Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

finance

retirement

cash

KWSP

flexible

withdrawals

life savings

Over the past few months, the Employees Provident Fund (EPF) has been discussing the implementation of Account 3. Unlike Accounts 1 and 2, which are designated for retirement or specific needs like education and healthcare, with the option for partial withdrawals at age 50, Account 3 offers members the flexibility to withdraw funds whenever they choose, rather than waiting until retirement.
After much discussion, it seems that changes are finally on the horizon for EPF members, with an official start date now in place for Account 3.
EPF Account 3 Will Officially Start From 11 May
<img src="https://r2.myc.my/b85173449cab0e86eeed94d4ef93f3e4698db6d187895907a1107ea55590dbde" />
EPF has declared its intention to restructure its members' current two accounts into three, effective May 11 onwards. This restructuring initiative is designed to enhance income security post-retirement while catering to the evolving life cycle requirements of individuals.
This will now be the new structures of the three accounts:
<ul>
<li>Akaun Persaraan: Replaces Account 1, holds savings for retirement</li>
<li>Akaun Sejahtera: Replaces Account 2, focuses on life cycle needs</li>
<li>Akaun Fleksibel: Allows withdrawals for short-term needs.</li>
</ul>
How Does The New Accounts Work?
Before the advent of Account 3, 70% of each member's monthly contribution was funnelled into Account 1, dedicated to retirement, while the remaining 30% went to Account 2. However, with the introduction of Account 3, contributions will now be split into three categories: 75% to Account 1, 15% to Account 2, and 10% to Account 3.
Starting May 11, Account 3 will launch with a zero balance. From May 11 to August 31, 2024, members will have a one-time opportunity to transfer a portion of their savings from Sejahtera to Fleksibel as an initial balance. However, it's important to note that if members choose not to opt-in for this initial transfer, their funds will remain untouched, and the existing balance will remain in Akaun Sejahtera, as stated by EPF. It&rsquo;s also worth noting that the transfer amount would highly depend on the member&rsquo;s Sejahtera account balance.
<img src="https://r2.myc.my/a2baca57b0cacbbc8396a1b88c785326056de11c4a047b6ccce10009d5d6494f" />
<ul>
<li>Any amount that is below RM1,000 will go to Fleksibel.</li>
<li>Amounts between RM1,000 to RM2,999, RM1,000 will go to Fleksibel and the remaining amount will go to Sejahtera.</li>
<li>Amounts that are RM3,000 and above will have a specific portion of it transferred to each account (Persaraan, Sejahtera and Fleksibel).</li>
</ul>
Upon reaching the age of 55, the combined savings from the three accounts will be amalgamated into Akaun 55. Any contributions made thereafter, upon reaching 55, will be directed to Akaun Emas.
Flexible Withdrawals But At A Minimum Amount
<img src="https://r2.myc.my/f7bbcc68ea8a898a0b6072907f89f95cf01db69cd5c607ded6f7fd5d55cdd1f6" />
Individuals seeking to withdraw funds from Account 3 have the freedom to do so at their discretion, for any purpose they deem fit. It's important to bear in mind, though, that the minimum withdrawal amount is RM50. Members interested in making withdrawals must apply either online via KWSP i-Akaun or in person at any EPF branch nationwide.
"The main focus of the EPF Account Restructuring initiative is to empower members in making decisions to balance future needs for retirement between short-, medium- and long-term financial needs.
"This initiative will also help increase members' retirement savings so that they will have sufficient retirement income to sustain their needs after retirement," said EPF chief executive officer Ahmad Zulqarnain Onn.
Starting May 12th, individuals intending to access their Account will have full system access. Further details can be obtained from EPF branches, the official website, and the KWSP i-Akaun app.
The pivotal question we must ponder is whether we should opt to withdraw funds from Account 3 or reinvest them into Accounts 1 and 2.
From a longevity standpoint, redirecting funds to Accounts 1 and 2 seems prudent. However, given the current economic climate, many find themselves in dire need of immediate financial support. Perhaps a balanced approach is warranted: setting a self-imposed restriction to utilize funds from Account 3 solely for emergencies, considering its accessibility.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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EPF Account 3 goes live on May 11th, with member access starting May 12th.

c1c8a1a5a3c9e6c0cdbd84dffb22afd31d7c3f910240c6375be90aa2b4c56531

EPF Account 3 Launches This May: What You Need to Know

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Scentify

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Oatside

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Rohto

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In a move reminiscent of his controversial first-term policies, US President Donald Trump has signed a new presidential proclamation enforcing sweeping travel restrictions on citizens from 19 countries. The directive, which comes into effect at 12:01 a.m. EDT on 9 June 2025, is framed as a national security measure but has already sparked intense backlash from human rights groups, refugee advocates, and foreign governments.
Full Ban on 12 Nations, Partial Restrictions on 7 Others
&nbsp;<img src="https://r2.myc.my/706c0716f0472de656970cd7aaee140468455728f1b4a08591e5f1c408765dd3" />
The proclamation imposes a complete travel ban on nationals from 12 countries, most of which are either Muslim-majority or developing nations. Citizens from these countries will be prohibited from entering the United States unless they qualify for a narrow set of exemptions &mdash; such as dual citizens travelling on another country&rsquo;s passport, certain athletes participating in major sporting events, or select Afghan nationals affiliated with the US government.
The 12 countries facing a full ban are:
<ul>
<li>Afghanistan</li>
<li>Myanmar</li>
<li>Chad</li>
<li>Republic of the Congo</li>
<li>Equatorial Guinea</li>
<li>Eritrea</li>
<li>Haiti</li>
<li>Iran</li>
<li>Libya</li>
<li>Somalia</li>
<li>Sudan</li>
<li>Yemen</li>
</ul>
Meanwhile, seven additional countries &mdash; Burundi, Cuba, Laos, Sierra Leone, Togo, Turkmenistan, and Venezuela &mdash; face partial restrictions, affecting select visa categories such as business (B-1), tourism (B-2), student (F and M), and exchange (J) visas.
Justifications Rooted in Security Concerns
<blockquote class="twitter-tweet">
"We cannot have open migration from any country where we cannot safely and reliably vet and screen... That is why today I am signing a new executive order placing travel restrictions on countries including Yemen, Somalia, Haiti, Libya, and numerous others." &ndash;President Trump <a href="https://t.co/ER7nGM4TO2">pic.twitter.com/ER7nGM4TO2</a>
&mdash; The White House (@WhiteHouse) <a href="https://twitter.com/WhiteHouse/status/1930412786271547485?ref_src=twsrc%5Etfw">June 4, 2025</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

In a video statement released on X (formerly Twitter), Trump defended the ban by pointing to "deficiencies in vetting procedures" in the listed countries, such as weak ID verification systems, lack of criminal background checks, and high visa overstay rates.
&ldquo;We cannot have open migration from any country where we cannot safely and reliably vet and screen those who seek to enter the United States,&rdquo; he stated. Trump also referenced a recent violent incident in Boulder, Colorado &mdash; where an Egyptian national allegedly attacked a crowd with a petrol bomb &mdash; as a justification for tightening entry requirements. Notably, Egypt is not among the countries listed in the ban.
According to the White House, the countries subjected to full restrictions were determined to present a &ldquo;very high risk&rdquo; to US national security. A January 2025 executive order directed the State Department, Department of Homeland Security (DHS), and the Office of the Director of National Intelligence to assess which nations posed &ldquo;hostile attitudes&rdquo; toward the United States.
The resulting report cited several issues including:
<ul>
<li>Inadequate identity verification and document issuance systems</li>
<li>Inability or unwillingness to repatriate nationals with expired visas</li>
<li>High rates of visa overstays</li>
<li>Terrorist activity or lack of cooperation on counterterrorism</li>
</ul>
International Response: Anger, Retaliation, and Dialogue
<img src="https://r2.myc.my/ee9e3e408e4b2c7f0291b8976a293fe045d8525e4ef73174f314ca41d8bd5360" /> Left: Dahir Hassan Abdi ; Right: Diosdado Cabello
The announcement has triggered swift reactions across the globe. The African Union expressed concern that the ban could severely damage educational exchange programmes, business cooperation, and diplomatic ties.
Chad retaliated almost immediately by suspending the issuance of visas to US citizens, while officials in the Republic of the Congo condemned their inclusion as a &ldquo;misunderstanding&rdquo;. &ldquo;Congo is neither a terrorist state nor known for any terrorist affiliations,&rdquo; said government spokesperson Thierry Moungalla.
Somalia offered a more conciliatory tone. Ambassador Dahir Hassan Abdi affirmed Mogadishu&rsquo;s willingness to engage in dialogue with Washington to address security concerns.
Meanwhile, Venezuelan Interior Minister Diosdado Cabello warned nationals against travelling to the US, describing it as "a big risk for anybody". He accused the US of persecuting Venezuelans &ldquo;for no reason&rdquo;, reflecting the deepening rift between Caracas and Washington.
Domestic Backlash: Critics Say Ban Targets Minorities 
<img src="https://r2.myc.my/a6d68c0d7e3a64e9a9807abe9519e9d77c5082cc7ecf8c1e8fe1d6970aae8a85" />
Domestically, the policy has reignited accusations of racism and Islamophobia. Critics have drawn parallels to Trump&rsquo;s 2017 &ldquo;Muslim Ban&rdquo;, which was widely condemned but eventually upheld by the Supreme Court in 2018. That ban was rescinded by President Joe Biden in 2021, who called it &ldquo;a stain on our national conscience&rdquo;.
Advocacy groups such as the International Refugee Assistance Project and Oxfam America argue that the latest ban, much like its predecessor, is more about political posturing than genuine security concerns. &ldquo;This policy is not about national security &mdash; it&rsquo;s about sowing division and vilifying communities that are seeking safety and opportunity in the United States,&rdquo; said Abby Maxman, Oxfam&rsquo;s president.
Laurie Ball Cooper, vice president for US legal programmes at the Refugee Assistance Project, said the proclamation fits a broader trend of the Trump administration &ldquo;weaponising immigration laws&rdquo; to target racial and religious minorities.
Afghan and Haitian Communities Hit Especially Hard
&nbsp;<img src="https://r2.myc.my/1732a1649aea6cb5dac170da10ac57e9832945e0d94402b18f0070c1b4b31c2e" />
The inclusion of Afghanistan has sparked outrage among resettlement advocates, especially given the country&rsquo;s long-standing ties with the US military. Over 14,000 Afghan refugees were resettled in the US in the year leading up to September 2024. The new ban includes exceptions for Afghans on Special Immigrant Visas (SIVs), but critics argue that it nonetheless betrays America&rsquo;s commitments.
&ldquo;To include Afghanistan &mdash; a nation whose people stood alongside American service members for 20 years &mdash; is a moral disgrace,&rdquo; said Shawn VanDiver, president of the #AfghanEvac coalition.
Haiti, which was not included in Trump&rsquo;s original travel ban, is now listed due to high numbers of illegal entries and visa overstays. The Caribbean nation is currently grappling with spiralling violence, economic instability, and the virtual collapse of state authority &mdash; factors that continue to drive large-scale migration.
What Comes Next?
The proclamation allows for the list of affected countries to be updated or revised based on future assessments. Existing US visas issued before 9 June 2025 will not be revoked. However, travellers from the listed countries with pending applications may now face rejection or delays.
As the United States heads into an election year, immigration is once again set to become a deeply polarising issue. Trump&rsquo;s latest move is expected to rally his base &mdash; but it also risks reigniting legal challenges, diplomatic rifts, and widespread protests reminiscent of 2017.
For now, nationals from 19 countries face a stark new reality: entering the United States has never been more difficult.
&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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While Malaysians are currently exempt, the ban effective 9 June targets several African, Middle Eastern, and Asian nations.

cbd62263ba69a6addb318f700786799fec8ac40aa1be8db8cc8135b8528514b3

Trump Reinstates Sweeping US Travel Ban Targeting 19 Countries

PETROLIAM Nasional Bhd (PETRONAS) will lay off around 10% of its workforce&mdash;impacting more than 5,000 employees&mdash;as part of a major restructuring exercise aimed at navigating prolonged profit declines, shrinking margins, and volatile crude oil markets.
The move, which was first initiated in February 2025, forms part of the state-owned energy giant&rsquo;s broader cost-cutting strategy to &ldquo;rightsize&rdquo; operations and build resilience amid an increasingly challenging environment for fossil fuel producers.
<img src="https://r2.myc.my/b869fcc4de0af9420ddbcdedeadde270d6d64f32782346f860c22a0709265a37" />
Announcing the decision at a media briefing on Thursday, 5 June, PETRONAS President and Group Chief Executive Officer Tan Sri Tengku Muhammad Taufik Tengku Aziz confirmed that the workforce reduction will affect staff across all levels, including management. Those impacted will be notified in stages by the end of the year and throughout 2026.
Hiring and Promotions Frozen Until End-2026
&nbsp;<img src="https://r2.myc.my/4cd371102ebb1d3063a84893fac666bc57cb0664b999cdf7264db446a64bb08d" />
In addition to the layoffs, PETRONAS will implement a complete freeze on new hires and staff promotions until December 2026. Tengku Muhammad Taufik said this was essential to ensure the company maintains leaner and more agile operations regardless of oil price fluctuations.
"PETRONAS 2.0 will be run and organised differently, with revised work processes,&rdquo; he said, referring to the group&rsquo;s internal transformation initiative. &ldquo;We need to correct the way we work to remain commercially competitive, not just locally but globally.&rdquo;
The restructuring reflects the growing urgency for the company to adapt to tighter margins and smaller resource fields. Tengku Taufik noted that in the past, PETRONAS could enjoy profit-before-tax margins of up to 40% when oil extraction was more straightforward. Today, those margins have declined to between 25% and 38%, with further reductions expected.
Profits Down 32% in 2024 Following Decline in 2023
<img src="https://r2.myc.my/b9ad673df07879a61829df143aaaf6326149da01b932d5e723e07122fff1f31f" />
PETRONAS reported a net profit of RM55.1 billion for the financial year ended 31 December 2024&mdash;a 31.7% decrease from RM80.7 billion the previous year. This decline follows a 21% drop in 2023, driven by lower average realised oil and gas prices and the absence of favourable tax adjustments that had supported earlier figures.
The financial strain is further exacerbated by falling global oil prices. The company&rsquo;s internal budget was based on Brent crude prices ranging between USD 75 and USD 80 per barrel, but the benchmark has hovered closer to USD 65 this year&mdash;marking a 13% decline. The drop is attributed to rising OPEC+ output and worsening global trade tensions, both of which have placed downward pressure on demand.
Difficulties Meeting Dividend Targets and Revenue Pressures
Tengku Taufik acknowledged that PETRONAS is under increasing pressure to meet its dividend obligations to the government. In 2024, the company accounted for approximately 10% of Malaysia&rsquo;s national revenue through dividends and taxes. With narrowing margins and declining output from mature fields, he warned that sustaining these contributions under current market conditions will be &ldquo;challenging.&rdquo;
&ldquo;The margins are shrinking, the fields are getting smaller. It will be difficult to meet dividend targets unless the price environment improves,&rdquo; he stated.
No Exit from Canada Despite Speculation
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/1a4e51ae5d8f5214fdb8b3b2a1d873dee838b307806b43a862f5de166b268d69" />
Amid speculation about PETRONAS' international portfolio, Tengku Taufik clarified that the company has no plans to exit its Canadian operations, where it owns what was formerly Progress Energy Resources Corp.
&ldquo;We&rsquo;re not exiting Canada. It&rsquo;s a resource-rich geography that remains strategically important for our ambitions in the liquefied natural gas (LNG) sector,&rdquo; he said. While PETRONAS continues to entertain commercial proposals, he emphasised that this is part of the company&rsquo;s regular business review and not indicative of any planned withdrawal.
Ongoing Discussions with Sarawak over State Gas Role
&nbsp;<img src="https://r2.myc.my/26b68530d23871fe6051ca93909733f4be5fee7e9a872e9d0a36556bea81e95f" />
Separately, Tengku Taufik also addressed the evolving relationship between PETRONAS and Petroleum Sarawak Bhd (Petros), amid recent shifts in the state&rsquo;s gas aggregation policies.
On 21 May 2025, Prime Minister Datuk Seri Anwar Ibrahim and Sarawak Premier Tan Sri Abang Johari Tun Openg signed a joint declaration affirming that PETRONAS will continue to carry out its functions under the Petroleum Development Act 1974 (PDA 1974) and related regulations. This declaration also recognised the Sarawak government&rsquo;s appointment of Petros as the state&rsquo;s official gas aggregator, effective 1 March 2025.
Tengku Taufik noted that PETRONAS remains open to continued negotiations to strengthen cooperation with Sarawak and to ensure energy needs are met across the region.
Restructuring for Long-Term Resilience
While the coming months will bring uncertainty and job losses for many within PETRONAS, the restructuring aims to better position Malaysia&rsquo;s national oil company for the future. Tengku Taufik emphasised that PETRONAS must become more efficient and commercially disciplined if it is to compete in a shifting global energy landscape marked by transition and volatility.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Over 5,000 jobs to be cut; hiring frozen until December 2026.

f73f082c0332449ca530130c8b2d3a06404bb784c965fc60a51c5d77adc6d8c7

PETRONAS To Slash 10% Of Workforce Amid Restructuring And Profit Slump

Malaysian Prime Minister Datuk Seri Anwar Ibrahim has suffered a legal setback after the High Court in Kuala Lumpur dismissed his bid to seek constitutional immunity from a civil lawsuit filed by his former research assistant. The lawsuit, which accuses Anwar of sexual assault in 2018, is now set to proceed to trial on 16 June.
<img src="https://r2.myc.my/a3fd3a51194f59a6788a951b95ac0c2e61f914bec1359d2b9074f28d94f12a73" />
High Court Judge Roz Mawar Rozain ruled on 4 June that Anwar&rsquo;s application to refer eight constitutional questions to the Federal Court lacked merit. She said the questions failed to meet the required legal threshold under Section 84 of the Courts of Judicature Act 1964, stating they did not involve "genuine constitutional controversy" and were neither necessary nor relevant to the current proceedings.
&ldquo;There is no express constitutional or statutory immunity accorded to a sitting prime minister for private acts committed before assuming office,&rdquo; she said. She also emphasised that constitutional guarantees of equal protection under the law mean equal treatment, not exemption.
The court ordered Anwar to pay RM20,000 in costs to the plaintiff, Muhammad Yusoff Rawther. Anwar&rsquo;s legal team has since indicated plans to appeal the decision and request a stay of the upcoming trial.
The Lawsuit and Allegations
&nbsp;<img src="https://r2.myc.my/85cb2328f2070ecedb2b7d80d261c41df3c6353698fe33b7f375f8e25d4ffa7f" />
The civil suit was filed in July 2021 by Yusoff, now 32, who alleges that Anwar sexually assaulted him at the latter&rsquo;s residence in Segambut on 2 October 2018&mdash;several years before Anwar took office as Prime Minister in November 2022. Yusoff claims to have suffered lasting physical, psychological, and social trauma due to the incident and is seeking unspecified damages and relief.
Anwar, 77, has strongly denied the allegations, dismissing them as politically motivated attempts to discredit his leadership. He has also filed a countersuit against Yusoff. The plaintiff had previously lodged a statutory declaration and a police report in 2019, although the Attorney General&rsquo;s Chambers announced in January 2020 that it would not pursue criminal charges due to insufficient evidence.
In a statement following the High Court's ruling, Anwar maintained that his application was &ldquo;never about seeking personal immunity or escaping legal scrutiny,&rdquo; but rather about upholding the constitutional integrity of the Prime Minister&rsquo;s office. He argued that strategic litigation of this nature could disrupt governance and affect executive duties.
&ldquo;This matter concerns the integrity of our constitutional system and the need to ensure that high public office is protected from litigation that may be strategically timed, politically motivated, or institutionally disruptive,&rdquo; he said. &ldquo;I remain committed to the rule of law and will continue to discharge my responsibilities without distraction or compromise.&rdquo;
Legal Arguments and Constitutional Debate
&nbsp;<img src="https://r2.myc.my/97bfcfbdc5914fe396ee6ceb5bca3c2442dbab89e18c2a276433191925f124d9" />
Anwar&rsquo;s legal team had sought to refer eight legal questions to the Federal Court under Article 128(2) of the Federal Constitution. These included whether a sitting prime minister is entitled to immunity from civil litigation, whether such a lawsuit interferes with the discharge of executive functions, and whether ongoing proceedings infringe the constitutional right to equal treatment under the law.
His lawyers cited several constitutional articles&mdash;Articles 5, 8, 39, 40, and 43&mdash;arguing that the nature of executive responsibilities warranted some form of immunity from private legal action. They contended that the lawsuit could impair Anwar&rsquo;s ability to serve effectively and urged that the questions raised novel legal issues deserving Federal Court scrutiny.
However, Judge Roz Mawar found the arguments speculative and irrelevant to the immediate dispute between the two parties. Yusoff&rsquo;s legal team, led by Muhammad Rafique Rashid Ali, countered that this was a private law matter and not a constitutional crisis.
Speaking after the verdict, Rafique praised the court&rsquo;s ruling: &ldquo;This is an important milestone for Malaysia. It reinforces the fundamental principle that all individuals, regardless of status or position, are equal before the law.&rdquo;
A Political Legacy Marked by Legal Battles
This is far from the first time Anwar Ibrahim has faced serious legal allegations. His political career has long been overshadowed by accusations of sexual misconduct&mdash;charges he has consistently denied and labelled as orchestrated attempts to derail his reformist agenda.
<iframe src="https://www.youtube.com/embed/3lWvBJwDQXs" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
In 1998, during his tenure as Deputy Prime Minister, Anwar was sacked by then-Prime Minister Tun Dr Mahathir Mohamad and later convicted of corruption and sodomy. He was sentenced to nine years in prison in a trial that drew international scrutiny and widespread condemnation. The Federal Court eventually overturned the sodomy conviction in 2004, resulting in his release.
<img src="https://r2.myc.my/8fc6527eb4d72813e4fc229f98d44b76d1e8368952e190a21824fa0865264632" />
In 2008, new sodomy charges surfaced, this time brought by a former aide, Mohd Saiful Bukhari Azlan. Although initially acquitted in 2012, an appeals court reversed the decision in 2014, and Anwar was sentenced to five years in prison. He was released in 2018 after receiving a full royal pardon, paving the way for his political comeback.
Anwar and his allies have long asserted that all charges were politically motivated, aimed at neutralising him as a threat to the ruling establishment. He has publicly forgiven his accusers but often speaks of the deep personal and political scars caused by the trials.
Impact on Anwar&rsquo;s Leadership and Reform Agenda
The latest legal development could have significant political repercussions for Anwar, particularly as his unity government continues to navigate a fragile coalition and a public impatient for tangible reforms.
<img src="https://r2.myc.my/fd600ce7f50a6a7ec9b8a04c8fc34a2958426145f3a29dc5408f183f41f9545f" />
Read: <a href="https://myc.my/articles/4341/rafizi-ramli-resigns-as-economy-minister-following-pkr-defeat-nik-nazmi-follows-suit">Rafizi Ramli Resigns As Economy Minister Following PKR Defeat; Nik Nazmi Follows Suit</a>
Already, the Prime Minister is under pressure following the recent resignations of two key cabinet members, which came on the heels of internal party elections in which his daughter, Nurul Izzah Anwar, secured the deputy presidency of PKR. Her elevation has raised eyebrows and stoked allegations of nepotism, particularly troubling for a leader whose platform was built on a promise of Reformasi, or democratic reform.
Commentators have noted that Anwar&rsquo;s ongoing legal troubles risk eroding his credibility, especially among the conservative Malay-Muslim electorate. &ldquo;This latest case could be highly damaging politically for Anwar among the Malay-Muslim community,&rdquo; said James Chin, a political analyst at the University of Tasmania.
Meanwhile, former Prime Minister Mahathir Mohamad&mdash;Anwar&rsquo;s long-time rival and one-time mentor&mdash;seized on the court&rsquo;s decision to renew his criticisms. &ldquo;No one should be above the law. Not even the Prime Minister,&rdquo; he said in a statement. Mahathir&rsquo;s re-emergence has added another layer of political intrigue ahead of the trial.
Yusoff&rsquo;s Own Legal Troubles
<img src="https://r2.myc.my/9bd3b74970346b970e43b0752f410ea32a04fb5f536ca31a0aaf5ac2151c5d35" />
The complainant, Yusoff Rawther, is also currently facing serious legal charges unrelated to this civil suit. He has been in police custody since September 2024, and is on trial for alleged drug trafficking and possession of imitation firearms. If convicted, he faces life imprisonment and caning. He has pleaded not guilty and claims he was framed by those in power.
Despite his legal challenges, the court has decided that Yusoff&rsquo;s credibility and circumstances are issues to be evaluated during trial&mdash;not grounds to delay or dismiss the proceedings.
Looking Ahead: A Defining Moment in Malaysian Politics
The civil trial, set to begin on 16 June, is poised to become a highly scrutinised legal and political event in Malaysia&rsquo;s recent history. It will not only test Anwar&rsquo;s personal integrity but also the robustness of the country&rsquo;s judicial independence and constitutional checks on executive power.
Whether the proceedings will derail Anwar&rsquo;s leadership or simply serve as another chapter in his long, turbulent political journey remains to be seen. For now, the Prime Minister faces one of the most critical tests of his tenure, with the eyes of the nation&mdash;and much of the international community&mdash;closely watching.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Courts rule no special privilege for Prime Ministers. 

60702a13878b6f35cab3bcf398aa67ebe3f8b38c308bd67c640feb5de266a60d

Anwar Ibrahim’s Immunity Bid Rejected: High-Stakes Civil Trial To Proceed

Driving in an unfamiliar country is rarely a stress-free experience &ndash; and according to a new global survey, Malaysia has emerged as one of the scariest places in the world to get behind the wheel, particularly for tourists.
The study, conducted by a <a href="https://www.scrapcarcomparison.co.uk/blog/nerve-racking-nations/">UK-based car rental platform</a>, polled over 2,000 motorists worldwide, asking how nervous they&rsquo;d feel driving in different countries. Participants rated their anxiety on a scale from 1 (not nervous at all) to 10 (extremely nervous).
Malaysia scored a concerning 6.70 out of 10, placing it 10th globally and second in Southeast Asia, behind only Thailand (which ranked 5th overall with a score of 6.86). India took the top global spot with a scare score of 7.15.
Malaysia: Tricky Roads, Tough Habits
&nbsp;<img src="https://r2.myc.my/d2a5ec910cd43e357ba60b9c94554d5156e4bba3fe49fafcfb6e56fd1874dd6f" />
While seasoned Malaysian drivers might scoff at the results&mdash;after all, dodging potholes while weaving through motorbike traffic is second nature&mdash;foreigners see it quite differently. The blend of high-speed overtaking, motorcyclists with a death wish, and the occasional free-for-all at junctions has left many tourists clutching the steering wheel in terror.
Let&rsquo;s not forget the local quirks. In states like Penang, for instance, even Malaysians will admit the driving etiquette (or lack thereof) deserves its own chapter in a survival manual. From triple-parking to creative roundabout interpretations, Penang&rsquo;s roads are practically an obstacle course&mdash;albeit with good food at every wrong turn.
Why Are Tourists So Anxious Behind the Wheel?
&nbsp;<img src="https://media2.giphy.com/media/v1.Y2lkPTc5MGI3NjExbWw3NGtreTR0d2thMzc1YzB4czE1eHgydG55aHRzbjBhbDhsbmwwMCZlcD12MV9pbnRlcm5hbF9naWZfYnlfaWQmY3Q9Zw/qQJ1xyQXVuVfW/giphy.gif" />&nbsp;
According to the survey, several key concerns fuel the fear of driving abroad. These include:
<ul>
<li>Driving on the opposite side of the road (56.2%) &ndash; A major source of disorientation for tourists used to different systems.</li>
<li>Dangerous driving by other motorists (55.9%) &ndash; Speeding, aggressive lane-changing, and unclear signalling top the list.</li>
<li>Fear of breaking local traffic laws (52.7%) &ndash; Many worry about committing infractions without even realising it.</li>
<li>Unfamiliar road layouts (48.1%) &ndash; Confusing junctions and inconsistent signage don&rsquo;t help.</li>
<li>Not understanding road signs (43.1%) &ndash; Especially when they&rsquo;re in unfamiliar languages or symbols.</li>
</ul>
Other anxieties include fears of getting lost, being unable to communicate during a traffic stop or accident, and unexpected road hazards.
Other Countries in the Rankings
The top 10 countries deemed the scariest for driving include:
&nbsp;<img src="https://r2.myc.my/278cccba3499c233878d65e2833a750334a30528bc44dff2d2eba532931b8c7a" />
Singapore ranked 17th on the list, suggesting that its strict enforcement and orderly roads inspire more confidence, although its sky-high fines might still keep tourists on edge.
Driving in Malaysia: An Adventure, Not a Holiday?
<img src="https://r2.myc.my/845245594d3ee65aad7a2eddcfd19dcfa99e27a1279b516b1a8e8f78fb8d8146" />
While Malaysia boasts a well-connected road network and stunning scenic drives&mdash;from the hills of Cameron Highlands to the coastal stretches of Terengganu&mdash;the on-road experience can be a little overwhelming for the uninitiated. Combine right-hand traffic with the creative parking habits, fast-paced expressways, and the occasional cow crossing in rural areas, and it&rsquo;s no wonder tourists are reaching for public transport or ride-hailing apps.
That said, the fear factor isn&rsquo;t all doom and gloom. Understanding the common concerns can help tourism operators, car rental companies, and local authorities better support international drivers through clearer signage, better road education, and perhaps even multilingual driving guides.
Conclusion: A Little Patience Goes a Long Way
For Malaysians, this survey might come as no surprise, especially for those who&rsquo;ve braved Penang&rsquo;s streets on a long weekend or tried merging lanes in downtown KL during rush hour. But for visitors, it&rsquo;s a helpful reminder that road conditions and driving norms vary wildly across the globe.
So, if you're a tourist feeling nervous about renting a car in Malaysia, don&rsquo;t worry. Just be prepared, stay alert, maybe skip the self-drive tour of George Town, and remember: in Malaysia, horns are a language of their own.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Driving isn’t that scary in Malaysia… until it rains and the floods start.

9158034842465e742bf716021b73e6c0cf58914fe94ef3c5ef4f70cae86e53b1

Malaysia Ranked 2nd Scariest Country In SEA To Drive In – Especially For Tourists

Malaysian police have confirmed that the decomposed body found at a construction site in Bangsar is that of Jordan Michael John Johnson-Doyle, a 25-year-old British software engineer who had been reported missing since 2 June.
Read: <a href="https://myc.my/articles/4346/british-family-turns-to-social-media-after-son-goes-missing-in-kuala-lumpur-following-night-out-at-irish-bar">British Family Turns To Social Media After Son Goes Missing In Kuala Lumpur Following Night Out At Irish Bar</a>
The discovery was made during a search operation on 4 June, at a partially completed condominium along Lorong Maarof. The search was initiated after Johnson-Doyle&rsquo;s movements were traced to the area. Over 30 officers took part in combing the site, and at approximately 5pm, a body was found face-down in a partially submerged lift shaft at one of the still-under-construction blocks.
Tattoo Identification and Autopsy Results
&nbsp;<img src="https://r2.myc.my/ed977b832875703563f16018ce06cbf74c694b7d04050b8eae7d142d4b261169" />
Kuala Lumpur police chief Commissioner Datuk Rusdi Mohd Isa confirmed that the body had been positively identified by Johnson-Doyle&rsquo;s uncle, based on a distinctive tattoo. A post-mortem conducted at University Malaya Medical Centre revealed that the cause of death was a chest injury sustained from a fall from height.
&ldquo;There were no signs of foul play or criminal elements at the scene,&rdquo; said Rusdi. &ldquo;The case has been classified as a sudden death.&rdquo;
The body, which was discovered with most of its clothing removed, was recovered at around 9.30pm on the day of the search and taken for forensic examination.
Last Known Movements Before Disappearance
&nbsp;<img src="https://r2.myc.my/50f12414bc279a3011361942bbe8db690764d0adea88f56a65dacd29d23be876" />
Johnson-Doyle had been on a solo backpacking trip across Southeast Asia while working remotely for a United States-based tech company. He had arrived in Malaysia from Vietnam on 17 May and was believed to be staying at Robertson Residences in Bukit Bintang during his time in Kuala Lumpur.
His last known contact was on the night of 27 May, when he was seen attending a quiz night at Healy Mac&rsquo;s Irish Bar in Bangsar. He had sent a photograph from the bar to a friend, but after that, his phone went silent and his social media activity abruptly stopped. Concerned family members, unable to reach him, reported his disappearance to the authorities.
Staff at the bar confirmed his attendance that evening, but were unable to provide further details about his departure or movements afterward.
Public Urged Not to Speculate
&nbsp;<img src="https://r2.myc.my/ad67327d921adfe715dd3fa01f06264365d3eb587cf1177a706e19ec88ae31fd" />
Commissioner Rusdi advised the public to refrain from speculation regarding the circumstances of Johnson-Doyle&rsquo;s death and urged anyone with additional information to come forward to assist the investigation.
Police are continuing to investigate the circumstances that led to the fatal fall. While the possibility of an accidental fall into the elevator shaft remains the leading theory, officers have stated that all avenues will be examined thoroughly.
The case has drawn significant media attention both locally and in the United Kingdom, where outlets such as the Daily Mail reported on the young man&rsquo;s disappearance and the eventual discovery of his body.
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A tragic end to the search for the 25-year-old backpacker.

43e7d6e100bf4399aeb4f9446243c617b3cb0b1fd627a09a5b1393b90f9e86cc

Body Found At Bangsar Construction Site Confirmed To Be Missing British Man

At a time when many Malaysians are voicing concerns over the rising cost of living, stagnant wages, and economic pressures, it is worth taking a step back to consider how the country is perceived by others, particularly foreigners who view Malaysia as a land of opportunity. One such voice is that of Sofi, an Indonesian woman whose personal journey in Malaysia has recently gone viral on TikTok. Her story offers a refreshing perspective on the advantages of living and working in the country.
Leaving Home for Better Prospects
Sofi&rsquo;s migration to Malaysia began in 2016, initially as a student furthering her education. But her long-term ambition was clear &mdash; she wanted to build a stable and successful life abroad. Although it meant leaving loved ones behind in Indonesia, the promise of greater opportunities, better pay, and a more conducive working environment gave her the motivation to take the leap.
She started her job search like many others, using common recruitment platforms such as LinkedIn and Jobstreet. But for the role she eventually secured at a tech company, she chose a different path &mdash; applying directly through the company&rsquo;s website. The risk paid off, and she was hired.
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@anakmerantauu/video/7506521466763169042" data-video-id="7506521466763169042">
<section><a title="@anakmerantauu" href="https://www.tiktok.com/@anakmerantauu?refer=embed" target="_blank" rel="noopener">@anakmerantauu</a> Ga cuma di Taiwan aja yang banyak orang Indo nya👀 Ada yang tertarik kerja di Malaysia?🇲🇾 <a title="indotaiwan" href="https://www.tiktok.com/tag/indotaiwan?refer=embed" target="_blank" rel="noopener">#indotaiwan</a> <a title="kerjaditaiwan" href="https://www.tiktok.com/tag/kerjaditaiwan?refer=embed" target="_blank" rel="noopener">#kerjaditaiwan</a> <a title="kerjadimalaysia" href="https://www.tiktok.com/tag/kerjadimalaysia?refer=embed" target="_blank" rel="noopener">#kerjadimalaysia</a> <a title="♬ sonido original - Selectomusic | #GoodMusic" href="https://www.tiktok.com/music/sonido-original-7352613124358425349?refer=embed" target="_blank" rel="noopener">♬ sonido original - Selectomusic | #GoodMusic</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

In her TikTok video, Sofi explained that one of the key reasons she chose Malaysia over other destinations was its geographical proximity to Indonesia. This made the transition more manageable, both culturally and logistically. Malaysia&rsquo;s shared elements &mdash; from food to language and religion &mdash; made it easier for her to adapt compared to countries further afield.
She also noted that among her peers back home, Malaysia has built a reputation as a relatively accessible destination for work and study, especially for those looking to escape the limitations of Indonesia&rsquo;s domestic job market.
Better Pay and Tangible Benefits
<img src="https://r2.myc.my/898db9ee463fc858086150067d58819204cf214c9f74853f4572a1417ba66fff" />
A standout factor in Sofi&rsquo;s decision to remain in Malaysia post-graduation was the significantly higher earning potential. She mentioned that earning RM3,000 per month is considered a high income by Indonesian standards, especially for young professionals. This salary not only covered her living expenses but also allowed her to save &mdash; something that might not have been possible had she stayed in her home country.
What truly impressed her, however, was the Employees Provident Fund (EPF), or Kumpulan Wang Simpanan Pekerja (KWSP). She highlighted the 12&ndash;13% employer contribution as being much higher than what she would have received back home. This benefit, she said, made her feel more financially secure and gave her the assurance that she was building long-term savings.
Years of disciplined saving eventually paid off, and Sofi proudly shared that she was able to purchase her own car in Malaysia, spending around 40 million rupiah, or approximately RM10,440. While she didn&rsquo;t specify whether the car was new or used, the purchase marked a major personal milestone.
Interestingly, she still chooses to rely on public transport, particularly the LRT, for her daily commute. She finds it more convenient for navigating Kuala Lumpur&rsquo;s urban sprawl and noted that the city&rsquo;s rail network makes it relatively easy to get around without the stress of traffic or parking.
Criticisms: A Car-Centric, Pedestrian-Unfriendly Nation?
Sofi&rsquo;s video struck a chord with many viewers, drawing in comments from both Malaysians and fellow Indonesians. Many were quick to agree with her views, stating that Malaysia offers strong advantages for foreign workers &mdash; especially in terms of employment opportunities, overtime pay, and relatively straightforward hiring requirements.
One TikTok user from Indonesia wrote: &ldquo;It&rsquo;s totally worth working in Malaysia because most jobs in every state offer overtime pay. Plus, the job criteria are not that complicated.&rdquo;
However, not everyone was entirely convinced. Some questioned Sofi&rsquo;s car purchase claim, arguing that new cars in Malaysia typically cost more than RM10,000 unless second-hand. Others used her story to highlight areas where Malaysia still falls short, particularly in urban planning.
Among the critical feedback were comments from Indonesians who had visited or lived in Malaysia and felt that the country lacked pedestrian-friendly infrastructure. &ldquo;It&rsquo;s really not friendly for walking,&rdquo; one user commented. &ldquo;Compared to Indonesia, Malaysia is even harder to walk around in. It&rsquo;s very car-centric.&rdquo;
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/e4387d958d4e14ad38e2e0b9da6c7f6663c33a9e4f2cdfcde374700b679ca1da" />
This sentiment reflects a long-standing critique of Malaysian city planning, particularly in Kuala Lumpur, where walkability, shade, and safety for pedestrians often take a back seat to road and highway development. Nevertheless, the increasing availability of trains and buses in recent years has improved access for many without personal vehicles.
Malaysia as a Land of Opportunity &mdash; With Room for Growth
Sofi&rsquo;s story is just one of many that reflect the aspirations and decisions of foreign professionals who choose Malaysia as their home away from home. Her experience highlights how Malaysia remains an attractive destination for talent &mdash; offering competitive salaries, meaningful employment, financial benefits, and access to modern conveniences.
For Malaysians, her perspective might serve as a reminder that while the country faces real economic and social challenges, it still holds many advantages in the broader regional context. With continued reforms, better urban development, and fair wage practices, Malaysia has the potential to retain local talent and remain a magnet for skilled workers from abroad.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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With better wages, stronger benefits, and long-term prospects, she says Malaysia was the right move.

2329d171a1cc919ed7667c5a15aaba4b78a3fa2f709687b768adbf7055d8a5c3

Indonesian Woman Builds Her Life In Malaysia, Calls EPF A Major Advantage

Shopee sellers are bracing for yet another increase in operational costs as the e-commerce platform confirmed a hike in its SPayLater seller fee. The change, set to take effect on 8 May 2025, will see the fee rise from 3.5% to 4.5% for all completed orders involving the SPayLater payment option.
The update was announced through Shopee&rsquo;s official Seller Education Hub, continuing a trend of rising charges for merchants using the platform.
What Is SPayLater? 
<img src="https://r2.myc.my/a62796e4303ff33bf724897f79a3f39b982bad43119b1080a6710fedfa3de146" />
SPayLater is Shopee&rsquo;s Buy Now, Pay Later (BNPL) scheme, designed to give buyers flexibility in managing their purchases. The feature enables customers to split their payments over installment plans ranging from one to 24 months. Instalments up to three months typically carry no extra fees for buyers, but longer tenures can incur charges of up to 36%, depending on the duration.
However, while buyers may choose whether or not to use SPayLater, sellers are automatically enrolled in the programme with no option to opt out. This means they must absorb the associated transaction fee regardless of whether they benefit directly from the instalment feature.
Why Are Sellers Frustrated?
&nbsp;<img src="https://r2.myc.my/e816e805f983200358e1b1830eb38cfdc3be9218e22e47533de142280683cf1c" />
The fee hike has been met with widespread frustration among Shopee merchants, many of whom took to online seller communities to express their discontent. One recurring point of criticism is the lack of transparency&mdash;Shopee has not provided any formal explanation for the increase.
Many sellers are questioning why they are being penalised when it is ultimately the buyer&rsquo;s decision to use the SPayLater facility. The platform&rsquo;s insistence on making SPayLater mandatory for eligible sellers has only fuelled further resentment.
A number of sellers have even suggested raising their prices to cushion the impact of the new fee, potentially making Shopee less competitive for buyers as a result.
Sellers Speak Out: &ldquo;It&rsquo;s Getting Too Much&rdquo;
Among those voicing concern is Loh, a power tool seller who requested partial anonymity. Speaking to local media, Loh said that the compounding cost of selling on Shopee&mdash;including this new SPayLater fee&mdash;is driving him to reconsider the platform entirely.
&ldquo;My business has to contend with more and more extra fees, and I&rsquo;d need to hire someone just to operate and manage the sales channel,&rdquo; he said. &ldquo;That&rsquo;s pushed my business away from focusing too much effort towards selling on Shopee.&rdquo;
A Pattern of Increasing Charges
&nbsp;<img src="https://r2.myc.my/5268806b0bc67a485230899cca302a30408a47ee615a61836d3eb4fcd5c7d8bc" />
This latest update follows a previous hike in August 2024, when Shopee increased its general Transaction Fee for sellers from 2% to 3.5%&mdash;a move that excluded SPayLater and credit card payments at the time. That change, too, received criticism from small business owners struggling to maintain margins on the platform.
It&rsquo;s also worth noting that the new 4.5% SPayLater fee is subject to Malaysia&rsquo;s 8% Sales and Service Tax (SST), effectively making the total cost to sellers even higher.
Shopee&rsquo;s Justification &mdash; and What&rsquo;s Missing
While Shopee has highlighted that SPayLater can increase a seller&rsquo;s gross merchandise value by offering flexible payments to buyers, it has not justified the fee hike directly or provided any context for the additional cost burden. The omission has left many sellers feeling alienated, especially as BNPL platforms typically share costs across both buyers and sellers in a more transparent manner.
What&rsquo;s Next for Shopee Sellers?
As sellers scramble to adjust to the updated fee structure, questions remain about Shopee&rsquo;s long-term strategy and its impact on small and medium-sized businesses. If costs continue to rise without improved support or clearer communication, more sellers like Loh may look to alternative platforms or offline sales.
For now, the 4.5% fee for SPayLater orders will go into effect from 8 May 2025, and sellers will have no choice but to comply &mdash; or reconsider their future on the platform.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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To offset the higher fee, some sellers may begin raising their product prices.

d833dc61e66b6ef0a5823f527e207e67a587df0bf7f6b63aee2eaa945ecfefb6

Shopee Hikes SPayLater Seller Fee To 4.5% From 8 May

Malaysia&rsquo;s real wages have deteriorated drastically over the past four decades, leaving today&rsquo;s workforce with significantly reduced purchasing power, former Bank Negara Malaysia (BNM) Governor Tan Sri Muhammad Ibrahim warned in a recent interview with Sinar Harian. He remarked that many Malaysian graduates are now trapped in low-income jobs despite the country&rsquo;s economic growth, and are increasingly unable to meet basic life milestones such as home or car ownership.
Recalling his own experience, Muhammad said he earned RM1,300 upon entering the job market in 1984. Today, a typical fresh graduate earns between RM2,000 and RM3,000 monthly&mdash;a marginal increase in nominal terms that doesn&rsquo;t reflect the sharp rise in living costs. When adjusted for inflation&mdash;assuming a conservative annual rate of 5%&mdash;today&rsquo;s graduates should be earning closer to RM7,000 to RM8,000 to match the purchasing power of their 1980s counterparts.
&ldquo;In real terms, salaries today are only a third of what they used to be,&rdquo; he said, adding that if current trends continue, today&rsquo;s young people may never enjoy the same quality of life his generation did.
The Rise of the Low-Income Graduate
&nbsp;<img src="https://r2.myc.my/8b9b1df643980df936b15d80d18d4cd0dc132c1876493e893f16a7f82f9ea0b9" />
Quoting recent data from the Ministry of Higher Education, Muhammad pointed out that around 40% of university graduates today earn less than RM2,000 per month in their first job. He believes this is a clear indication that the country&rsquo;s education and economic systems are not aligned with the demands of a competitive, modern workforce.
&ldquo;Without major reforms in our education and economic frameworks, we are condemning our youth to a future dominated by low-skilled, low-paying jobs,&rdquo; he said. He warned that Malaysia continues to lag behind other nations that were once on par with or even behind Malaysia in the 1960s, including Taiwan, South Korea, China, and Japan&mdash;all of which now enjoy far higher standards of living due to sustained structural reform.
Foreign Labour Suppressing Wage Growth
&nbsp;<img src="https://r2.myc.my/5406ec1a17a9d7bf3194d18b8d4f0f3a9b308046fa34fae7aa9052f441ee73c0" />
Muhammad also addressed the impact of Malaysia&rsquo;s heavy reliance on foreign labour, which has contributed to wage stagnation&mdash;particularly for the country&rsquo;s B40 income group. As of 31 December 2024, there were 16.78 million workers in the country, with 2.37 million or roughly 14% of them being foreign workers.
These foreign workers primarily fill 3D (dirty, dangerous, and difficult) jobs in sectors such as construction, manufacturing, agriculture, food services, and domestic work. While these jobs are often shunned by locals, the influx of low-cost labour from countries like Indonesia, Bangladesh, and Nepal has created wage suppression for Malaysians in similar roles.
&ldquo;When employers can hire workers cheaply, they have no incentive to raise wages for locals. This affects our citizens directly, particularly those in the B40 segment,&rdquo; Muhammad explained.
A Growing Brain Drain: Nurses, Labourers, and the Search for Better Pay
&nbsp;<img src="https://r2.myc.my/98e2ef14dd46045ab74a765328aa4a01be2305e38cc96f307eb39f9fb5a9095d" />
Malaysia is not only failing to retain its skilled workforce&mdash;it is also losing talent to neighbouring countries with better wages. Muhammad highlighted that many local nurses are now migrating to Singapore, Saudi Arabia, or the UAE, where they can earn two to four times more than they would at home.
For example, JobStreet data shows that a nurse in Malaysia earns between RM2,700 and RM3,400 a month, while in Singapore, the salary ranges from RM11,000 to RM13,000. Even Saudi Arabia offers nearly RM7,000 per month.
Beyond white-collar professionals, Muhammad noted an increase in Malaysians crossing into Singapore to perform menial work. &ldquo;This isn&rsquo;t just brain drain&mdash;it&rsquo;s now even low-skilled drain,&rdquo; he said. &ldquo;If we don&rsquo;t address this soon, Malaysia may one day become a labour-exporting country, with our children working as maids or labourers abroad.&rdquo;
Income Reclassification Misses the Bigger Picture
In response to the government&rsquo;s recent proposal to update income classifications&mdash;changing the B40, M40, and T20 system to B20, M50, and T30 based on consumption data&mdash;Muhammad said the new categorisation risks masking the real challenges of wage stagnation and cost-of-living pressures.
He argued that income-based benchmarks remain critical, as consumption patterns can be misleading, particularly when driven by debt or necessity. &ldquo;If you use the older income definitions, the B40 group probably now encompasses 60% of the population, not just 40%, due to post-COVID economic strain, low savings, and wage stagnation.&rdquo;
GDP Growth Is Not the Only Measure of Progress
&nbsp;<img src="https://r2.myc.my/22a9e4e83055f7cdd1d63ffcdcda10cf416dc4f30fb6da1e70054dc4586bb5bf" />
Muhammad also criticised the nation&rsquo;s obsession with GDP growth as a benchmark for success. &ldquo;GDP doesn&rsquo;t put food on the table,&rdquo; he said bluntly. &ldquo;Real progress should be measured through employment quality, wage growth, and job structure&mdash;not aggregate output.&rdquo;
He noted that at international forums such as the World Economic Forum in Davos, discussions in developed countries have shifted from GDP to employment outcomes. &ldquo;The real question they ask is: what kinds of jobs are being created? That&rsquo;s where Malaysia needs to start focusing,&rdquo; he added.
Urgent Reforms Needed to Avoid Long-Term Decline
Despite the grim outlook, Muhammad said Malaysia still has time to reverse course. He pointed to the remarkable growth trajectories of East Asian economies that once had lower per capita incomes than Malaysia but have since surged ahead through long-term reform in education, technology, and governance.
&ldquo;We cannot continue benchmarking ourselves against regional peers who are also struggling. We must aim higher,&rdquo; he said.
He concluded with a warning: &ldquo;Without a bold and decisive push for structural change, we risk raising a generation that is poorer than the last, unable to afford homes, education, or healthcare, and forced to look overseas for dignity and opportunity.&rdquo;
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Adjusted for inflation, graduate salaries today should be at least RM7,000 to RM8,000. 

1254876841663624d39e980db9c2b93f80e0bd826af3bf2c5e6c4faf4ff6f6b7

Former BNM Governor: Malaysian Real Wages Have Dropped Threefold Since The 1980s

Conservative American commentator Bill O&rsquo;Reilly has reignited tensions with Malaysia after doubling down on controversial remarks suggesting Southeast Asian countries, including Malaysia, lack the financial means to benefit from Chinese trade relations. The former Fox News host&rsquo;s comments drew sharp criticism from Prime Minister Datuk Seri Anwar Ibrahim, who accused O&rsquo;Reilly of holding a worldview rooted in colonialism and racial superiority.
Xi Jinping&rsquo;s Regional Tour Sparks Economic Debate 
&nbsp;<img src="https://r2.myc.my/2f7aebc041329cdd6e457b355330ed4e677bf6ab968aa120dfb644b6e0da3bc7" />
The dispute stems from Chinese President Xi Jinping&rsquo;s recent diplomatic tour of Malaysia, Vietnam, and Cambodia &mdash; a strategic move by Beijing in light of escalating trade tensions with the United States, including a newly imposed 145% tariff on Chinese goods.
O&rsquo;Reilly responded to Xi&rsquo;s visit by questioning the economic value of China&rsquo;s outreach to the three Southeast Asian nations. He suggested these countries lacked the financial capacity to purchase Chinese-made products, sarcastically declaring: &ldquo;We have the money, we buy stuff. The &lsquo;Malays&rsquo; aren&rsquo;t gonna buy your stuff. They don&rsquo;t have any money.&rdquo;
His use of the ethnic term &ldquo;Malays&rdquo; to generalise the entire Malaysian population further provoked backlash online, with many accusing O&rsquo;Reilly of cultural ignorance and racial insensitivity. Read: <a href="https://myc.my/articles/4248/xi-jinpings-southeast-asia-tour-draws-mockery-from-us-commentator-but-malaysias-economic-numbers-tell-a-different-story">Xi Jinping&rsquo;s Southeast Asia Tour Draws Mockery From US Commentator &ndash; But Malaysia&rsquo;s Economic Numbers Tell A Different Story</a>
Anwar Hits Back: &ldquo;Xenophobia, Racism, and Colonial Arrogance&rdquo;
&nbsp;<img src="https://r2.myc.my/08bbca4443221f96e4102a5acfecd8f583bbc2966c981a0e99634993d3cc665c" />
In a strong rebuttal, Prime Minister Anwar Ibrahim lambasted O&rsquo;Reilly&rsquo;s statements as not only factually flawed but also emblematic of a deeper, more insidious mindset.
&ldquo;He is clearly trapped in a narrow worldview shaped by colonialism, racism, and xenophobia,&rdquo; said Anwar, who also serves as Malaysia&rsquo;s Finance Minister. &ldquo;It reflects a deep ignorance of the socioeconomic realities in Southeast Asia and a belief that only their group or nation is successful.&rdquo;
Anwar&rsquo;s remarks were widely supported by Malaysians and regional observers, who viewed O&rsquo;Reilly&rsquo;s comments as dismissive of the economic progress made by developing nations in Asia.
O&rsquo;Reilly Responds with More Provocation &mdash; and Geography Errors
In a subsequent YouTube video, O&rsquo;Reilly read out Anwar&rsquo;s response, appearing both amused and unrepentant. He reiterated his claim that Malaysians &ldquo;don&rsquo;t have money&rdquo; by citing Malaysia&rsquo;s household income per capita, which he claimed stands at US$5,731 annually (~RM25,110), compared to the US figure of US$42,220 (~RM184,585).
&ldquo;That's eight times higher,&rdquo; O&rsquo;Reilly declared. &ldquo;So if you want to buy a little hat, and you're only making five grand a year, you're not gonna buy it. You're not getting Chinese takeout either in Kuala Lumpur. You're barely eating.&rdquo;
He added, &ldquo;China is not going to be able to sell its stuff in your country, or Vietnam, or Cambodia. Got it?&rdquo;
<iframe src="https://www.youtube.com/embed/V85NEV6pQZM" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
Despite the inflammatory tone, O&rsquo;Reilly did attempt to soften his comments by acknowledging that Malaysia is a &ldquo;beautiful&rdquo; country &mdash; albeit one he described as &ldquo;complicated.&rdquo; He also claimed he wanted the country to succeed but cheekily concluded, &ldquo;this &lsquo;colonialist&rsquo; has told the truth.&rdquo;
However, the commentator went on to confuse Malaysia with Indonesia, wrongly stating that former US President Barack Obama was &ldquo;partially raised in Malaysia.&rdquo; In fact, Obama spent part of his childhood in Indonesia &mdash; an entirely separate country. The factual gaffe further undermined O&rsquo;Reilly&rsquo;s credibility, especially among viewers in Southeast Asia.
The Flawed Economic Comparison: A Misunderstanding of Local Realities
&nbsp;<img src="https://r2.myc.my/ce282d27b51434ea8b4d878053177e3f809da63fcc1e8d47c8593eff0347b0dc" />
While the household income figures quoted by O&rsquo;Reilly are broadly accurate &mdash; with Malaysia&rsquo;s data taken from CEIC and correct as of late 2022 &mdash; his interpretation of those numbers lacks nuance. Economic analysts were quick to point out that comparing raw income figures between two vastly different economies without considering the cost of living and purchasing power parity (PPP) paints a misleading picture.
According to forecasts from Statista, Malaysia&rsquo;s household disposable income per capita is projected to rise to RM32,228 (~USD7,370) by 2025. When adjusted for PPP, the income disparity between Malaysia and the US narrows considerably, offering a more accurate representation of everyday purchasing power.
Furthermore, O&rsquo;Reilly&rsquo;s claim that Malaysians are &ldquo;barely eating&rdquo; and can&rsquo;t afford Chinese take-out in Kuala Lumpur drew widespread mockery online. In truth, Chinese cuisine is among the most common and affordable foods in Malaysia. Local Chinese restaurants, hawker stalls, and kopitiams offer hearty meals for as little as RM6 to RM20 &mdash; easily within the reach of most working and middle-class residents.
A Clash of Cultures &mdash; or Just Misinformation?
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/bf8f9e0672ef18e5532af95f858eae6bc18c59785f744c785baa6a73d7f42766" />
O&rsquo;Reilly&rsquo;s long-standing relationship with US President Donald Trump and his deep roots in American conservative media have helped shape public opinion in the United States for decades. However, his latest comments have highlighted a broader issue: the cultural blind spots and outdated assumptions that still exist in Western commentary on Asia.
While O&rsquo;Reilly may find support from sections of the American right, many in Southeast Asia viewed his remarks as tone-deaf, outdated, and laced with condescension. As Anwar and others have pointed out, such statements not only misrepresent the region&rsquo;s progress but also reinforce dangerous stereotypes about the Global South.
Here&rsquo;s some of the comments from netizens:
<img src="https://r2.myc.my/286074c669df0c5f11a2f4de26b0e5871fcfc66b5acef40c8ea242c653e5fb72" />
Conclusion: More Than Just a Viral Clip
What began as a throwaway comment in a YouTube video has now morphed into a diplomatic and cultural flashpoint, illustrating how global discourse is increasingly shaped by online personalities with outsized influence.
In this case, Bill O&rsquo;Reilly&rsquo;s reductive take on Southeast Asia&rsquo;s economy sparked a much-needed conversation &mdash; not just about income disparities, but about the lingering legacies of colonial attitudes and the importance of understanding nations on their own terms.
&nbsp;What are your thoughts on this? Let us know in the comments.&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Even with eight times less household income per capita, Malaysians don’t suffer as much as the average American.

eeb00258686da6dff7bf601317ec304fe039ba4a5f37a93c56e77539c5199872

Bill O’Reilly Doubles Down On “No Money” Claim As Anwar Ibrahim Fires Back

As the United States reinstates heavy tariffs on Chinese imports under former President Donald Trump, a new trade controversy is emerging &mdash; and Malaysia finds itself unwillingly at the centre of it. Reports have surfaced that unscrupulous freight brokers based in China are rerouting goods through Malaysia and mislabelling them as "Made in Malaysia" to evade the steep US duties, raising serious concerns over the potential damage to Malaysia's trade reputation.
From Trade Partner to Transit Point: Malaysia&rsquo;s Role in a Rising Smuggling Tactic
&nbsp;<img src="https://r2.myc.my/4d8cc18d4a0ca3a7db37c9bc2a167dafe4a6f5789aa5c653a38e7fb11337eb08" />
According to reports by Malay Mail and Bloomberg, China-based logistics brokers have been offering US online retailers highly suspicious services to cut down on shipping costs. These include falsifying the country of origin and undervaluing shipments &mdash; with Malaysia being one of the key countries misused in this deception. Some brokers even go as far as posing as importers themselves, offering to handle the documentation and falsely declare the goods as Malaysian-made.
&ldquo;Many clients are now choosing to route Chinese products through Malaysia and claim they are made here,&rdquo; said one freight broker to Bloomberg. The motivation is clear: while Chinese goods are currently facing tariffs as high as 145% in the United States, products genuinely originating from Malaysia are only subject to a 24% import duty.
The scheme is not only unethical but also illegal under US customs law. False declarations of origin constitute a serious offence and may result in civil or criminal penalties for all parties involved &mdash; including sellers, brokers, and importers. As of now, the US Customs and Border Protection (CBP) has not officially confirmed whether enforcement has been ramped up, though they have reiterated that public reports and complaints through their online portal remain a key part of enforcement efforts.
Trump&rsquo;s Tariff Surge Sparks a Wave of Workarounds
&nbsp;<img src="https://r2.myc.my/6bcb751a7431f4b2e92f42c60b618422d15d5c3547bafa7eed5f254cc236183f" />
Read: <a href="https://myc.my/articles/4265/us-slaps-up-to-3521percent-tariffs-on-asean-solar-panels-threatening-malaysias-export-industry">US Slaps Up To 3,521% Tariffs On ASEAN Solar Panels, Threatening Malaysia&rsquo;s Export Industry</a> Read: <a href="https://myc.my/articles/4218/the-impact-of-new-us-tariffs-on-malaysia-jobs-prices-and-the-iphone">The Impact Of New US Tariffs On Malaysia: Jobs, Prices, And The iPhone</a>
This illicit practice appears to have surged after Trump&rsquo;s announcement earlier this month of a new round of trade tariffs, starting at 10% for all imports into the US. Specifically, China has been targeted with the steepest hikes &mdash; first 54%, then 104%, and most recently a staggering 145%. China retaliated by imposing 125% tariffs on US goods, prompting fears of a full-blown trade war echoing previous years.
Even Malaysia &mdash; previously unaffected by the bulk of US trade restrictions &mdash; was not spared. Under Trump&rsquo;s revised policy, Malaysian exports to the US now face a 24% import tariff. Although significantly lower than the Chinese rate, it still marks a steep increase from previous levels and could pose challenges for legitimate Malaysian exporters.
The escalating tariff war has caused an upheaval in the global supply chain. Some Chinese companies are now resorting to third-country transhipment strategies to sidestep duties &mdash; with Malaysia and even South Korea among the countries being exploited as part of this growing black market workaround.
South Korea Faces Similar Challenges with Mislabelled Chinese Goods
&nbsp;<img src="https://r2.myc.my/e4e9aa3a91010b9cc4c8d83659a4fbf4a16525928c0522d2834663ff1275d047" />
Malaysia is not alone in this predicament. South Korea, too, has discovered large-scale violations involving Chinese goods being falsely labelled as South Korean exports. According to the Korea Customs Service, a staggering 29.5 billion won (~RM91,000,000) worth of goods with incorrect origin labels were uncovered in just the first quarter of 2025 &mdash; with 97% of them destined for the US market.
The violations include Chinese-made cathode materials and surveillance equipment that were either reassembled in South Korea or relabelled outright before being shipped to the United States. Some of these goods had already been exported, while others were intercepted at the port.
In response, the Korea Customs Service has launched a special task force and is working closely with US authorities to crack down on these illegal transhipment practices. All violations are expected to be forwarded to prosecutors for legal action.
Malaysia Urged to Act Swiftly to Protect Its Trade Integrity
Malaysian trade analysts are now sounding the alarm. If this misuse continues unchecked, Malaysia&rsquo;s international credibility as a law-abiding trade partner could be at risk. The country's legitimate exporters may find themselves subject to heightened scrutiny by US authorities, leading to delays, increased compliance checks, and potential blacklisting.
There are growing calls for the Malaysian government to act decisively. Trade groups and analysts alike have urged authorities to investigate any abuse of Malaysia&rsquo;s national label and clamp down on foreign attempts to exploit its relatively favourable tariff position. They argue that failing to act could result in long-term reputational damage, making it harder for Malaysian exporters to maintain market access abroad.
&ldquo;Malaysia needs to take swift action to prevent being used as a cover for tariff evasion. This is not just about trade, but about safeguarding our nation's integrity,&rdquo; one analyst said
Understanding Tariffs and Why They Matter
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/ebdd724d306175630884f79b28dbb2541fa11e0b59529929bfd382852e84cb8c" />
For those unfamiliar with trade policy, tariffs are essentially taxes imposed by one country on goods imported from another. The idea is to make foreign products more expensive, thereby protecting domestic industries and discouraging reliance on overseas suppliers.
But while tariffs serve a political and economic purpose, they also create ripple effects. For instance, Malaysian Investment, Trade and Industry Minister Tengku Datuk Seri Zafrul Tengku Abdul Aziz previously explained that a shirt originally priced at USD 100 (~RM656.25) could cost as much as USD 154 (~RM673.75) after a 54% tariff &mdash; a cost that is typically borne by end consumers rather than corporations.
According to the Tax Foundation, tariffs are a regressive form of taxation. They disproportionately affect low-income households, who end up spending a larger share of their income on essential goods that have suddenly become more expensive due to import taxes.
A Trade War With Global Consequences
As Trump hints at a possible reduction in the 145% tariff on Chinese goods &mdash; stating it will "drop significantly, but not to zero" &mdash; the uncertainty continues to roil global markets. What is clear, however, is that countries like Malaysia must tread carefully. Being caught in the crossfire of a geopolitical trade war not only endangers economic interests but also risks entanglement in a global web of fraud and deception.
Malaysia must now navigate these turbulent waters with a firm stance, ensuring its name is not co-opted by foreign actors for unlawful gain, and upholding its hard-earned reputation as a responsible global trading partner. The time to act is now.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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South Korea also uncovered falsely labelled goods, highlighting the scale of the transhipment schemes.