and politicians, who allegedly made statements about his client.
Rafique stressed that the charge against Shah does not allege that he killed, tortured or severely beat Rocky until the dog died. He said the legal team was also reviewing online comments and alleged threats directed at Shah and his family following the incident.
Shah previously said he had faced intense online backlash and death threats after footage of Rocky's death went viral.
Rocky&rsquo;s Case Renews Debate Over Stray Dog Management
Beyond the court case, Rocky's death has reignited wider debate about how Malaysia manages its stray animal population.
Animal welfare groups have argued that simply catching stray dogs does not address the root of the problem, particularly when abandonment and uncontrolled breeding continue.
Some advocates have called for longer-term programmes involving sterilisation, vaccination, responsible ownership, rehabilitation and adoption rather than relying primarily on capture operations.
Penang's trap-neuter-release or rehoming approach has been highlighted as one example of a more structured system, while other local authorities have also begun exploring sterilisation and rehoming programmes.
The debate has also raised concerns over whether untrained members of the public should participate in municipal animal-catching operations.
For now, the focus remains on the court case and determining what happened to Rocky on the night he died. But the controversy has also become part of a much broader conversation about animal welfare, public safety and the need for a more humane and coordinated approach to Malaysia's stray dog problem.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Rocky’s death has led to animal cruelty charges against his owner and a volunteer involved in the dog-catching operation.

94bf16c01bc017e5075ed69b53a6269769fc6f6fe34e86fa9c5825f43d62e9d6

Rocky’s Death: Dog Owner And Volunteer Charged With Animal Cruelty

Prime Minister Datuk Seri Anwar Ibrahim&rsquo;s recent comments on Taiwan have sparked a diplomatic backlash, with China praising his position while Taiwan warned that the remarks could affect confidence among Taiwanese businesses investing in Malaysia.
The controversy followed an Al Jazeera interview released on 17 August, in which Anwar said he viewed Taiwan as part of China and appeared to support Beijing&rsquo;s right to use force to preserve territorial unity.
The comments have since placed Malaysia&rsquo;s long-standing One China policy under renewed scrutiny, while raising questions over whether the diplomatic fallout could affect Malaysia&rsquo;s growing semiconductor and technology ties with Taiwan.
What Did Anwar Say About Taiwan?
<img src="https://r2.myc.my/d5771d15e8f55a3beb4724e59dff18c60651066bd3c540d33a0ac99b9fb6e7c8" />
During the interview, Anwar was asked about Taiwan&rsquo;s position and China&rsquo;s refusal to rule out military force if efforts to achieve reunification peacefully fail.
Anwar responded:
&ldquo;I see Taiwan as part of China, period.&rdquo;
He added that the issue should be understood within the context of the One China policy, saying it was an accepted position. When asked whether he would condemn China if it used force against Taiwan, Anwar drew a comparison with Malaysia.
He argued that if one of Malaysia&rsquo;s states attempted to break away, the government would have a responsibility to protect the country&rsquo;s territorial integrity. When pressed on whether force could be used in such a situation, he answered yes.
That comparison, particularly his apparent acceptance of the possible use of force, was what triggered the strongest reaction from Taiwan.
Malaysia Has Followed The One China Policy For Decades
<img src="https://r2.myc.my/f1c4810120eff23212fe3587a5b88d886e2bac9c88d4d3c77c341d7acb81fc9b" />
Anwar has since defended his remarks by stressing that Malaysia&rsquo;s position is not new.
He said Malaysia has followed the One China policy since the administration of its second prime minister, Tun Abdul Razak Hussein, and that the policy remains unchanged.
Anwar also stressed that Malaysia prefers a peaceful resolution to tensions across the Taiwan Strait.
&ldquo;The One China policy dates back to Tun Abdul Razak. In my view, the policy remains. We practise it and, of course, we seek a peaceful solution,&rdquo; he said on 20 August.
However, the wording used by Anwar has attracted attention because it appeared to go further than simply acknowledging Beijing&rsquo;s position by seemingly justifying the use of force to maintain territorial unity.
China Praises Anwar&rsquo;s Position
&nbsp;<img src="https://r2.myc.my/473816d9d782c5446b010a886bdb09a8b979ef423f24c423fa6494ab0516caa9" />
Beijing welcomed Anwar&rsquo;s remarks.
Chinese Foreign Ministry spokesperson Lin Jian said China appreciated the Prime Minister&rsquo;s comments and reiterated Beijing&rsquo;s position that there is only one China and Taiwan is an inalienable part of Chinese territory.
China also said it looked forward to continuing cooperation with Malaysia and ASEAN.
The response comes as Malaysia continues to deepen its economic relationship with China, its largest trading partner, while attempting to maintain a pragmatic foreign policy amid growing US-China tensions.
Taiwan Strongly Rejects Anwar&rsquo;s Comments
<img src="https://r2.myc.my/f9735543e02fb97d16c8e34697b05f670687f53c682ec1b4b0f7f9d528f3d828" />
Taiwan, meanwhile, took a very different position.
Its Ministry of Foreign Affairs criticised Anwar&rsquo;s remarks and rejected the suggestion that Taiwan is subordinate to China. Taipei said comments appearing to support unilateral attempts to change the status quo through force could damage political trust between Taiwan and Malaysia.
It also questioned how Anwar&rsquo;s position aligned with his long-standing image as a supporter of democracy, human rights and the rule of law, arguing that the wishes of Taiwan&rsquo;s people should also be respected.
Most significantly for Malaysia, Taiwan warned that Anwar&rsquo;s &ldquo;one-sided support&rdquo; for China could negatively affect the confidence of Taiwanese businesses investing in Malaysia.
Could Taiwan&rsquo;s Investment In Malaysia Be Affected?
<img src="https://r2.myc.my/4f064fd1116dd58e141fa447337410cdae613475efbdc768805498755566cf59" />
Taiwan is an important economic partner for Malaysia, particularly in the electronics and semiconductor industries.
The Taiwan Chamber of Commerce &amp; Industry in Malaysia has expressed concern that political statements about Taiwan&rsquo;s status could influence future investment decisions. Bilateral trade between Malaysia and Taiwan was reported at RM147.75 billion in the first half of 2026, while Taiwanese manufacturing investment in Malaysia reached around RM3.71 billion across 45 projects in 2025.
Taiwanese companies are particularly important to Malaysia&rsquo;s semiconductor ambitions, with firms involved in areas such as wafer manufacturing, electronics packaging and testing. However, this does not necessarily mean Taiwanese companies will immediately pull out of Malaysia.
Investors are also likely to consider commercial factors, including Malaysia&rsquo;s established electronics and semiconductor ecosystem. The greater concern could be whether the remarks affect future investment decisions, expansion plans and investor confidence.
Cabinet Did Not Discuss The Remarks
<img src="https://r2.myc.my/7289eb2e89b31015614629a997baebaadf2223b9952bb2acbac7e281ad904951" />
Despite the diplomatic reaction, Communications Minister and government spokesman Datuk Seri Fahmi Fadzil said the Cabinet did not discuss Anwar&rsquo;s Taiwan remarks during its latest meeting.
&ldquo;It was not discussed,&rdquo; Fahmi said when asked about Taiwan&rsquo;s response.
There has therefore been no indication so far of any change to Malaysia&rsquo;s official policy following the controversy.
Anwar Says Malaysia&rsquo;s Position Has Not Changed
Anwar has continued to stand by his position while insisting that Malaysia remains committed to a peaceful approach.
He argued that his comments were consistent with Malaysia&rsquo;s existing One China policy and suggested that the way the issue was framed during the Al Jazeera interview may have contributed to the backlash.
He also compared the situation to historical examples involving territorial unity, saying Malaysia had a responsibility to protect its own sovereignty and territorial integrity.
For now, Malaysia appears to be maintaining its long-established diplomatic position while trying to avoid being drawn further into the increasingly tense rivalry between China and Taiwan.
The bigger question is whether the controversy will remain at the diplomatic level or begin to affect Malaysia&rsquo;s economic relationship with Taiwanese investors, particularly as the country seeks to strengthen its position in the global semiconductor supply chain.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A diplomatic clash over Taiwan is raising questions about Malaysia’s relationship with Chinese and Taiwanese investors.

0861925f346480057f9d7b979ab66e3aeeadfbec23036a555064f0d4f19652d1

Anwar’s Taiwan Remarks Draw Praise From China, Pushback From Taiwan Over Potential Economic Fallout

Malaysia is exploring ways to reform its tax system by studying whether selected Goods and Services Tax (GST) mechanisms could be incorporated into the existing Sales and Services Tax (SST).
Prime Minister and Finance Minister Datuk Seri Anwar Ibrahim said the aim is to create a more progressive and efficient tax system, but stressed that the government is not looking to simply reinstate the previous 6% GST.
The Finance Ministry has been instructed to study the proposal before presenting its findings to the Cabinet.
Hybrid GST-SST Plan Still In Early Stages
<img src="https://r2.myc.my/d11ada6b71d69ab81631de111886796bf46aa72ea8495d6ba75a3418144d95b2" />
Government spokesman Datuk Seri Fahmi Fadzil said Second Finance Minister Datuk Seri Amir Hamzah Azizan has been given time to prepare a report on the proposed model.
The study will consider Malaysia's experience with both GST and SST, including weaknesses in the current system and problems encountered during the previous GST era.
Fahmi said there is currently no confirmed timeline for the study, including whether any changes could be included in Budget 2027.
For now, the move does not represent a return of GST. The government is only studying whether certain GST features could improve the existing SST framework.
What Could A Hybrid GST-SST System Include?
<img src="https://r2.myc.my/72dd1d5985ea19cda8e9901436645f1e7e01d3457b74b2a9c15a7acc6be9a94b" />
Anwar has stressed that SST would remain the foundation of Malaysia's tax system.
One option highlighted by tax experts is an Input Tax Credit (ITC) mechanism, which could allow eligible businesses to recover certain taxes paid on their inputs.
Under the current SST system, businesses can sometimes face tax cascading, where taxes become embedded in the cost of goods and services and are effectively taxed again further along the supply chain.
A targeted ITC system could reduce this problem without requiring Malaysia to return to the previous GST model.
Experts have also suggested greater use of digital tax administration and invoice-based reporting to strengthen tax collection and reduce revenue leakages.
Why Not Simply Bring Back GST?
<img src="https://r2.myc.my/574e8622aa9ad883597ad55c57c83e580748c38081cf500d606b8a8f00c8b77e" />
Anwar has acknowledged that GST is generally considered an efficient and transparent method of tax collection, but remains concerned about its broad-based nature.
He has said GST would place a wider tax burden on Malaysians, including those already facing cost-of-living pressures.
&ldquo;GST is a broad-based tax that taxes everyone. I do not agree with that.&rdquo;
The government is therefore considering whether selected GST mechanisms can be introduced without creating another broad-based consumption tax.
Malaysia&rsquo;s Previous GST Experience
<img src="https://r2.myc.my/4725334439a6321198ecaa67beca1d3fff2177c634ea6b2b2d758a8a1efe440f" />
Malaysia introduced GST in April 2015 at a rate of 6%.
The multi-stage consumption tax faced widespread public criticism, particularly over concerns about its impact on living costs. Businesses also raised concerns over delayed tax refunds, which could affect cash flow.
GST was subsequently suspended and zero-rated in June 2018 before being abolished and replaced by SST in September 2018.
These experiences are expected to form part of the Finance Ministry's assessment as it considers any new tax structure.
Businesses Warn Against Higher Compliance Costs
<img src="https://r2.myc.my/893b81326aee95189298d472f860fcfb91738ef1383321960b33c515e904cd60" />
While tax experts have highlighted the potential benefits of an ITC mechanism, business groups have urged the government to keep any new system simple.
KPMG Malaysia head of tax Soh Lian Seng said a targeted credit mechanism could reduce inefficiencies caused by tax cascading, while digital reporting could improve administration.
However, SME Association of Malaysia president Chin Chee Seong warned that a complicated system could increase business costs, which may ultimately be passed on to consumers.
SAMENTA president Datuk William Ng similarly pointed to delayed ITC refunds during the previous GST era as a major concern.
He said businesses had already invested in systems for GST, SST and e-invoicing, and should not be forced to absorb another round of software, training and compliance costs.
What Could The New Model Look Like?
<img src="https://r2.myc.my/94c6fcd5b80a69be43550f9fd686c4c4fcd2b8b7d9a015cc3a6f024b3bfada50" />
Experts have suggested several possible approaches.
One option would be to have GST as a broader consumption tax while retaining SST or other targeted taxes for selected goods and services.
Another could involve a GST-style system with zero-rated or exempt sectors, alongside additional taxes on selected products such as luxury goods, tobacco and other items. Tax expert Harvindar Singh said Malaysia could also study international examples such as India and Canada, where broader consumption taxes operate alongside more targeted taxation.
However, he warned that simply placing GST on top of the existing SST could create unnecessary complexity and further tax-on-tax effects.
Concerns Over Cost Of Living
<img src="https://r2.myc.my/6440fe352f04ab2863e50260d8ea8149e87ef661fa5061dec9f3023eefceb8fe" />
Beyond revenue collection, the biggest concern is how any tax reform would affect ordinary Malaysians.
Critics have called for the government to provide clear details on tax rates, which goods and services would be affected, registration thresholds and how input tax credits would work.
There have also been calls for a proper impact study and assessment of compliance costs before any major changes are introduced.
The concern is that higher costs for businesses could eventually be passed on to consumers through higher prices.
Is Malaysia Bringing Back GST?
Not at this stage.
The government has not announced plans to restore the previous 6% GST.
Instead, the Finance Ministry is studying whether selected GST features can be incorporated into the current SST system to make tax collection more efficient while limiting the impact on households.
The eventual outcome could be a modified SST system, a hybrid model or no major change at all.
With Budget 2027 approaching, Malaysia's proposed tax reform is likely to remain closely watched as the government weighs its need for stronger revenue against the pressure of rising living costs.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Anwar Ibrahim says the government wants to build a more efficient tax system without bringing back the previous 6% GST.

91052f4d81a941c20cd03f1128216d05d8478a8a34ce91001dfe4621fb5f56f8

Malaysia Is Exploring A Hybrid GST-SST Tax System: Here’s What It Could Mean

Shopee users in Malaysia now have another way to pay for their online purchases, with Touch &rsquo;n Go eWallet (TNG eWallet) now supported through DuitNow QR.
The addition fulfils a long-standing request from Malaysian shoppers who have wanted to use their TNG eWallet balance directly when checking out on Shopee. However, there is a catch &mdash; TNG eWallet is not available as a direct payment option. Instead, shoppers will need to select DuitNow QR at checkout and complete the payment through the TNG eWallet app.
How To Pay For Shopee Purchases With TNG eWallet
&nbsp;<img src="https://r2.myc.my/69ab34d0fe1b44810e1db012905bca1dcc08f64ec364037094df5f225ef65b16" />
The process is relatively straightforward.
When checking out on Shopee, users can select DuitNow QR as their preferred payment method. Shopee will then generate a QR code for the transaction.
From there, shoppers have two options. They can either save or take a screenshot of the QR code and open it through the TNG eWallet app, or use the app's Universal Scan feature to scan the code directly.
Once scanned, TNG eWallet will display the total payment amount along with Shopee Marketplace as the merchant. Users can then review the details and confirm the transaction to complete their purchase.
While it is not quite the seamless integration some users may have expected, the DuitNow QR option effectively allows TNG eWallet users to pay for Shopee purchases without having to rely on a card or online banking.
Interestingly, Shopee's payment information still lists Touch &rsquo;n Go and Boost as unsupported e-wallet payment methods, meaning DuitNow QR currently serves as the workaround for TNG eWallet users.
TNG eWallet Users Can Also Earn Cashback
<img src="https://r2.myc.my/e79b7d22c9b3fccae6057948943f2a4d6ca87eee87b08de5417e8c8f95852006" />
The new payment option comes with another potential perk for shoppers.
Eligible users can earn 1% cashback on Shopee purchases through TNG eWallet's Shop &amp; Earn programme, with cashback capped at RM6.67 per order.
To qualify, shoppers need to enter Shopee through the Shop &amp; Earn page in the TNG eWallet app before making their purchase. Simply paying with TNG eWallet through DuitNow QR does not necessarily guarantee cashback if the required Shop &amp; Earn process is not followed.
Cashback is typically tracked within two days and confirmed within 14 days.
However, there are several exclusions shoppers should be aware of.
Which Shopee Purchases Are Not Eligible For Cashback?
&nbsp;<img src="https://r2.myc.my/90fd3ce7bd57c0df23fdb4f037439326a7294dc739fbda6daa57ae92aa4a4124" />
According to TNG Digital, cashback does not apply to certain types of purchases and transactions.
These include:
<ul>
<li>Digital goods</li>
<li>Telco and utility payments</li>
<li>Vouchers</li>
<li>Travel bookings</li>
<li>Donations</li>
<li>Cinema and event purchases</li>
<li>Local services</li>
<li>Investments</li>
<li>ShopeePay Near Me transactions</li>
</ul>
Shopee LIVE products and streaming-priced items are also excluded, while purchases made using promo codes or vouchers that are not featured on the Shop &amp; Earn platform may not qualify.
Additional charges such as fees, taxes, service charges, shipping and delivery costs are also excluded from the cashback calculation.
As such, shoppers should check the Shop &amp; Earn terms before making a purchase if they are specifically shopping to earn cashback.
What Other Payment Methods Does Shopee Malaysia Support?
&nbsp;<img src="https://r2.myc.my/5a2dccf8f6ae0dd11ec7ba723060651f4fa6fcd777d7d5761103a1f3afcf6201" />
The addition of DuitNow QR gives Shopee users another payment option alongside its existing methods.
Shopee Malaysia currently supports payment methods including SPay, credit and debit cards, online banking, Google Pay, Apple Pay, cash-on-delivery (COD) and cash payments at selected physical payment locations.
For online banking, shoppers can choose from numerous participating banks, including Maybank, CIMB, RHB, Public Bank, Hong Leong Bank, HSBC, Bank Islam, Bank Rakyat, OCBC and UOB, among others.
Eligible shoppers can also access instalment plans through selected credit cards, while Shopee's SPayLater service provides a buy-now-pay-later option for users who meet the relevant eligibility requirements.
A Step Towards More Flexible Digital Payments
Although TNG eWallet has not been added as a standalone payment option on Shopee, its integration through DuitNow QR gives Malaysian shoppers more flexibility at checkout.
It also highlights how DuitNow QR is increasingly becoming a bridge between different digital payment platforms, allowing users to make payments across participating merchants and services without being tied to a single e-wallet ecosystem.
For regular Shopee shoppers who already keep money in their TNG eWallet, the new option offers another convenient way to pay &mdash; and potentially earn a little cashback along the way.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Malaysians can finally use their TNG eWallet on Shopee — specifically through DuitNow QR at checkout.

ab5f65d77bdb8747e24d6142c753ab791ac6c4b06df1637870e22a7457ccff6b

Shopee Malaysia Now Accepts TNG eWallet Payments Through DuitNow QR

Have you ever thought about becoming a YouTuber and turning your content into a source of income? You are far from alone.
Content creation has become an increasingly attractive career path, with millions turning to platforms such as YouTube to build audiences, personal brands and, eventually, make money. YouTube now has more than 3 million creators in its Partner Programme (YPP), while Shorts receives more than 200 billion views every day.
But for aspiring creators hoping to earn through advertising, the road to monetisation is about to get tougher.
YouTube Is Doubling The Grind For Ad Revenue
&nbsp;<img src="https://r2.myc.my/58ca6aed4a74a57f73519918e7320a92940110520cb97a6a3cae6f58cb46820e" />
Starting 1 February 2027, new creators applying for YouTube's Partner Programme will need significantly higher viewing figures before they can access advertising and YouTube Premium revenue sharing.
Currently, creators need at least 1,000 subscribers and either:
<ul>
<li>4,000 qualified public watch hours in the past 12 months; or</li>
<li>10 million qualified Shorts views within 90 days.</li>
</ul>
Under the new requirements, those figures will double to:
<ul>
<li>8,000 qualified watch hours over the previous 365 days; or</li>
<li>20 million qualified Shorts views within 90 days.</li>
</ul>
The 1,000-subscriber requirement remains unchanged.
The new thresholds will only apply to creators joining YPP for advertising and Premium revenue. Existing YPP members will not be affected by the higher entry requirements.
YouTube said the changes mark its first significant overhaul of the Partner Programme requirements since 2018.
Shorts Creators Face A New Hurdle
&nbsp;<img src="https://r2.myc.my/f5ea1b9cad4e012cd512f4a628440b5f333a6a1dbbcd60edf611d0008338e609" />
The changes will also affect creators already earning from Shorts.
From February 2027, creators will need to maintain at least 10 million qualified Shorts views within a rolling 90-day period to remain eligible for Shorts advertising and subscription revenue sharing.
Those who fall below the threshold will remain in YPP and can continue earning from their long-form videos. Shorts revenue sharing will automatically resume once they cross the 10 million-view mark again.
YouTube said creators already generating significant revenue from Shorts are unlikely to be heavily affected.
Why Is YouTube Raising The Bar?
&nbsp;<img src="https://r2.myc.my/f63b92982d0567ded99160216a4db1269f11eef442b50f1803c21fc873e36dd3" />
According to YouTube Vice President of Creator Products Amjad Hanif, the changes are designed to make Shorts revenue more "meaningful" for creators.
With the enormous growth of Shorts, YouTube says it wants to reward creators who consistently drive views, engagement and conversations on the platform.
However, for smaller creators, reaching 20 million Shorts views in 90 days or 8,000 watch hours in a year could make the journey towards ad monetisation considerably harder.
Smaller Creators Still Have Other Options
YouTube is not completely closing the door on smaller channels.
The requirements for Fan Funding and Shopping features will remain unchanged. Creators can still qualify for the lower YPP tier with:
<ul>
<li>500 subscribers</li>
<li>At least three public uploads within 90 days</li>
<li>Either 3,000 qualified watch hours in the past year or 3 million qualified Shorts views within 90 days</li>
</ul>
This tier does not provide advertising or YouTube Premium revenue, but allows eligible creators to access tools that let fans directly support their work.
YouTube is also planning new incentive programmes for creators who fall below the Shorts threshold, including potential bonuses through YouTube Shopping, incentives for brand deals and earnings boosts for creators who start or grow trends.
More details are expected to be announced later.
Premium Lite Could Open Another Revenue Stream
&nbsp;<img src="https://r2.myc.my/470b5e30406690355b5eacd0d633777245efe276a23ed4b92b2b2a3fb300527e" />
Alongside the monetisation changes, YouTube is expanding Premium Lite to all countries where full YouTube Premium is available.
Premium Lite offers uninterrupted viewing of most videos, as well as offline downloads and background playback, although it does not provide the same ad-free experience for YouTube Music.
The subscription will also contribute to a dedicated creator revenue pool. YouTube says 60% of net Premium Lite subscription revenue will go into this pool, compared with 30% for full Premium.
The money is then distributed according to subscriber watch time and views, with creators receiving 55% of allocated revenue from long-form videos and 45% from Shorts.
YouTube also expects to pay creators more in 2027 than it did in 2026.
The Creator Grind Is Getting Real
YouTube's changes reflect just how competitive the creator economy has become. With more than three million creators already in YPP and billions of daily Shorts views, simply going viral may no longer be enough to turn content into a steady income.
For aspiring YouTubers, the message is clear: building a consistent audience and keeping viewers engaged will matter more than ever.
The dream of making "YouTube money" is still alive &mdash; but from 2027, creators may have to grind a lot harder to get there.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Dreaming of making it big on YouTube? You might have to grind twice as hard to get paid.

c6b84a1bd3cb51d15ee798ae2442fa69b7a1cb461df8ccfb74caa3b2b8bc4cb1

YouTube Doubles Ad Revenue Thresholds For New Creators From 2027

Buying a brand-new Perodua Axia has just become more affordable. Perodua has officially announced a price reduction across its second-generation Axia range, with savings of up to RM4,700 depending on the variant.
The revised pricing takes effect immediately, lowering the starting price of Malaysia's popular compact hatchback to just RM33,900 in Peninsular Malaysia. According to the national carmaker, the reduction is aimed at helping Malaysians cope with rising living costs while making new car ownership even more accessible.
Perodua Axia Prices Reduced Across The Range
<img src="https://r2.myc.my/037cb86729a4ff47f81a2944b64cfa3afcb98c2c63a5151d783ddc68498908e5" />
The biggest price cut goes to the entry-level Axia 1.0 G, which now costs RM33,900 in Peninsular Malaysia, down from RM38,600 &ndash; a substantial RM4,700 reduction.
The remaining variants have also received price adjustments:
Peninsular Malaysia
<ul>
<li>Axia 1.0 G: RM33,900 (previously RM38,600) &ndash; Save RM4,700</li>
<li>Axia 1.0 X: RM38,500 (previously RM40,000) &ndash; Save RM1,500</li>
<li>Axia 1.0 SE: RM43,000 (previously RM44,000) &ndash; Save RM1,000</li>
<li>Axia 1.0 AV: RM49,000 (previously RM49,500) &ndash; Save RM500</li>
</ul>
The revised prices also apply in Sabah and Sarawak:
East Malaysia
<ul>
<li>Axia 1.0 G: RM35,900 (previously RM40,600)</li>
<li>Axia 1.0 X: RM40,500 (previously RM42,000)</li>
<li>Axia 1.0 SE: RM45,000 (previously RM46,000)</li>
<li>Axia 1.0 AV: RM51,000 (previously RM51,500)</li>
</ul>
All listed prices exclude insurance.
No Changes To Specifications Or Quality
<img src="https://r2.myc.my/58022459279130a40ff5c176616b41c63a9e5b5e61577f09eca4b370b41c3289" />
Despite the lower prices, Perodua stressed that buyers will receive the same vehicle with no compromises in specifications, features or build quality.
The second-generation Axia continues to be powered by a 1.0-litre three-cylinder naturally aspirated engine producing 67hp and 91Nm of torque, paired with a D-CVT automatic transmission across all variants.
Built on Perodua's DNGA platform, the Axia remains one of the brand's most well-equipped compact cars, offering features such as LED headlamps, a digital instrument cluster, touchscreen infotainment, and Perodua's Advanced Safety Assist (ASA), depending on the variant.
<img src="https://r2.myc.my/f54f1801ae0993cf5acb2cfb0c6dfbc5bea6c7ca73f2167cf31f56cc0ddc6138" />
Meanwhile, the first-generation Axia E (also known as the Axia Rahmah) remains on sale at RM22,000, making it the cheapest car in Perodua's line-up. Although there have been rumours that the model could eventually be discontinued, Perodua has yet to make any official announcement.
Operational Improvements Made The Price Cut Possible
<img src="https://r2.myc.my/4611ee8060ae74d702982b61893102086859935fcb109193a96a56286d28c1d9" />
Perodua said the lower prices were achieved entirely through continuous improvements in manufacturing processes and operational efficiency rather than any reduction in vehicle quality.
According to Perodua President and CEO Datuk Seri Zainal Abidin Ahmad, the move is part of the company's ongoing efforts to help ease financial pressures faced by Malaysians.
He explained that sustained collaboration with local suppliers, vendors and automotive ecosystem partners has enabled the company to reduce production costs, allowing those savings to be passed directly to customers. These operational improvements have also contributed to lower servicing costs as well as revised pricing for Perodua's QV-E electric vehicle and Battery-as-a-Service (BaaS) programme.
Perodua also thanked its suppliers, dealers and business partners for working together to improve cost efficiency for the benefit of both the automotive industry and Malaysian consumers.
Making Car Ownership More Affordable
Since its introduction, the Perodua Axia has remained one of Malaysia's most popular entry-level cars thanks to its affordability, fuel efficiency and practicality. With prices now reduced across the current-generation range, the gap between the Axia Rahmah and the newer automatic models has narrowed considerably, giving buyers more value without sacrificing modern features or safety equipment.
For Malaysians considering a first car or an economical daily driver, the latest pricing makes the Axia an even more attractive option. Interested buyers can visit their nearest Perodua showroom or authorised dealer to learn more about the revised prices and available variants.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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From lower servicing costs to more affordable car prices, Perodua is passing on the savings through improved operational efficiency.

0e5f11d1d33954af1a2c48f22faeae66b9f48ef051db50fa20a676e215d34411

Perodua Slashes Axia Prices By Up To RM4,700, Entry-Level Model Now Starts From RM33,900

The declassified Royal Commission of Inquiry (RCI) report into Lembaga Tabung Haji (TH) has uncovered a troubling picture of how the country's pilgrimage fund continued paying generous staff bonuses and declaring high hibah (profit distributions) despite being in a weak financial position.
Released four years after it was completed, the 211-page report examined TH's management and governance between 2014 and 2020, highlighting governance failures, questionable investment decisions, creative accounting practices and political interference that ultimately placed the institution under severe financial strain.
Bonuses Continued Despite Mounting Losses
<img src="https://r2.myc.my/2cd6482fe4c6d0875e3991d0a4424931047fbc8579d8304e614fb85b516f054d" />
Among the report's most striking findings was that TH continued rewarding employees with substantial bonuses even as its finances deteriorated.
Between 2010 and 2017, staff received bonuses ranging from one to 13 months' salary. In 2014 alone, TH reportedly set aside RM74 million for staff bonuses, comprising an 11-month performance bonus and a two-month special bonus.
However, PricewaterhouseCoopers (PwC), which later reviewed TH's financial position, concluded that the fund had already been operating with an asset-liability deficit since 2014.
The RCI found there was no justification for such generous payouts while the institution was effectively losing money, recommending that the practice be discontinued and that improperly approved bonuses be recovered where appropriate.
The report also highlighted bonus payments made by TH Properties Sdn Bhd in 2017 and 2018, amounting to RM1.15 million and RM1.05 million respectively. According to the commission, these payments breached the Companies Act 2016 as they were approved without the necessary shareholder resolutions and by a committee lacking the authority to do so.
Profits Reported Despite Underlying Losses
<img src="https://r2.myc.my/7c80e03d2184410a156ed4d52f5ee7c3278b924f849c7e73bc68628dba8f74f7" />
The commission found that TH's financial position appeared significantly healthier than it actually was.
For the 2017 financial year, depositors were informed that TH had recorded a profit of RM3.4 billion. However, after applying the appropriate accounting standards, the RCI concluded the fund should instead have reported a loss of approximately RM1.4 billion &mdash; a difference of around RM4.8 billion.
Much of the discrepancy stemmed from the failure to recognise impairment losses on investments whose value had fallen substantially.
PwC estimated that TH had accumulated losses of roughly RM10 billion by 2017, with the fund remaining in deficit for several years before the financial problems became publicly known.
'Creative Accounting' Used To Maintain Hibah Payments
<img src="https://r2.myc.my/3eb9a262180575587c8e21d5fc2accfae136a921d5baa6c28fbb15a3cb715708" />
Despite the deteriorating financial position, TH continued distributing attractive hibah returns to depositors.
Under Section 22 of the Tabung Haji Act 1995, hibah can only be declared if the fund's assets exceed its liabilities.
Instead of relying on audited asset values, however, the RCI found that TH management used a higher internal valuation known as the Realisable Asset Value (RAV), allowing the institution to satisfy the legal requirement on paper while avoiding the recognition of significant impairment losses.
The commission described this as "creative accounting", concluding that TH's 2017 hibah distribution of 4.5%, together with an additional 1.75% haj hibah costing RM2.75 billion, should never have been declared under the audited financial position.
Crime analyst Kamal Affandi Hashim said such accounting practices could indicate deliberate criminal conduct rather than simple administrative mistakes, arguing that manipulating financial statements to conceal losses may expose both those directly involved and those responsible for oversight to potential legal liability.
Warning Signs Were Ignored
The RCI found that several warning signs emerged years before TH's financial issues became public.
Bank Negara Malaysia reportedly issued multiple warning letters to TH between 2014 and 2015 regarding its financial position.
In 2017, international consultancy Roland Berger also warned that TH had been depleting its reserves to maintain hibah payouts and cautioned that the adoption of new accounting standards would expose billions of ringgit in unrealised losses.
However, the report found no evidence that these findings were ever presented to TH's board before the 2018 General Election.
Costly Investments Added To Financial Pressure
<img src="https://r2.myc.my/aa65353e162e04c1fd3b4ddef81393dfbc7e7e9a5bd704331f492dd74a37d03d" />
The commission identified 14 investments that should undergo forensic audits due to governance concerns and significant losses.
Among the largest was TH's investment in FGV Holdings, which resulted in an unrealised loss exceeding RM1.06 billion after the value of its shares fell sharply following the company's 2012 listing.
Other major losses included:
<ul>
<li>RM364.31 million impairment involving Trurich Resources.</li>
<li>RM278 million impairment linked to TH Marine.</li>
<li>RM225 million loss from the Deru Semangat plantation project after environmental issues affected buyers' confidence.</li>
<li>RM170 million impairment involving TH Plantations.</li>
</ul>
According to the RCI, investment decisions were often made through weak coordination and excessive reliance on recommendations from TH's own management, while ministers approved proposals without obtaining independent external advice.
Governance Failures And Political Influence
The report also highlighted broader governance weaknesses within TH.
Political appointments to the board between 2014 and 2018 were said to have undermined public confidence, while several senior executives simultaneously held numerous directorships across TH subsidiaries, creating potential conflicts of interest and reducing oversight.
The commission also criticised the growing financial burden of haj subsidies, which had been funded using TH's investment returns, placing additional pressure on its long-term financial sustainability.
Investigations To Continue
<img src="https://r2.myc.my/95c2c7b5e168ddaaf2459237f03410d72d4fbfb01384e1d504062f1b1db895ba" />
The RCI recommended 25 reforms, including stronger governance measures, forensic audits into selected investments, stricter board appointment criteria and limiting political involvement in TH's management.
It also called for immediate follow-up on police reports and referrals to the Malaysian Anti-Corruption Commission (MACC) involving allegations of corruption, document falsification and financial misconduct.
The Cabinet has since ordered enforcement agencies to continue investigations and take legal action against any parties found to have breached the law.
In response, Tabung Haji said the issues identified in the report related to the period before 2018 and maintained that significant improvements had since been implemented. According to TH, approximately 75% of the RCI's recommendations have already been carried out, with the remaining reforms currently underway.
The pilgrimage fund added that it has rebuilt its financial position, restored its reserves and recently announced a 3.5% profit distribution for the 2025 financial year &mdash; its highest hibah rate in eight years &mdash; while reaffirming its commitment to strengthening governance, protecting depositors and restoring public confidence.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Big bonuses, mounting losses and serious governance concerns take centre stage in the latest RCI findings.

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