Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

finance

retirement

cash

KWSP

flexible

withdrawals

life savings

Over the past few months, the Employees Provident Fund (EPF) has been discussing the implementation of Account 3. Unlike Accounts 1 and 2, which are designated for retirement or specific needs like education and healthcare, with the option for partial withdrawals at age 50, Account 3 offers members the flexibility to withdraw funds whenever they choose, rather than waiting until retirement.
After much discussion, it seems that changes are finally on the horizon for EPF members, with an official start date now in place for Account 3.
EPF Account 3 Will Officially Start From 11 May
<img src="https://r2.myc.my/b85173449cab0e86eeed94d4ef93f3e4698db6d187895907a1107ea55590dbde" />
EPF has declared its intention to restructure its members' current two accounts into three, effective May 11 onwards. This restructuring initiative is designed to enhance income security post-retirement while catering to the evolving life cycle requirements of individuals.
This will now be the new structures of the three accounts:
<ul>
<li>Akaun Persaraan: Replaces Account 1, holds savings for retirement</li>
<li>Akaun Sejahtera: Replaces Account 2, focuses on life cycle needs</li>
<li>Akaun Fleksibel: Allows withdrawals for short-term needs.</li>
</ul>
How Does The New Accounts Work?
Before the advent of Account 3, 70% of each member's monthly contribution was funnelled into Account 1, dedicated to retirement, while the remaining 30% went to Account 2. However, with the introduction of Account 3, contributions will now be split into three categories: 75% to Account 1, 15% to Account 2, and 10% to Account 3.
Starting May 11, Account 3 will launch with a zero balance. From May 11 to August 31, 2024, members will have a one-time opportunity to transfer a portion of their savings from Sejahtera to Fleksibel as an initial balance. However, it's important to note that if members choose not to opt-in for this initial transfer, their funds will remain untouched, and the existing balance will remain in Akaun Sejahtera, as stated by EPF. It&rsquo;s also worth noting that the transfer amount would highly depend on the member&rsquo;s Sejahtera account balance.
<img src="https://r2.myc.my/a2baca57b0cacbbc8396a1b88c785326056de11c4a047b6ccce10009d5d6494f" />
<ul>
<li>Any amount that is below RM1,000 will go to Fleksibel.</li>
<li>Amounts between RM1,000 to RM2,999, RM1,000 will go to Fleksibel and the remaining amount will go to Sejahtera.</li>
<li>Amounts that are RM3,000 and above will have a specific portion of it transferred to each account (Persaraan, Sejahtera and Fleksibel).</li>
</ul>
Upon reaching the age of 55, the combined savings from the three accounts will be amalgamated into Akaun 55. Any contributions made thereafter, upon reaching 55, will be directed to Akaun Emas.
Flexible Withdrawals But At A Minimum Amount
<img src="https://r2.myc.my/f7bbcc68ea8a898a0b6072907f89f95cf01db69cd5c607ded6f7fd5d55cdd1f6" />
Individuals seeking to withdraw funds from Account 3 have the freedom to do so at their discretion, for any purpose they deem fit. It's important to bear in mind, though, that the minimum withdrawal amount is RM50. Members interested in making withdrawals must apply either online via KWSP i-Akaun or in person at any EPF branch nationwide.
"The main focus of the EPF Account Restructuring initiative is to empower members in making decisions to balance future needs for retirement between short-, medium- and long-term financial needs.
"This initiative will also help increase members' retirement savings so that they will have sufficient retirement income to sustain their needs after retirement," said EPF chief executive officer Ahmad Zulqarnain Onn.
Starting May 12th, individuals intending to access their Account will have full system access. Further details can be obtained from EPF branches, the official website, and the KWSP i-Akaun app.
The pivotal question we must ponder is whether we should opt to withdraw funds from Account 3 or reinvest them into Accounts 1 and 2.
From a longevity standpoint, redirecting funds to Accounts 1 and 2 seems prudent. However, given the current economic climate, many find themselves in dire need of immediate financial support. Perhaps a balanced approach is warranted: setting a self-imposed restriction to utilize funds from Account 3 solely for emergencies, considering its accessibility.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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EPF Account 3 goes live on May 11th, with member access starting May 12th.

c1c8a1a5a3c9e6c0cdbd84dffb22afd31d7c3f910240c6375be90aa2b4c56531

EPF Account 3 Launches This May: What You Need to Know

Malaysia&rsquo;s real wages have deteriorated drastically over the past four decades, leaving today&rsquo;s workforce with significantly reduced purchasing power, former Bank Negara Malaysia (BNM) Governor Tan Sri Muhammad Ibrahim warned in a recent interview with Sinar Harian. He remarked that many Malaysian graduates are now trapped in low-income jobs despite the country&rsquo;s economic growth, and are increasingly unable to meet basic life milestones such as home or car ownership.
Recalling his own experience, Muhammad said he earned RM1,300 upon entering the job market in 1984. Today, a typical fresh graduate earns between RM2,000 and RM3,000 monthly&mdash;a marginal increase in nominal terms that doesn&rsquo;t reflect the sharp rise in living costs. When adjusted for inflation&mdash;assuming a conservative annual rate of 5%&mdash;today&rsquo;s graduates should be earning closer to RM7,000 to RM8,000 to match the purchasing power of their 1980s counterparts.
&ldquo;In real terms, salaries today are only a third of what they used to be,&rdquo; he said, adding that if current trends continue, today&rsquo;s young people may never enjoy the same quality of life his generation did.
The Rise of the Low-Income Graduate
&nbsp;<img src="https://r2.myc.my/8b9b1df643980df936b15d80d18d4cd0dc132c1876493e893f16a7f82f9ea0b9" />
Quoting recent data from the Ministry of Higher Education, Muhammad pointed out that around 40% of university graduates today earn less than RM2,000 per month in their first job. He believes this is a clear indication that the country&rsquo;s education and economic systems are not aligned with the demands of a competitive, modern workforce.
&ldquo;Without major reforms in our education and economic frameworks, we are condemning our youth to a future dominated by low-skilled, low-paying jobs,&rdquo; he said. He warned that Malaysia continues to lag behind other nations that were once on par with or even behind Malaysia in the 1960s, including Taiwan, South Korea, China, and Japan&mdash;all of which now enjoy far higher standards of living due to sustained structural reform.
Foreign Labour Suppressing Wage Growth
&nbsp;<img src="https://r2.myc.my/5406ec1a17a9d7bf3194d18b8d4f0f3a9b308046fa34fae7aa9052f441ee73c0" />
Muhammad also addressed the impact of Malaysia&rsquo;s heavy reliance on foreign labour, which has contributed to wage stagnation&mdash;particularly for the country&rsquo;s B40 income group. As of 31 December 2024, there were 16.78 million workers in the country, with 2.37 million or roughly 14% of them being foreign workers.
These foreign workers primarily fill 3D (dirty, dangerous, and difficult) jobs in sectors such as construction, manufacturing, agriculture, food services, and domestic work. While these jobs are often shunned by locals, the influx of low-cost labour from countries like Indonesia, Bangladesh, and Nepal has created wage suppression for Malaysians in similar roles.
&ldquo;When employers can hire workers cheaply, they have no incentive to raise wages for locals. This affects our citizens directly, particularly those in the B40 segment,&rdquo; Muhammad explained.
A Growing Brain Drain: Nurses, Labourers, and the Search for Better Pay
&nbsp;<img src="https://r2.myc.my/98e2ef14dd46045ab74a765328aa4a01be2305e38cc96f307eb39f9fb5a9095d" />
Malaysia is not only failing to retain its skilled workforce&mdash;it is also losing talent to neighbouring countries with better wages. Muhammad highlighted that many local nurses are now migrating to Singapore, Saudi Arabia, or the UAE, where they can earn two to four times more than they would at home.
For example, JobStreet data shows that a nurse in Malaysia earns between RM2,700 and RM3,400 a month, while in Singapore, the salary ranges from RM11,000 to RM13,000. Even Saudi Arabia offers nearly RM7,000 per month.
Beyond white-collar professionals, Muhammad noted an increase in Malaysians crossing into Singapore to perform menial work. &ldquo;This isn&rsquo;t just brain drain&mdash;it&rsquo;s now even low-skilled drain,&rdquo; he said. &ldquo;If we don&rsquo;t address this soon, Malaysia may one day become a labour-exporting country, with our children working as maids or labourers abroad.&rdquo;
Income Reclassification Misses the Bigger Picture
In response to the government&rsquo;s recent proposal to update income classifications&mdash;changing the B40, M40, and T20 system to B20, M50, and T30 based on consumption data&mdash;Muhammad said the new categorisation risks masking the real challenges of wage stagnation and cost-of-living pressures.
He argued that income-based benchmarks remain critical, as consumption patterns can be misleading, particularly when driven by debt or necessity. &ldquo;If you use the older income definitions, the B40 group probably now encompasses 60% of the population, not just 40%, due to post-COVID economic strain, low savings, and wage stagnation.&rdquo;
GDP Growth Is Not the Only Measure of Progress
&nbsp;<img src="https://r2.myc.my/22a9e4e83055f7cdd1d63ffcdcda10cf416dc4f30fb6da1e70054dc4586bb5bf" />
Muhammad also criticised the nation&rsquo;s obsession with GDP growth as a benchmark for success. &ldquo;GDP doesn&rsquo;t put food on the table,&rdquo; he said bluntly. &ldquo;Real progress should be measured through employment quality, wage growth, and job structure&mdash;not aggregate output.&rdquo;
He noted that at international forums such as the World Economic Forum in Davos, discussions in developed countries have shifted from GDP to employment outcomes. &ldquo;The real question they ask is: what kinds of jobs are being created? That&rsquo;s where Malaysia needs to start focusing,&rdquo; he added.
Urgent Reforms Needed to Avoid Long-Term Decline
Despite the grim outlook, Muhammad said Malaysia still has time to reverse course. He pointed to the remarkable growth trajectories of East Asian economies that once had lower per capita incomes than Malaysia but have since surged ahead through long-term reform in education, technology, and governance.
&ldquo;We cannot continue benchmarking ourselves against regional peers who are also struggling. We must aim higher,&rdquo; he said.
He concluded with a warning: &ldquo;Without a bold and decisive push for structural change, we risk raising a generation that is poorer than the last, unable to afford homes, education, or healthcare, and forced to look overseas for dignity and opportunity.&rdquo;
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Adjusted for inflation, graduate salaries today should be at least RM7,000 to RM8,000. 

1254876841663624d39e980db9c2b93f80e0bd826af3bf2c5e6c4faf4ff6f6b7

Former BNM Governor: Malaysian Real Wages Have Dropped Threefold Since The 1980s

A heart-wrenching video of a young man with a learning disability alleging that he was bullied at a GiatMARA training centre in Melaka has reignited public concerns about student safety, particularly for those with special needs.
The clip, uploaded to TikTok by user @masdo21, shows the young man &mdash; a trainee at GiatMARA Durian Tunggal &mdash; sharing his experience during what appeared to be a casual conversation at a badminton court. In the emotional video, the victim claimed that he was subjected to multiple bullying incidents by fellow trainees, prompting widespread outrage on social media.
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@masdo21/video/7499534672653765906" data-video-id="7499534672653765906">
<section><a title="@masdo21" href="https://www.tiktok.com/@masdo21?refer=embed" target="_blank" rel="noopener">@masdo21</a> Giat mara durian tunggal.. your move.. apa2 keputusan di update part 2.. <a title="stopbullying🛑✋" href="https://www.tiktok.com/tag/stopbullying%F0%9F%9B%91%E2%9C%8B?refer=embed" target="_blank" rel="noopener">#stopbullying🛑✋</a> <a title="notcool" href="https://www.tiktok.com/tag/notcool?refer=embed" target="_blank" rel="noopener">#notcool</a> <a title="♬ Music box and background music for sad scenes(1345342) - syummacha" href="https://www.tiktok.com/music/Music-box-and-background-music-for-sad-scenes-1345342-7167430894889519105?refer=embed" target="_blank" rel="noopener">♬ Music box and background music for sad scenes(1345342) - syummacha</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

The allegations include being struck by a thrown object while resting and having his motorcycle physically lifted and locked in a cage by a group of peers. The video includes short footage of the victim lying down and reacting as a white item is hurled at him.
&ldquo;I was shocked to find out what he&rsquo;d been through,&rdquo; said Masdo in the clip. &ldquo;It&rsquo;s beyond unacceptable. When the person being bullied is someone with disabilities, I consider the bullies absolute cowards.&rdquo;
He further called for immediate institutional action and warned that if GiatMARA failed to act, he would escalate the matter himself.
MARA Chairman Promises Stern Action
<img src="https://r2.myc.my/702b401595ea5b435f9f71326a559e038a386ffedafd3bc9f98e9e6a4731d543" />
In response to the public uproar, Majlis Amanah Rakyat (MARA) Chairman Datuk Dr Asyraf Wajdi Dusuki released a statement confirming that an internal investigation would be reopened.
He said that all individuals involved in the alleged bullying &mdash; including the victim &mdash; would be summoned by GiatMARA Alor Gajah&rsquo;s management to provide statements and cooperate with the inquiry. Dr Asyraf said he had directed the agency&rsquo;s Chief Executive Officer, Ahmad Hamdi Ibrahim, to take immediate and comprehensive action.
&ldquo;Preliminary information suggests the incident may have stemmed from a case of rough joking among trainees during their earlier training sessions at GiatMARA Alor Gajah,&rdquo; he said in a Facebook post. &ldquo;However, MARA takes all allegations of bullying seriously, regardless of intent. There will be no compromise.&rdquo;
The trainees involved are reportedly now undertaking industrial training in welding technology and metal fabrication.
&ldquo;Zero Tolerance&rdquo; Policy on Bullying Across All MARA Institutions
&nbsp;<img src="https://r2.myc.my/d6c307e71526a185294bb5f8e33dcbb41fb809f5d5f3ca726079b8bc8c3792a2" />
Dr Asyraf reiterated that MARA maintains a strict zero-tolerance policy for bullying in all its institutions. He stressed that this applies not just to physical harm, but also to verbal abuse, harassment, and psychological intimidation.
&ldquo;MARA does not and will not condone bullying in any form. Any form of misconduct, especially targeting persons with disabilities, will be met with the strictest disciplinary measures,&rdquo; he stated.
The chairman further outlined that this policy applies to all of MARA&rsquo;s educational and training institutions, including but not limited to the Mara Junior Science Colleges (MRSM), GiatMARA centres, MARA Skills Institutes, MARA Colleges, Professional Colleges (KPM), Higher Skills Colleges (KKTM), MARA Poly-Tech Colleges (KPTM), as well as higher education institutions like the MARA Japan Industrial Institute (MJII), German-Malaysian Institute (GMI), Universiti Poly-Tech Malaysia (UPTM), and Universiti Kuala Lumpur (UniKL).
He said the leadership across MARA&rsquo;s entire network of institutions understood his stance and were under strict instructions to act swiftly if bullying is confirmed.
The Case Was Previously Investigated in February, Say Exco
&nbsp;<img src="https://r2.myc.my/e45507e2c5cd7ce5a8238fe51f9d5e8f87bb2fc394ea005a3cf038f89ddbc9da" />
While the video has recently gone viral and reignited national attention, Melaka authorities have clarified that the incident was not new and had in fact taken place in February 2024.
According to Melaka State Executive Councillor for Education, Higher Education and Religious Affairs, Datuk Rahmad Mariman, the case had already been handled by MARA earlier this year. All parties involved were summoned for questioning and disciplinary action was taken.
&ldquo;MARA took immediate steps once they were informed of the incident back in February. All students involved were called in, statements were recorded, and those responsible apologised directly to the victim,&rdquo; Rahmad said. &ldquo;The student wasn&rsquo;t injured, and he has since resumed his training without interruption.&rdquo;
He added that while the viral video has revived public interest, the case had been closed months ago following internal resolution.
Institutional Accountability and Public Pressure Remain High
Although the case was technically resolved earlier this year, its resurgence online has placed renewed pressure on MARA to demonstrate transparency and enforce its anti-bullying policies consistently. The emotional nature of the video, along with the vulnerable status of the victim, has intensified public scrutiny.
The management of GiatMARA has pledged to cooperate fully with the follow-up probe to ensure public confidence is restored and that no similar incidents occur in the future. Authorities hope the renewed investigation will reinforce institutional accountability while serving as a firm warning against bullying within Malaysia&rsquo;s vocational and educational training ecosystem.
A Reminder That Past Incidents Can Still Leave a Lingering Impact
The viral incident may have occurred months ago, but it highlights how bullying &mdash; particularly when it involves persons with disabilities &mdash; leaves a long shadow. While MARA officials assert the case has been resolved and the trainee is continuing his training, public reaction underscores how important transparency, swift response, and preventative measures are in maintaining a safe and inclusive educational environment.
As Malaysia continues to build a skilled workforce through institutions like GiatMARA, ensuring the dignity and safety of all trainees &mdash; especially those with special needs &mdash; must remain a top priority.
What are your thoughts on the incident? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Although the incident occurred months ago, bullying a student with disabilities should never be taken lightly.

a6ac3945b6ab9fa882537ac72ee44e091e2b084d51a628ef70fe6af178a6f65f

MARA Orders Full Probe Into Alleged Bullying of Disabled Student At GiatMARA Melaka

In a marketplace saturated with conventional promotions and loyalty schemes, global ice cream brand Mixue has taken a refreshingly different approach to customer engagement in Malaysia. Eschewing the usual discounts and digital vouchers, the brand launched a creative and interactive promotion that offered customers free ice cream in exchange for a lively public performance of the company&rsquo;s catchy theme song.
This unusual campaign has not only drawn crowds and applause in-store, but also taken social media by storm&mdash;proving once again that when brands let their customers do the talking (or in this case, the singing), the results can be pure marketing gold.
Heartfelt Performance by Five Friends Captivates Netizens Online
<blockquote class="tiktok-embed" style="max-width: 605px; min-width: 325px;" cite="https://www.tiktok.com/@casa.markaz/video/7499411454106307847" data-video-id="7499411454106307847">
<section><a title="@casa.markaz" href="https://www.tiktok.com/@casa.markaz?refer=embed" target="_blank" rel="noopener">@casa.markaz</a> Mixue buat promo baru wo <a title="mixue" href="https://www.tiktok.com/tag/mixue?refer=embed" target="_blank" rel="noopener">#mixue</a> <a title="♬ original sound - casa.markaz" href="https://www.tiktok.com/music/original-sound-casamarkaz-7499411482938002192?refer=embed" target="_blank" rel="noopener">♬ original sound - casa.markaz</a></section>
</blockquote>

<script async="" src="https://www.tiktok.com/embed.js"></script>

One particular video that has gone viral exemplifies the spirit of the campaign perfectly. Uploaded by TikTok user @casa.markaz, the clip features a man and four of his friends standing confidently at a Mixue counter, preparing to belt out the company&rsquo;s theme tune in exchange for free ice cream.
Before diving into their impromptu concert, the group&rsquo;s spokesman cheekily asked the cashier, &ldquo;Kak, if we sing, we get it for free, right?&rdquo; After receiving confirmation, he turned the camera to his friends, gave a quick &ldquo;1&hellip;2&hellip;3,&rdquo; and the group launched into a spirited rendition of the brand&rsquo;s familiar jingle.
What made the moment even more memorable was the visible contrast in personalities&mdash;while most of the group sang with pride and joy, one of them bowed his head in bashful embarrassment halfway through, clearly not as outgoing as the rest. Still, the group completed the song, drawing smiles and applause, and were soon seen happily enjoying their well-earned reward.
The heart-warming and hilarious video has since garnered over 1.2 million views, rapidly spreading across social media platforms and igniting conversations about the cleverness of the campaign.
Laughter, Applause and a Lesson in Low-Cost Virality
Online reactions to the campaign have been overwhelmingly positive. In the comments section of the now-viral video, users praised the group&rsquo;s courage and sense of humour, noting that such spontaneity is rarely seen in public settings these days.
Many also empathised with the introverted member of the group, while others joked about the experience of Mixue staff, who were likely inundated with countless renditions of the jingle throughout the day.
&ldquo;This is pure marketing genius&mdash;get people singing, laughing, and posting your brand for free!&rdquo; &ldquo;The shy guy is all of us deep inside.&rdquo; &ldquo;Imagine being the cashier&mdash;20 versions of the same song, every day!&rdquo;
Beyond the humour, many marketing observers have pointed out the sheer effectiveness of Mixue&rsquo;s approach. It cost them little in terms of overhead, yet the exposure gained through user-generated content and social shares has far exceeded the return of traditional media campaigns.
Here&rsquo;s some of the comments:
<img src="https://r2.myc.my/ac05617732ef15f3da330775718d75e6b0ba0cf33457b1412308e2062a8d367f" />
Win more than just free ice cream!
&nbsp;<img src="https://r2.myc.my/84848e898b540af82d3a18363d7e86155692da71a26deaa6c4180921d734f1a1" />
From 1st to 12th May, any customer willing to sing the &ldquo;Mixue Melon Time&rdquo; song at a participating branch will be rewarded with a free Melon Ice Cream, turning everyday visits into mini musical performances.
But the campaign doesn&rsquo;t end at the store counter. From 1st to 14th May, Mixue is also inviting fans to get creative online. Participants can record themselves singing or dancing to the &ldquo;Melon Time&rdquo; jingle and post their videos on social media with the hashtag #MIXUEMelonTime. Those with the most entertaining or original entries stand a chance to win a variety of prizes, including:
<ul>
<li>🎁 Xiaomi Smart Band 9</li>
<li>💡 Mixue Snow King Tap Lamp</li>
<li>☕ Mixue-themed Cups</li>
<li>🧸 Mixue Plush Toys</li>
</ul>
This blend of offline fun and online creativity strengthens Mixue&rsquo;s brand identity as one that embraces playfulness, spontaneity, and shared experiences. It&rsquo;s a campaign tailor-made for the TikTok generation&mdash;bite-sized, bold, and bound to go viral.
A Sweet Tune for Brand Loyalty
With their clever promotional campaigns and delightfully low-stakes challenges, Mixue has struck the perfect balance between entertainment, reward, and brand exposure. Whether it&rsquo;s a heartfelt performance by a group of friends or a creative video posted online, the takeaway is simple: sometimes, a song and a scoop of ice cream are all it takes to win hearts&mdash;and customers.
So if you fancy yourself a singer (or just really want a free ice cream), it might be time to warm up those vocal cords. After all, when was the last time a jingle earned you dessert?
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Craving free ice cream? Just head to your nearest Mixue, sing your heart out, and claim your sweet reward!

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Mixue’s Sing-For-Ice Cream Campaign Has Malaysians Singing (And Crying) For Joy

The Land Public Transport Agency (APAD) has issued a formal termination notice to ride-hailing platform inDrive, signalling the potential end of the company&rsquo;s operations in Malaysia. The notice, dated 24 April 2025, gives the company three months to either resolve the situation or return its Intermediation Business Licence (IBL) by 24 July 2025.
APAD cited non-compliance with conditions outlined under the Land Public Transport Act 2010 (Act 715) and regulatory requirements introduced in 2019. These include failing to ensure that its drivers possess valid Public Service Vehicle (PSV) and E-Hailing Vehicle Permit (eVP) licences&mdash;documents that are legally mandatory for all e-hailing drivers in Malaysia.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/f5177438ced0f67029bf28f266da08ada5e4a38a458c501f6428bdc0fadb9afb" />
In its official statement to media, APAD reiterated that the government takes any breach of IBL conditions seriously and is prepared to enforce strict action, including revocation, against operators that fail to comply. It stressed that all e-hailing licence holders must maintain satisfactory service standards and adhere to current laws at all times.
Safety and Documentation Failures Behind Regulatory Action
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/ad2b220e472e2aac4ab0891887052075f51969fbb2a94174986943a67e082eaa" />
While inDrive continues to operate for now, sources say that the company had been issued multiple show-cause letters over a prolonged period prior to the termination notice. Authorities became increasingly concerned over the platform&rsquo;s failure to vet its drivers appropriately. Many were reportedly operating without valid PSV or eVP licences, raising serious questions about passenger safety.
The situation escalated due to a rise in safety-related incidents involving inDrive drivers, which further undermined public trust in the platform. APAD&rsquo;s decision also reflects wider efforts by Malaysian authorities to tighten oversight over e-hailing services and curb unauthorised operations.
This enforcement action bears striking resemblance to the case of Maxim, another Russian-founded ride-hailing firm that was expelled from the Malaysian market in 2023. At the time, the Road Transport Department (JPJ) discovered that out of 5,000 vehicles listed under Maxim, only 8% were properly licensed. That led to a full revocation of Maxim&rsquo;s licence and a ban on its services in the country.
inDrive Responds: &lsquo;We&rsquo;re Engaging with Authorities&rsquo;
&nbsp;<img src="https://r2.myc.my/7d92625395d1b8d4a74e0b1eb9c3b753494e36e9e4c06636ab1fbb54b029e578" />
In response to the latest development, inDrive has confirmed it is in active dialogue with APAD and other relevant regulatory bodies. In a statement issued, the company stressed its commitment to Malaysian users and said it was proactively seeking clarity on the reasons behind the licence revocation notice.
&ldquo;We are committed to providing safe, reliable, and accessible mobility solutions to the tens of thousands of people across Malaysia who rely on our platform every day,&rdquo; the company said. &ldquo;As a global mobility and urban services platform, inDrive operates with the highest regard for local laws, regulations, and the communities we serve.&rdquo;
The company also reassured its driver-partners and passengers that its services would continue uninterrupted while discussions with authorities were ongoing. inDrive Malaysia sent a message to its drivers stating it was &ldquo;currently in communication with the relevant regulatory authorities to seek further clarification regarding a recent development involving our operations.&rdquo;
It further promised to issue public updates once greater clarity has been achieved. In the meantime, drivers have been encouraged to continue offering services as usual, although their compliance with local licensing laws remains under scrutiny.
A Rocky Regulatory History in Malaysia
&nbsp;<img src="https://r2.myc.my/0e387d516ee29b160ae0d4381960b0b358032a49cc4e081accee6ecda885d31d" />
This isn&rsquo;t the first time inDrive has clashed with Malaysian transport regulators. In September 2023, the company was fined RM10,000 after pleading guilty to operating without the proper authorisation following a raid by JPJ. Although inDrive quickly settled the fine and made efforts to re-engage with APAD, that previous violation has clearly factored into the latest decision.
Despite these challenges, the company has shown no signs of slowing down. inDrive had previously announced plans to grow its Malaysian driver base to over 40,000 by the end of 2025, following rapid expansion in key urban centres like Kuala Lumpur, Selangor, Penang, and Johor Bahru since its entry in late 2021.
What sets inDrive apart from major competitors like Grab is its unique pricing model&mdash;users can negotiate fares directly with drivers, a concept inspired by traditional marketplace bargaining. This &ldquo;name-your-price&rdquo; approach has attracted budget-conscious riders and drivers seeking greater control over their earnings.
What Happens Next? Appeal Process and Ministry Review
While APAD&rsquo;s notice is a serious blow, inDrive still has the opportunity to appeal. The company may submit a formal appeal through APAD, which will then forward the matter to the Ministry of Transport for further consideration. The final decision on whether inDrive will be allowed to continue operating in Malaysia lies with the ministry.
APAD&rsquo;s statement made it clear that enforcement action is a last resort, but one that will be taken without hesitation if necessary. The agency urged all existing e-hailing operators to prioritise service quality and passenger safety, stressing that non-compliance would no longer be tolerated in an increasingly regulated digital mobility environment.
The Bigger Picture: A Tighter Grip on E-Hailing
This case is part of a broader regulatory tightening across Malaysia&rsquo;s transport sector, particularly in the e-hailing space. With the rise of app-based services, the government is now under pressure to ensure that public safety, driver qualifications, and operational transparency are not compromised for the sake of rapid expansion or price competition.
For inDrive, the next few weeks will be critical. The company must either convince authorities of its willingness and ability to comply&mdash;or prepare to exit one of Southeast Asia&rsquo;s most promising mobility markets.
For passengers who&rsquo;ve grown accustomed to its affordable, flexible rides, the uncertainty may be cause for concern. And for Malaysia&rsquo;s e-hailing industry, this serves as a clear reminder: regulatory compliance is no longer optional&mdash;it&rsquo;s the price of entry.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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APAD has issued a three-month notice to inDrive, but the company may still appeal through the Transport Ministry.

8b78bc1b8140096464038ac2dced461f176794af622cd8bc488e23c75ff865ef

inDrive Faces Potential Ban In Malaysia Over Licensing Violations

Fans of smooth R&amp;B and soul-infused serenades, rejoice &mdash; Pink Sweat$ is officially making his way back to Kuala Lumpur this June for a long-awaited solo concert that promises all the feels and more.
Following his crowd-pleasing performance at the Good Vibes Weekender in 2022, the Philly-born singer-songwriter will now headline his own show at Zepp Kuala Lumpur on 5 June 2025. This marks his first full concert in Malaysia &mdash; and it&rsquo;s set to be an unforgettable night.
From &ldquo;Honesty&rdquo; to &ldquo;At My Worst&rdquo; &mdash; Hits That Melt Hearts
&nbsp;<img src="https://r2.myc.my/ffbefa72719abc90e8c804a5af75caf0a88579fb1e8d4d963a608589b64717e1" />
Pink Sweat$ (born David Bowden) is an American singer, songwriter, and producer renowned for his minimalist, emotionally resonant approach to R&amp;B. Hailing from Philadelphia, he began his music career as a demo vocalist and songwriter at Sigma Sound Studios, collaborating with artists like Tierra Whack and Florida Georgia Line. His stage name originated from his penchant for wearing pink sweatpants during studio sessions.
<iframe src="https://www.youtube.com/embed/-Y9VtoPvtuM" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
In 2018, Pink Sweat$ gained widespread attention with his debut single "Honesty," which reached number 10 on Spotify's US Viral Chart and earned RIAA Platinum certification. This track was featured on his EP Volume 1, followed by Volume 2 in 2019. His debut studio album, Pink Planet (2021), showcased his signature blend of acoustic instrumentation and heartfelt lyrics, with standout tracks like "At My Worst" (featuring Kehlani) and "17." The album received critical acclaim for its exploration of love and vulnerability.
Throughout his career, Pink Sweat$ has been recognized for his contributions to modern R&amp;B. He was nominated for Best New Artist at the 2019 Soul Train Awards and has performed at notable events such as the Seoul Jazz Festival. His music continues to resonate with audiences worldwide, characterized by its sincerity and stripped-down production that highlights his soulful vocals.
<img src="https://r2.myc.my/c0c23c4c71abdf2267021ac79286571e04b0b14cd94636452f187f869a43bf6a" />
Fans in Malaysia will remember his last visit fondly. During his 2022 Good Vibes Weekender appearance, he delivered not just flawless vocals but also a surprise on-stage collaboration with Malaysian rapper Bunga, creating a unique moment that still lingers in the memory of local fans.
Ticket Sales &amp; Categories
<img src="https://r2.myc.my/aead9d8fba01a869cb6a635df041697e0a64cba9b08cbf3ecff1eec55f5d6972" />
The upcoming Kuala Lumpur show is open to all ages, though children under 15 must be accompanied by an adult aged 18 or over. Tickets officially go on sale at 11AM on Monday, 5 May 2025, so be sure to mark your calendars.
Here&rsquo;s the full breakdown of ticket categories and pricing (excluding fees):
<ul>
<li>Cat 1 (VIP Box) &ndash; RM3,200.00 (per box, for 8 pax)</li>
<ul>
<li>Includes private room and viewing balcony</li>
</ul>
<li>Cat 2 (Premium Seated) &ndash; RM290.00</li>
<ul>
<li>Premium upper floor seats</li>
</ul>
<li>Cat 3 (Seated) &ndash; RM260.00</li>
<ul>
<li>Standard upper floor seats</li>
</ul>
<li>Cat 4 (General Admission) &ndash; RM230.00</li>
<ul>
<li>Standing room on ground floor</li>
</ul>
</ul>
All prices are subject to a MYR 10 ticketing fee and 4% transaction fee.
Mark Your Calendar
🎤 Pink Sweat$ Live in Kuala Lumpur 📅 5 June 2025 📍 Zepp Kuala Lumpur 🎟️ Tickets available from 11AM, 5 May 2025
Catch Up With His Music
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/track/6Iyjx3tDmwtaOgiriLLI6A?utm_source=generator" width="100%" height="352" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy"></iframe>
In case you didn&rsquo;t know, Pink Sweat$ recently released a new song where he wears his heart on his sleeve in &ldquo;Scared In Love&rdquo;, a stripped-down slow jam that captures the fear and fragility of falling for someone. With soft vocals and minimal production, he opens up about vulnerability, uncertainty, and learning to love while still afraid.
Lines like &ldquo;I don&rsquo;t know what right feels like&rdquo; reflect the emotional honesty that defines the track &mdash; more confession than classic love song. It&rsquo;s a gentle reminder that sometimes, the bravest thing you can do is simply try.
For more of his songs, you can stream them on Spotify below:
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/artist/1W7FNibLa0O0b572tB2w7t?utm_source=generator" width="100%" height="352" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy"></iframe>
Whether you&rsquo;re a longtime fan or a new listener, this is your chance to witness Pink Sweat$ live in an intimate setting, delivering his signature emotional storytelling and velvet-smooth vocals. Round up your friends, get ready to sing your heart out, and let the music hit you right in the feels.
Looks like 2025 is really out here to make everyone go broke on concert tickets. Are you looking forward for his concert because we certainly are!&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Get ready to vibe to his smooth R&B hits live on stage!

9146e5b7c17344b2b5f9c6292b81a0e44532869084cda672b0b8ed75ce5b89ea

Pink Sweat$ Returns To KL For A Soulful Headline Show This June

Conservative American commentator Bill O&rsquo;Reilly has reignited tensions with Malaysia after doubling down on controversial remarks suggesting Southeast Asian countries, including Malaysia, lack the financial means to benefit from Chinese trade relations. The former Fox News host&rsquo;s comments drew sharp criticism from Prime Minister Datuk Seri Anwar Ibrahim, who accused O&rsquo;Reilly of holding a worldview rooted in colonialism and racial superiority.
Xi Jinping&rsquo;s Regional Tour Sparks Economic Debate 
&nbsp;<img src="https://r2.myc.my/2f7aebc041329cdd6e457b355330ed4e677bf6ab968aa120dfb644b6e0da3bc7" />
The dispute stems from Chinese President Xi Jinping&rsquo;s recent diplomatic tour of Malaysia, Vietnam, and Cambodia &mdash; a strategic move by Beijing in light of escalating trade tensions with the United States, including a newly imposed 145% tariff on Chinese goods.
O&rsquo;Reilly responded to Xi&rsquo;s visit by questioning the economic value of China&rsquo;s outreach to the three Southeast Asian nations. He suggested these countries lacked the financial capacity to purchase Chinese-made products, sarcastically declaring: &ldquo;We have the money, we buy stuff. The &lsquo;Malays&rsquo; aren&rsquo;t gonna buy your stuff. They don&rsquo;t have any money.&rdquo;
His use of the ethnic term &ldquo;Malays&rdquo; to generalise the entire Malaysian population further provoked backlash online, with many accusing O&rsquo;Reilly of cultural ignorance and racial insensitivity. Read: <a href="https://myc.my/articles/4248/xi-jinpings-southeast-asia-tour-draws-mockery-from-us-commentator-but-malaysias-economic-numbers-tell-a-different-story">Xi Jinping&rsquo;s Southeast Asia Tour Draws Mockery From US Commentator &ndash; But Malaysia&rsquo;s Economic Numbers Tell A Different Story</a>
Anwar Hits Back: &ldquo;Xenophobia, Racism, and Colonial Arrogance&rdquo;
&nbsp;<img src="https://r2.myc.my/08bbca4443221f96e4102a5acfecd8f583bbc2966c981a0e99634993d3cc665c" />
In a strong rebuttal, Prime Minister Anwar Ibrahim lambasted O&rsquo;Reilly&rsquo;s statements as not only factually flawed but also emblematic of a deeper, more insidious mindset.
&ldquo;He is clearly trapped in a narrow worldview shaped by colonialism, racism, and xenophobia,&rdquo; said Anwar, who also serves as Malaysia&rsquo;s Finance Minister. &ldquo;It reflects a deep ignorance of the socioeconomic realities in Southeast Asia and a belief that only their group or nation is successful.&rdquo;
Anwar&rsquo;s remarks were widely supported by Malaysians and regional observers, who viewed O&rsquo;Reilly&rsquo;s comments as dismissive of the economic progress made by developing nations in Asia.
O&rsquo;Reilly Responds with More Provocation &mdash; and Geography Errors
In a subsequent YouTube video, O&rsquo;Reilly read out Anwar&rsquo;s response, appearing both amused and unrepentant. He reiterated his claim that Malaysians &ldquo;don&rsquo;t have money&rdquo; by citing Malaysia&rsquo;s household income per capita, which he claimed stands at US$5,731 annually (~RM25,110), compared to the US figure of US$42,220 (~RM184,585).
&ldquo;That's eight times higher,&rdquo; O&rsquo;Reilly declared. &ldquo;So if you want to buy a little hat, and you're only making five grand a year, you're not gonna buy it. You're not getting Chinese takeout either in Kuala Lumpur. You're barely eating.&rdquo;
He added, &ldquo;China is not going to be able to sell its stuff in your country, or Vietnam, or Cambodia. Got it?&rdquo;
<iframe src="https://www.youtube.com/embed/V85NEV6pQZM" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
Despite the inflammatory tone, O&rsquo;Reilly did attempt to soften his comments by acknowledging that Malaysia is a &ldquo;beautiful&rdquo; country &mdash; albeit one he described as &ldquo;complicated.&rdquo; He also claimed he wanted the country to succeed but cheekily concluded, &ldquo;this &lsquo;colonialist&rsquo; has told the truth.&rdquo;
However, the commentator went on to confuse Malaysia with Indonesia, wrongly stating that former US President Barack Obama was &ldquo;partially raised in Malaysia.&rdquo; In fact, Obama spent part of his childhood in Indonesia &mdash; an entirely separate country. The factual gaffe further undermined O&rsquo;Reilly&rsquo;s credibility, especially among viewers in Southeast Asia.
The Flawed Economic Comparison: A Misunderstanding of Local Realities
&nbsp;<img src="https://r2.myc.my/ce282d27b51434ea8b4d878053177e3f809da63fcc1e8d47c8593eff0347b0dc" />
While the household income figures quoted by O&rsquo;Reilly are broadly accurate &mdash; with Malaysia&rsquo;s data taken from CEIC and correct as of late 2022 &mdash; his interpretation of those numbers lacks nuance. Economic analysts were quick to point out that comparing raw income figures between two vastly different economies without considering the cost of living and purchasing power parity (PPP) paints a misleading picture.
According to forecasts from Statista, Malaysia&rsquo;s household disposable income per capita is projected to rise to RM32,228 (~USD7,370) by 2025. When adjusted for PPP, the income disparity between Malaysia and the US narrows considerably, offering a more accurate representation of everyday purchasing power.
Furthermore, O&rsquo;Reilly&rsquo;s claim that Malaysians are &ldquo;barely eating&rdquo; and can&rsquo;t afford Chinese take-out in Kuala Lumpur drew widespread mockery online. In truth, Chinese cuisine is among the most common and affordable foods in Malaysia. Local Chinese restaurants, hawker stalls, and kopitiams offer hearty meals for as little as RM6 to RM20 &mdash; easily within the reach of most working and middle-class residents.
A Clash of Cultures &mdash; or Just Misinformation?
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/bf8f9e0672ef18e5532af95f858eae6bc18c59785f744c785baa6a73d7f42766" />
O&rsquo;Reilly&rsquo;s long-standing relationship with US President Donald Trump and his deep roots in American conservative media have helped shape public opinion in the United States for decades. However, his latest comments have highlighted a broader issue: the cultural blind spots and outdated assumptions that still exist in Western commentary on Asia.
While O&rsquo;Reilly may find support from sections of the American right, many in Southeast Asia viewed his remarks as tone-deaf, outdated, and laced with condescension. As Anwar and others have pointed out, such statements not only misrepresent the region&rsquo;s progress but also reinforce dangerous stereotypes about the Global South.
Here&rsquo;s some of the comments from netizens:
<img src="https://r2.myc.my/286074c669df0c5f11a2f4de26b0e5871fcfc66b5acef40c8ea242c653e5fb72" />
Conclusion: More Than Just a Viral Clip
What began as a throwaway comment in a YouTube video has now morphed into a diplomatic and cultural flashpoint, illustrating how global discourse is increasingly shaped by online personalities with outsized influence.
In this case, Bill O&rsquo;Reilly&rsquo;s reductive take on Southeast Asia&rsquo;s economy sparked a much-needed conversation &mdash; not just about income disparities, but about the lingering legacies of colonial attitudes and the importance of understanding nations on their own terms.
&nbsp;What are your thoughts on this? Let us know in the comments.&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Even with eight times less household income per capita, Malaysians don’t suffer as much as the average American.

eeb00258686da6dff7bf601317ec304fe039ba4a5f37a93c56e77539c5199872

Bill O’Reilly Doubles Down On “No Money” Claim As Anwar Ibrahim Fires Back

As the United States reinstates heavy tariffs on Chinese imports under former President Donald Trump, a new trade controversy is emerging &mdash; and Malaysia finds itself unwillingly at the centre of it. Reports have surfaced that unscrupulous freight brokers based in China are rerouting goods through Malaysia and mislabelling them as "Made in Malaysia" to evade the steep US duties, raising serious concerns over the potential damage to Malaysia's trade reputation.
From Trade Partner to Transit Point: Malaysia&rsquo;s Role in a Rising Smuggling Tactic
&nbsp;<img src="https://r2.myc.my/4d8cc18d4a0ca3a7db37c9bc2a167dafe4a6f5789aa5c653a38e7fb11337eb08" />
According to reports by Malay Mail and Bloomberg, China-based logistics brokers have been offering US online retailers highly suspicious services to cut down on shipping costs. These include falsifying the country of origin and undervaluing shipments &mdash; with Malaysia being one of the key countries misused in this deception. Some brokers even go as far as posing as importers themselves, offering to handle the documentation and falsely declare the goods as Malaysian-made.
&ldquo;Many clients are now choosing to route Chinese products through Malaysia and claim they are made here,&rdquo; said one freight broker to Bloomberg. The motivation is clear: while Chinese goods are currently facing tariffs as high as 145% in the United States, products genuinely originating from Malaysia are only subject to a 24% import duty.
The scheme is not only unethical but also illegal under US customs law. False declarations of origin constitute a serious offence and may result in civil or criminal penalties for all parties involved &mdash; including sellers, brokers, and importers. As of now, the US Customs and Border Protection (CBP) has not officially confirmed whether enforcement has been ramped up, though they have reiterated that public reports and complaints through their online portal remain a key part of enforcement efforts.
Trump&rsquo;s Tariff Surge Sparks a Wave of Workarounds
&nbsp;<img src="https://r2.myc.my/6bcb751a7431f4b2e92f42c60b618422d15d5c3547bafa7eed5f254cc236183f" />
Read: <a href="https://myc.my/articles/4265/us-slaps-up-to-3521percent-tariffs-on-asean-solar-panels-threatening-malaysias-export-industry">US Slaps Up To 3,521% Tariffs On ASEAN Solar Panels, Threatening Malaysia&rsquo;s Export Industry</a> Read: <a href="https://myc.my/articles/4218/the-impact-of-new-us-tariffs-on-malaysia-jobs-prices-and-the-iphone">The Impact Of New US Tariffs On Malaysia: Jobs, Prices, And The iPhone</a>
This illicit practice appears to have surged after Trump&rsquo;s announcement earlier this month of a new round of trade tariffs, starting at 10% for all imports into the US. Specifically, China has been targeted with the steepest hikes &mdash; first 54%, then 104%, and most recently a staggering 145%. China retaliated by imposing 125% tariffs on US goods, prompting fears of a full-blown trade war echoing previous years.
Even Malaysia &mdash; previously unaffected by the bulk of US trade restrictions &mdash; was not spared. Under Trump&rsquo;s revised policy, Malaysian exports to the US now face a 24% import tariff. Although significantly lower than the Chinese rate, it still marks a steep increase from previous levels and could pose challenges for legitimate Malaysian exporters.
The escalating tariff war has caused an upheaval in the global supply chain. Some Chinese companies are now resorting to third-country transhipment strategies to sidestep duties &mdash; with Malaysia and even South Korea among the countries being exploited as part of this growing black market workaround.
South Korea Faces Similar Challenges with Mislabelled Chinese Goods
&nbsp;<img src="https://r2.myc.my/e4e9aa3a91010b9cc4c8d83659a4fbf4a16525928c0522d2834663ff1275d047" />
Malaysia is not alone in this predicament. South Korea, too, has discovered large-scale violations involving Chinese goods being falsely labelled as South Korean exports. According to the Korea Customs Service, a staggering 29.5 billion won (~RM91,000,000) worth of goods with incorrect origin labels were uncovered in just the first quarter of 2025 &mdash; with 97% of them destined for the US market.
The violations include Chinese-made cathode materials and surveillance equipment that were either reassembled in South Korea or relabelled outright before being shipped to the United States. Some of these goods had already been exported, while others were intercepted at the port.
In response, the Korea Customs Service has launched a special task force and is working closely with US authorities to crack down on these illegal transhipment practices. All violations are expected to be forwarded to prosecutors for legal action.
Malaysia Urged to Act Swiftly to Protect Its Trade Integrity
Malaysian trade analysts are now sounding the alarm. If this misuse continues unchecked, Malaysia&rsquo;s international credibility as a law-abiding trade partner could be at risk. The country's legitimate exporters may find themselves subject to heightened scrutiny by US authorities, leading to delays, increased compliance checks, and potential blacklisting.
There are growing calls for the Malaysian government to act decisively. Trade groups and analysts alike have urged authorities to investigate any abuse of Malaysia&rsquo;s national label and clamp down on foreign attempts to exploit its relatively favourable tariff position. They argue that failing to act could result in long-term reputational damage, making it harder for Malaysian exporters to maintain market access abroad.
&ldquo;Malaysia needs to take swift action to prevent being used as a cover for tariff evasion. This is not just about trade, but about safeguarding our nation's integrity,&rdquo; one analyst said
Understanding Tariffs and Why They Matter
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/ebdd724d306175630884f79b28dbb2541fa11e0b59529929bfd382852e84cb8c" />
For those unfamiliar with trade policy, tariffs are essentially taxes imposed by one country on goods imported from another. The idea is to make foreign products more expensive, thereby protecting domestic industries and discouraging reliance on overseas suppliers.
But while tariffs serve a political and economic purpose, they also create ripple effects. For instance, Malaysian Investment, Trade and Industry Minister Tengku Datuk Seri Zafrul Tengku Abdul Aziz previously explained that a shirt originally priced at USD 100 (~RM656.25) could cost as much as USD 154 (~RM673.75) after a 54% tariff &mdash; a cost that is typically borne by end consumers rather than corporations.
According to the Tax Foundation, tariffs are a regressive form of taxation. They disproportionately affect low-income households, who end up spending a larger share of their income on essential goods that have suddenly become more expensive due to import taxes.
A Trade War With Global Consequences
As Trump hints at a possible reduction in the 145% tariff on Chinese goods &mdash; stating it will "drop significantly, but not to zero" &mdash; the uncertainty continues to roil global markets. What is clear, however, is that countries like Malaysia must tread carefully. Being caught in the crossfire of a geopolitical trade war not only endangers economic interests but also risks entanglement in a global web of fraud and deception.
Malaysia must now navigate these turbulent waters with a firm stance, ensuring its name is not co-opted by foreign actors for unlawful gain, and upholding its hard-earned reputation as a responsible global trading partner. The time to act is now.
What are your thoughts on this? Let us know in the comments. 
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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South Korea also uncovered falsely labelled goods, highlighting the scale of the transhipment schemes.

5ef2f3dbbc062a17bffd7944ae008473645f6f720f5fd9a0a84e976ec262a450

Malaysia Caught In US-China Trade War As Chinese Firms Mislabel Exports To Avoid Tariffs

The United States has imposed sweeping new import duties on solar panels from four Southeast Asian countries &mdash; Malaysia, Vietnam, Cambodia, and Thailand &mdash; in a move that is shaking up the global solar industry. The decision, aimed at bolstering American manufacturers, has drawn sharp criticism from industry players in the region and may have far-reaching implications for solar supply chains, investment flows, and green energy goals.
Tariffs of Up to 3,521% Following Yearlong Investigation
<img src="https://r2.myc.my/fd7a24e27afef6e0915ae6627b58d78ae9ef4e8287ffe2a759532d0820fa1996" />
The new tariffs, announced by the US Department of Commerce, are the result of a year-long anti-dumping and countervailing duties (AD/CVD) investigation. The probe concluded that manufacturers in the four ASEAN countries unfairly benefitted from Chinese government subsidies and sold solar products in the US at below-market prices. The investigation was originally initiated during the Biden administration and pursued under pressure from a coalition of US solar manufacturers.
The resulting duties are staggering: Cambodia has been hit with the highest rate &mdash; a colossal 3,521% &mdash; after it reportedly ceased cooperation with the US probe. Vietnam and Thailand face tariffs of up to 396% and 375% respectively. Malaysia, though assessed more leniently by comparison, still received a nationwide rate of 34.4%, with certain companies facing significantly higher duties due to a lack of cooperation. Jinko Solar, for example, was assessed at 40% for exports from Malaysia and 245% for Vietnam. Trina Solar faces levies exceeding 375% for Thai exports and over 200% for those from Vietnam, while JA Solar modules from Vietnam could be taxed at around 120%.
US Seeks to Protect Domestic Manufacturers Amid Political Push
&nbsp;<img src="https://r2.myc.my/33fce60b543e0905b4ffe8a1fcce3178186ae6e439fcd15f89aea606ac6f92ab" />
The imposition of these tariffs aligns with US efforts to revitalise its domestic manufacturing base &mdash; a bipartisan goal under both former President Joe Biden and President Donald Trump. Under the Inflation Reduction Act, the Biden administration has pushed for greater domestic production of renewable energy components, including solar panels.
&ldquo;This is a decisive victory for American manufacturing,&rdquo; said Tim Brightbill, co-chair of Wiley&rsquo;s international trade practice and counsel for the coalition of solar companies that brought the case. He accused Chinese-headquartered solar companies of exploiting trade loopholes to undermine US firms and cost American workers their jobs.
American solar manufacturers such as Hanwha Q Cells and First Solar Inc. are likely to be among the beneficiaries of the new policy, which is intended to curb reliance on lower-cost imports and protect US market share.
Malaysia&rsquo;s Solar Sector Under Pressure
&nbsp;<img src="https://r2.myc.my/dcf345cd6cb0575de93d0828366e50c139a0281994c641993d92dd391c370526" />
The impact on Malaysia could be substantial. The country exported RM12.5 billion worth of photovoltaic (PV) products to the US in 2024 &mdash; around 33.4% of its total RM37.4 billion in solar exports. While Malaysia's blanket tariff rate of 34.4% is lower than those imposed on its regional peers, several companies have been subject to rates as high as 81.24%, mainly due to non-compliance with the investigation.
The Malaysia Photovoltaic Industry Association (MPIA) warned that the latest tariffs could be the final blow for Chinese-owned solar manufacturers operating in Malaysia, many of whom were already reeling from previous rounds of US trade restrictions. MPIA president Davis Chong noted that these firms were "almost killed off" by earlier tariffs and are now accelerating their exit from Malaysia, relocating production to other regions such as South Asia or the Middle East.
Several major Chinese players &mdash; including JinkoSolar, JA Solar, Risen Energy, and Longi Green Technology &mdash; have reportedly scaled back or suspended their Malaysian operations. Risen Energy, for example, had committed to a RM42 billion investment plan in Malaysia over 15 years but may now reconsider its future in the country.
Global Solar Oversupply and Market Reactions
&nbsp;<img src="https://r2.myc.my/13ef7cef551c59d832b2c984a1e2388325b641846bc18cfd826bbfd8b8c28f6b" />
The global solar industry is already grappling with oversupply, and the new US tariffs could worsen the imbalance. Malaysian industry leaders have said they do not expect mass "fire sales" of solar panels unless manufacturers are looking to clear inventory ahead of plant closures. However, the market impact is being closely watched.
TA Securities has predicted only a "mild" short-term effect from excess supply, as solar panel prices are already near the bottom. MPIA&rsquo;s Davis Chong believes prices will likely stay below US$0.10 per watt, benefitting local solar installers and developers who continue to source most of their panels from China.
Malaysian installation firms such as Solarvest Holdings Bhd and Samaiden Group Bhd reported minimal earnings impact from the new tariffs, as they do not rely heavily on US exports and benefit from the global surplus in supply.
Risk of Broader Economic Fallout
Beyond the solar sector, concerns are rising over the potential macroeconomic impact on Malaysia&rsquo;s role as a major player in the global renewable energy supply chain. Tan Sri Soh Thian Lai, president of the Federation of Malaysian Manufacturers (FMM), warned that the country&rsquo;s status as a global solar hub could be jeopardised. He cautioned that the new US duties may prompt manufacturers to halt production, delay expansion, or shift operations elsewhere.
Solar exports account for approximately 2.08% of Malaysia&rsquo;s total RM601.2 billion in electrical and electronics exports in 2024. While this may seem modest, the solar industry is strategically important for Malaysia&rsquo;s green economy transition and its investment attraction strategies, particularly through tax holidays and other incentives.
Looking Ahead: More Tariffs to Come?
&nbsp;<img src="https://r2.myc.my/883a74277265963524f290cd89a9d65310e78feddf68d2b12cf6494e1476fb6c" />
The US International Trade Commission (USITC) is expected to deliver a final ruling by 2 June 2025 on whether American solar manufacturers have indeed suffered material harm. If the USITC affirms the findings, the newly proposed tariffs will become permanent.
However, analysts warn that this may not be the end of US trade actions. Countries such as Indonesia, India, and Laos &mdash; which have seen growing solar manufacturing investments in recent years &mdash; could face similar scrutiny and duties in the next wave of trade defence measures. Indonesia, for instance, is projected to host over 20 gigawatts of foreign-owned solar capacity by mid-2025, up from just 1 gigawatt in 2022.
JA Solar, for its part, has already announced it will open a new manufacturing plant in Oman by the end of 2025 as part of a broader strategy to diversify away from tariff-hit countries and reduce reliance on the US market.
Conclusion: A Crossroads for the Solar Industry
The US tariffs mark a pivotal moment for the global solar industry. While they promise to stimulate American manufacturing and address long-standing complaints about unfair trade practices, they also threaten to fragment international supply chains and undermine cost-effective access to renewable technologies. For Malaysia and its ASEAN peers, the challenge lies in adapting to this new trade landscape while safeguarding jobs, investments, and long-term green energy ambitions.
As solar panel prices fall and global oversupply persists, the next few months could be critical in determining whether Southeast Asia can remain a key pillar of the solar energy revolution &mdash; or whether the centre of gravity will shift elsewhere.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Despite a supposed 90-day pause, the US just hit four ASEAN nations with massive new solar tariffs.

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US Slaps Up To 3,521% Tariffs On ASEAN Solar Panels, Threatening Malaysia’s Export Industry

Google Pay has taken a major step forward in its regional payment strategy by introducing ShopeePay and Touch 'n Go (TNG) eWallet integration in Malaysia.
 The move makes Malaysia the first country in Southeast Asia to support this kind of eWallet connectivity on the platform &mdash; marking a significant evolution in how Malaysians shop, pay, and manage their money online.
With the new feature, Android users can now make payments using their preferred local eWallets directly via mobile websites on Google Chrome, simplifying the digital checkout process and offering more inclusive options for those without credit or debit cards.
A Frictionless Way to Shop Online
&nbsp;<img src="https://r2.myc.my/2875dc60ea3f1b6d9bad477e2b4c86996db55eb85d60b865623f98930135f4d6" />
Previously, Google Pay users were limited to traditional card-based payments. Now, by linking ShopeePay or TNG eWallet, users can access seamless online checkouts with just a few taps. No more app-switching. No more tedious logins or manual top-ups. Just click the Google Pay button or select the &ldquo;eWallet&rdquo; option at checkout to pay instantly through your linked account.
This new convenience applies to a growing number of participating merchants in Malaysia. Currently, it is available with businesses that use payment gateways Fiuu and iPay88, including:
<ul>
<li>Nando&rsquo;s</li>
<li>US Pizza</li>
<li>Alpro Pharmacy</li>
<li>TK Bakery</li>
<li>Yoyo Bus</li>
</ul>
The number of merchants is expected to expand as Google rolls out further support for local partners.
Why This Integration Matters
&nbsp;<img src="https://r2.myc.my/6250582079d2e84a261e8b52e57ac86eea92998a11b735a0f45c5c43e163c946" />
This development is more than a tech upgrade &mdash; it&rsquo;s a strategic shift aimed at digital inclusion and local relevance. By incorporating ShopeePay and TNG eWallet into Google Pay, Google is actively catering to the financial habits of Malaysian consumers, many of whom are more reliant on mobile eWallets than on credit cards.
As noted by Farhan S. Qureshi, Country Director for Google Malaysia:
&ldquo;By integrating with trusted local platforms like ShopeePay and TNG eWallet, we are localising Google Pay to match their everyday payment preferences, and delivering a frictionless and secure manner when shopping on their favourite mobile sites on Google Chrome.&rdquo;
This also supports broader financial access for underbanked or unbanked communities, who may not qualify for conventional cards but are digitally literate and active on mobile platforms.
One-Time Setup, One-Click Payments
&nbsp;<img src="https://r2.myc.my/e110330e3ffd7c620e2d7c54799cc39de20e7dba9a42b2b1e578e58aee825092" />
Getting started is simple. Users only need to link their ShopeePay or TNG eWallet accounts to Google Pay and complete a one-time verification using their eWallet&rsquo;s app.
Once this is done, users can:
<ul>
<li>Shop online at participating mobile websites</li>
<li>Select Google Pay or the &ldquo;eWallet&rdquo; option at checkout</li>
<li>Complete payments with a single tap, secured by biometric (fingerprint) or PIN authentication</li>
</ul>
Each transaction is protected by robust security protocols, and all eWallet-based payments on Google Pay will continue to require verification for added peace of mind.
Beyond Payments: Top-Ups and Future Features
In addition to making payments easier, users can also top up their eWallet balances directly through Google Pay &mdash; removing the need to switch between different apps. This function adds a layer of efficiency to money management, allowing users to keep their accounts funded without the extra friction of multiple apps.
Even more convenience is on the horizon. Google has confirmed that it is working to roll out a feature allowing users to view their eWallet balances directly within Google Pay, consolidating both payment and balance-tracking in one place.
What&rsquo;s Not Included (Yet)
It&rsquo;s worth noting that this eWallet integration is currently limited to mobile web transactions via Google Chrome on Android devices. It does not extend to Google Wallet or support tap-to-pay functionality at physical retailers &mdash; meaning users cannot yet pay with ShopeePay or TNG eWallet by tapping their phone or smartwatch at a checkout terminal.
This may be a disappointment to some, but Google&rsquo;s decision reflects a phased approach, starting with online payments and potentially expanding into in-store use cases in future updates.
Powering Malaysia&rsquo;s Cashless Future
This integration positions Malaysia as a fintech frontrunner in Southeast Asia, showcasing its digital maturity and the widespread adoption of local platforms like ShopeePay and TNG eWallet. As eWallets become essential for everything from food delivery to online shopping, the move is set to accelerate cashless adoption and offer a safer, more seamless alternative to card-based payments &mdash; particularly for mobile-first users.
Looking ahead, Google aims to support more eWallet partners, further localising its services to match Malaysia&rsquo;s fast-growing digital economy. If successful, the initiative could set the standard for similar innovations across the region &mdash; proving that the future of online payments is not just global, but also deeply local.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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No more switching apps — just tap and pay!

EPF Account 3 Launches This May: What You Need to Know

EPF Account 3 goes live on May 11th, with member access starting May 12th.

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