Nabil Luqman

0f9d2dd4f71434084e2b6094de1865e23abb37bb9f28ca51feeabee679ec9be2

Money

family

illegal

policy

petrol

subsidy

mykad

BUDI95

The National Registration Department has issued a clear and firm reminder to Malaysians: using someone else&rsquo;s MyKad &mdash; even that of a spouse or close family member &mdash; to purchase subsidised RON95 fuel is illegal.
According to JPN director-general Badrul Hisham Alias, the MyKad is a strictly personal identification document that must only be used by its rightful owner. This applies across all situations, including seemingly harmless or everyday scenarios involving family members.
The prohibition is backed by Regulation 25 of the National Registration Regulations 1990, which states that using or possessing another person&rsquo;s identity card is a criminal offence that may lead to legal action. Authorities stress that the rule is not new, but recent cases have highlighted the need for greater public awareness and compliance.
The Key Rule: Physical Presence Is Mandatory
&nbsp;<img src="https://r2.myc.my/75c1ea9561d5baca0c47109234abb4d1cdda18121f947cfbec43143184c30eea" />
At the heart of the issue is a simple but crucial requirement &mdash; the MyKad owner must be physically present during any transaction.
&ldquo;All counter transactions, including the purchase of fuel, must be conducted personally by the actual MyKad owner,&rdquo; Badrul Hisham reiterated.
This means that even if it involves close family members, sending someone else to refuel using your MyKad is not permitted. The determining factor is not the relationship between individuals, but whether the person using the card is the same individual named and pictured on it.
In other words, if the MyKad is being used at the petrol station, the owner must be the one standing there and carrying out the transaction. Any deviation from this &mdash; regardless of intention &mdash; constitutes an offence under the law.
Sharing Cars Is Allowed &mdash; But With Clear Limits
&nbsp;<img src="https://r2.myc.my/f49ee12966911f8f165104e083084eb4508152acd5033c1b148f6684959cf67d" />
While the rule on MyKad usage is strict, the government has clarified that families can still share vehicles under the BUDI95 subsidy programme.
Each eligible individual has their own subsidy quota, which is tied to their personal MyKad rather than the vehicle itself. This allows multiple family members &mdash; such as spouses, parents, children, or siblings &mdash; to refuel the same car using their respective allocations.
However, this flexibility comes with a non-negotiable condition: each person must be physically present and use their own MyKad when purchasing fuel.
For example, a husband and wife may both fill up the same car on different occasions, but the wife cannot hand her MyKad to her husband to refuel on her behalf. Similarly, a parent cannot send their child to the petrol station using the parent&rsquo;s MyKad, even if the car is shared within the household.
The distinction is straightforward &mdash; sharing a car is allowed, but sharing a MyKad is not.
Lending Your MyKad Could Lead to Legal Consequences
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/27046b323438b559c32cf3149de1371fa07801fa10c71e5582170105822acea3" />
JPN has also warned that legal repercussions may not only apply to the individual misusing the MyKad, but also to the rightful owner who allows it to happen.
Even if a card is lent out with good intentions, the registered owner could still face consequences if it is used improperly. Authorities emphasise that this rule is designed to safeguard the integrity of identification systems while preventing fraud and abuse of government subsidies.
In addition to potential legal penalties, misuse of a MyKad also raises concerns about identity theft and unauthorised transactions, further underscoring the importance of keeping the document secure at all times.
Kelantan Case Sparks Nationwide Attention
&nbsp;<img src="https://r2.myc.my/d0ba7700938743ef5e0e8c8be7b010ea03eb4a26588c11662a2dd0fa7885f4ac" />
The renewed focus on this issue follows a recent case in Kelantan, where a man was arrested after allegedly using four different MyKads to purchase more than 100 litres of subsidised RON95 petrol at a station in Tumpat.
The incident has drawn widespread attention and prompted authorities to step up monitoring efforts nationwide. Investigations are currently ongoing to identify similar cases involving the misuse of identity cards for fuel purchases.
JPN clarified that its recent statement was issued in the context of this investigation and is not intended to restrict access to subsidies. Instead, it aims to reinforce compliance with existing laws and ensure that the system operates fairly for all eligible individuals.
A Simple Rule to Follow
Ultimately, the guideline is clear and applies to all Malaysians without exception. You are allowed to share a vehicle with family members, and each person can use their own MyKad to benefit from the subsidy. However, the MyKad itself cannot be shared, borrowed, or used by anyone else under any circumstances.
As enforcement efforts continue, the public is urged to follow this rule carefully to avoid legal trouble and to help maintain the integrity of the subsidy system.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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63ca2f6c729b11e6947d8fdf50fe5208ffea441a725aa08254b7936051965146

JPN: Using Family Members’ MyKad For RON95 Is Illegal — With Limited Exceptions

9621255847abc97937372c8dc13279f044806beb1dd21709fd1553c490afe2dd

BIllie Eilish UMMY

68a82e6c9f051320f59a2422cff4e97a9ca5d2176dd28f2a5dcebda8b97b2171

Coke Fifa

38941b1bac42da64a02a23ecc8eb6222efa97c70765b23b6219aa575309b69db

UMMY Sienna Spiro

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Pizza hut Meltz 2026

Pok&eacute;mon is gearing up for one of its biggest milestone events yet as The Pok&eacute;mon Company marks the franchise&rsquo;s 30th anniversary. Since the debut of Pok&eacute;mon Red and Pok&eacute;mon Green in Japan back in 1996, the series has grown into a global phenomenon spanning video games, trading cards, mobile apps and live experiences.
To commemorate three decades of &ldquo;catching them all&rdquo;, a large-scale celebration is being rolled out across Asia, with Malaysia proudly included among seven host regions. The festivities will feature immersive events, themed runs, trading card expansions, Pok&eacute;mon GO activities, mall campaigns and more, making it one of the most ambitious regional celebrations in the franchise&rsquo;s history.
Pok&eacute;mon&rsquo;s 30th anniversary: A celebration across Asia
&nbsp;<img src="https://r2.myc.my/58c642119733813a84e307347383cc70e4e487c3ce2566af49da4b561db8f6d9" />
The Pok&eacute;mon Asia 30th Anniversary initiative will span seven major cities: Kuala Lumpur, Taipei, Singapore, Manila, Bangkok, Jakarta and Hong Kong.
A dedicated official website has also gone live, serving as a central hub for updates, announcements and event details across all participating regions. Available in multiple languages including English, Traditional Chinese, Thai and Indonesian, the site features nostalgic Pok&eacute;mon visuals and highlights the franchise&rsquo;s journey from its early days to the present.
According to The Pok&eacute;mon Company, the celebration is designed not only for long-time fans but also for newcomers discovering the world of Pok&eacute;mon for the first time. Large-scale activities under the &ldquo;Pok&eacute;Xciting!&rdquo; banner will bring city-wide experiences to selected locations, turning each host city into a Pok&eacute;mon-themed destination.
For Malaysia, Pok&eacute;Xciting! is scheduled to take place in Kuala Lumpur on 12&ndash;13 September 2026, making it one of the earliest stops in the regional rollout.
Other confirmed dates include Taipei in October 2026, Singapore in November 2026, and additional events continuing into 2027 in Manila and Bangkok.
Pok&eacute;mon Trading Card Game expansion marks anniversary milestone
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Alongside the live celebrations, The Pok&eacute;mon Company has also unveiled a special anniversary expansion for the Pok&eacute;mon Trading Card Game (TCG), titled &ldquo;30th Celebration&rdquo;, set for a global rollout starting 16 September 2026.
This marks the first time a Pok&eacute;mon TCG expansion will launch simultaneously across multiple participating regions, reflecting the scale of the anniversary campaign.
The expansion introduces several major features, including:
<ul>
<li>A brand-new rarity type known as Futuristic Rare, featuring bold, modern artwork by Japanese artist YOSHIROTTEN</li>
<li>Every booster pack containing one of 30 exclusive foil Pikachu cards, each illustrated by different artists</li>
<li>The return of 30 classic cards from across Pok&eacute;mon&rsquo;s history, reimagined with updated foil treatments</li>
<li>Artistic variations showcasing Pok&eacute;mon in different times of day and creative visual styles</li>
</ul>
Fans will also be able to view a preview trailer on Pok&eacute;mon&rsquo;s official YouTube channel ahead of release.
Malaysia joins Pok&eacute;mon RUN 30 and immersive fan experiences
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Malaysia&rsquo;s involvement goes beyond Pok&eacute;Xciting!, with another major highlight being Pok&eacute;mon RUN 30: Malaysia Edition, scheduled for 21&ndash;22 November 2026.
The themed run is designed as an interactive experience where participants team up with a partner Pok&eacute;mon and take on an obstacle-style course inspired by Pok&eacute;mon Gyms. Along the route, runners can collect stickers, meet different Pok&eacute;mon characters and gradually &ldquo;complete their Pok&eacute;dex&rdquo; as part of the experience.
At the finish line, participants will enter a dedicated festival zone featuring multiple attractions such as a Pok&eacute;mon Time Tunnel, trading card game areas, themed photo spots, merchandise booths, and live appearances including a Pikachu parade and meet-and-greet sessions.
Organisers have described it as a full-scale immersive experience that blends fitness, nostalgia and fan engagement in a festival-style environment.
A global milestone for a franchise that shaped generations
<img src="https://r2.myc.my/f7a30b90fa1d8731f47de743f76d6ce5b5cd30394ed4b89d71d39e261289b35f" />
From its humble beginnings as a Game Boy title to a multimedia empire spanning over 1,000 Pok&eacute;mon species, the franchise has continued to evolve across generations.
The 30th anniversary campaign reflects that legacy with a mix of nostalgia and forward-looking creativity, combining classic card reprints, modern design collaborations and large-scale real-world events.
With Malaysia playing a key role in the Asia tour, fans can expect months of Pok&eacute;mon-themed activities leading into 2027 as the celebrations continue across the region.
Stay updated on Pok&eacute;mon 30th anniversary events
More details on event schedules, registrations and participating activities will be released gradually through the official Pok&eacute;mon Asia 30th Anniversary <a href="https://my.portal-pokemon.com/30th/">website</a>, which will continue to update fans across all seven regions.
Whether through live events, trading cards or digital experiences, Pok&eacute;mon&rsquo;s 30-year milestone is shaping up to be one of its most expansive celebrations yet in Asia.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
FOMO much? Follow our&nbsp;<a style="color: #ff0000;" href="https://www.facebook.com/mycclub/">Facebook</a>&nbsp;and&nbsp;<a style="color: #ff0000;" href="https://www.instagram.com/myc_news/?hl=en">Instagram</a>&nbsp;for more updates.

A year-long Pokémon celebration is coming to Asia with events, card releases and interactive experiences across multiple cities, including Kuala Lumpur.

4872d969a93b5a2bf40beb2223bf80ea33dba8e413677b1b5527cda7d83f4ec8

Pokémon Announces Massive Asia-Wide 30th Anniversary Celebration, With Malaysia Among Key Host Cities

Gaming stars, K-pop idols and international pop acts have all been making their way to Malaysia in recent years, and now another familiar name is set to return to our shores.
Fans of acoustic-pop music have reason to celebrate as Grammy-winning singer-songwriter Jason Mraz is officially making his long-awaited return to Kuala Lumpur after a seven-year absence.
The American musician will perform as part of his Asia Tour 2026, bringing a catalogue of beloved hits and feel-good singalongs to Malaysian audiences once again.
Who Is Jason Mraz?
<img src="https://r2.myc.my/76b0d38f9d354e43d50f9612d44abbba558cd08a1e6cb26ac27724481d9769d0" />
Jason Mraz is an American singer-songwriter best known for his laid-back acoustic sound and uplifting, feel-good songwriting that blends pop with influences from folk, reggae, R&amp;B and soft rock. Over the years, he has built a reputation as one of the most recognisable voices in modern acoustic pop, thanks to his warm vocals and easy-going musical style.
<iframe src="https://www.youtube.com/embed/EkHTsc9PU2A" width="560" height="314" allowfullscreen="allowfullscreen"></iframe>
His global breakthrough came with the release of &ldquo;I&rsquo;m Yours&rdquo;, a song that became a defining anthem of the late 2000s. With its simple melody, optimistic lyrics and timeless singalong quality, the track went on to achieve massive worldwide success and has since surpassed two billion streams, making it one of the most enduring acoustic-pop hits of its generation. Even today, it remains closely associated with his name and continues to introduce new listeners to his music.
Beyond that signature hit, Mraz has delivered a steady stream of popular songs that have stood the test of time, including &ldquo;I Won&rsquo;t Give Up&rdquo;, &ldquo;Lucky&rdquo; featuring Colbie Caillat, &ldquo;The Remedy (I Won&rsquo;t Worry)&rdquo;, &ldquo;Geek In The Pink&rdquo; and &ldquo;Have It All&rdquo;. These tracks showcase his range as a songwriter, often centring around themes of love, optimism and self-reflection.
Starting out as a coffeehouse performer and street busker in San Diego, Mraz eventually signed a record deal that launched a successful international career spanning nine studio albums, multiple Grammy Awards, and global tours. His music continues to resonate across generations, appealing to both long-time fans and newer audiences discovering his catalogue for the first time.
Jason Mraz Asia Tour 2026
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Jason Mraz's upcoming Asia Tour 2026 will see him reconnecting with fans across the region, with Kuala Lumpur serving as one of the tour's highly anticipated stops.
Organisers say fans can expect a setlist packed with classic hits alongside newer material from his more recent releases.
The singer's latest album, &ldquo;Grandma's Gospel Favorites&rdquo;, was released recently as a tribute to his late grandmother, Mary Helen Mraz-Fowler. The 10-track project draws inspiration from classic country, bluegrass and gospel music that she loved throughout her life.
For the Kuala Lumpur show, concert-goers can also look forward to large-scale production elements, including special visual effects and drone light displays.
Kuala Lumpur Concert Details
<img src="https://r2.myc.my/e3ffe4f35370457a618662a3915b5d84bda27807d1e13e065ba67b56898f3b0c" />
Jason Mraz Asia Tour 2026 Live in Kuala Lumpur
📅 Date: 31 October 2026 (Saturday)
📍 Venue: National Hockey Stadium, Bukit Jalil
⏰ Ticket Sales Begin: 11 June 2026, 10.50am
🎟 Ticket Platform: etix.my
All ticket categories are seated.
Ticket Prices
<ul>
<li>Jazzy &ndash; RM688</li>
<li>Acoustic &ndash; RM588</li>
<li>Soulful &ndash; RM488</li>
<li>Originals &ndash; RM388</li>
<li>Nostalgic &ndash; RM288</li>
<li>Signature (Restricted View) &ndash; RM158</li>
</ul>
Ticket prices are subject to applicable taxes and booking fees.
According to organiser Zues Event, the concert aims to deliver a different type of live music experience from recent large-scale events, focusing on the positivity, emotion and authenticity that have become synonymous with Jason Mraz's music.
Time For A Refresher?
<iframe style="border-radius: 12px;" src="https://open.spotify.com/embed/artist/4phGZZrJZRo4ElhRtViYdl?utm_source=generator" width="100%" height="352" frameborder="0" allowfullscreen="allowfullscreen" loading="lazy" data-testid="embed-iframe"></iframe>
If it has been a while since you've listened to Jason Mraz, now might be the perfect time to revisit some of the songs that helped define an entire generation of acoustic-pop music.
Whether you're revisiting &ldquo;I'm Yours&rdquo;, singing along to &ldquo;Lucky&rdquo;, or rediscovering &ldquo;I Won't Give Up&rdquo;, his catalogue remains filled with tracks that continue to resonate with listeners around the world.
You can stream Jason Mraz's music on Spotify and start building your concert playlist before he arrives in Kuala Lumpur this October.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
FOMO much? Follow our&nbsp;<a style="color: #ff0000;" href="https://www.facebook.com/mycclub/">Facebook</a>&nbsp;and&nbsp;<a style="color: #ff0000;" href="https://www.instagram.com/myc_news/?hl=en">Instagram</a>&nbsp;for more updates.

The “I’m Yours” hitmaker will bring his feel-good anthems back to Malaysia as part of his Asia Tour 2026.

a9618b7f0983c2335b49f30aa2228c644674915a9334ff26dfe8332436dbab6f

Jason Mraz Is Returning To Kuala Lumpur This October For His First Malaysian Concert In Seven Years

A devastating road accident in Johor has claimed five lives, including four members of the same family, in what police believe may have been caused by reckless driving involving two brothers behind the wheel of luxury vehicles.
The tragedy, which occurred along Jalan Renggam&ndash;Simpang Renggam in Kluang on 1 June, has shocked Malaysians nationwide and reignited concerns about dangerous driving on public roads.
Five-Vehicle Collision Turns Fatal
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The crash took place at around 1.15pm and involved five vehicles: a BMW 530e, a Mercedes-Benz A250, a Toyota Vios, a Perodua Alza, a Proton Wira and another Mercedes-Benz.
According to Kluang district police chief ACP Bahrin Mohd Noh, initial investigations found that a 22-year-old man driving the BMW and his 19-year-old younger brother, who was driving the Mercedes-Benz A250, were allegedly travelling at high speed and driving recklessly.
Police believe the BMW lost control while travelling from Kluang towards Simpang Renggam, veered into the opposite lane and collided with four oncoming vehicles before plunging into a ravine.
The impact of the collision was catastrophic.
Family Of Four Killed At The Scene
&nbsp;<img src="https://r2.myc.my/b5d875bb0674a806950bc9a3c402bd0c925306bd5287d06bb70bb5427bf2e439" />
The victims travelling in the Toyota Vios suffered the worst consequences of the crash.
They were identified as:
<ul>
<li>Mohd Aiman Mohd Rashid, 36</li>
<li>His wife, Nor Azlina Abd Latif, 33</li>
<li>Nor Azlina's mother, Semek Mat Soh, 73</li>
<li>Mohd Aiman's 10-year-old niece, Nur Airish Syifa Sidek</li>
</ul>
All four were pronounced dead at the scene after sustaining severe head and body injuries.
Emergency responders who arrived at the location found several victims trapped inside the badly damaged vehicle. In one particularly horrifying detail, firefighters revealed that the elderly woman had been thrown out of the Toyota Vios and landed on top of another vehicle involved in the collision.
The 22-year-old BMW driver later died while being transported to hospital, bringing the total death toll to five.
Several Others Injured
<img src="https://r2.myc.my/53bc2b29d2805d7deb47e4cb24f2aa90e2154105ab8ef3bf61457b17444dc6f8" />
A number of other road users were also injured in the crash.
The 43-year-old driver of a Perodua Alza suffered leg injuries, while two child passengers aged 11 and seven sustained head injuries and were admitted for treatment.
Meanwhile, the 22-year-old Proton Wira driver suffered injuries to his mouth.
The driver of the second Mercedes-Benz, a 57-year-old woman, sustained minor chest and facial injuries, while her two passengers escaped unharmed.
All injured victims were taken to Hospital Enche' Besar Hajjah Khalsom in Kluang for treatment.
Teen Driver Arrested As Police Continue Investigation
&nbsp;<img src="https://r2.myc.my/6b218a258d98443f3baae997f71eec307d2ed7318b506e05f058e35d9fea2dbc" />
Following the crash, police arrested the 19-year-old Mercedes-Benz driver to assist with investigations.
His vehicle has been seized, while a urine screening test returned negative for prohibited substances.
The teenager was later remanded for two days to facilitate investigations under Section 42(1) of the Road Transport Act 1987, which covers reckless and dangerous driving.
Authorities are also investigating the wider case under Section 41(1) of the same Act, relating to causing death through reckless or dangerous driving.
Dashcam footage that has since circulated online allegedly shows both luxury vehicles travelling at high speed moments before the fatal collision.
Final Goodbye To A Beloved Daughter
<img src="https://r2.myc.my/1983d1397fb705156a00486d47f1dce6583272ec17d435ee87b91617318011b0" />
As investigations continue, heartbreaking stories from the victims' families have emerged.
One of the most emotional accounts came from Nurul Ain Mohd Rashid, the mother of 10-year-old victim Nur Airish Syifa. Speaking after her daughter's burial, she recalled their final moments together before the young girl left for Johor.
According to Nurul Ain, Airish hugged and kissed her several times before leaving and smiled as she said, "Goodbye Umi."
Those would become the last words she ever heard from her daughter.
The grieving mother also revealed that Airish had taken five of her shirts on the trip because they wore the same size. Tragically, the child was wearing one of those shirts when the accident occurred.
Nurul Ain shared that Airish had recently been excited about becoming an older sister after learning that her mother was five months pregnant.
"When she found out I was pregnant, she told me not to buy any baby clothes yet because she wanted to choose them herself," she said.
Family Had Already Suffered A Recent Loss
The tragedy has been made even more painful by the fact that Mohd Aiman's family had recently experienced another bereavement.
According to relatives, Mohd Aiman's father had passed away from intestinal cancer just two weeks earlier. Family members described the latest loss as almost impossible to comprehend, especially after having gathered together recently for a family celebration in Melaka before the fatal journey home.
Anthony Loke Condemns Reckless Driving
<img src="https://r2.myc.my/1c7dac3e230210636cf0422fd1af5395ef09bfb0785028859a4c4f8a9f180fba" />
Transport Minister Anthony Loke has strongly condemned the alleged reckless driving that led to the tragedy.
Describing the incident as entirely avoidable, Loke urged police to expedite investigations and ensure appropriate legal action is taken.
"This kind of driving is very irresponsible and completely unacceptable," he said.
He also reminded motorists that possessing a driving licence does not grant anyone the right to endanger the lives of others on the road.
"A driving licence is not permission to drive as you please to the point of causing disaster to innocent people," he added.
A Tragedy That Should Never Have Happened
What began as an ordinary journey home ended in one of the most heartbreaking road tragedies seen in recent months.
With five lives lost, including an entire family travelling together, the incident has once again highlighted the devastating consequences of reckless driving.
As police continue their investigation, many Malaysians are hoping the case serves as a sobering reminder that a few moments of irresponsible behaviour on the road can leave families shattered forever.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A family of four, including a 10-year-old girl, were among five killed after a BMW allegedly lost control in Kluang.

0de866d9dbba0ffb2739840d583487e25aca30c379530adb93073d9c3c0c2608

Five Killed In Tragic Johor Crash As Police Probe Alleged Street Racing Between Brothers

Gaming culture has exploded over the past few years, especially in Malaysia where more people are spending time and money building gaming setups, buying high-refresh monitors, mechanical keyboards and powerful PCs capable of running the latest AAA titles.
But as great as gaming PCs are, one problem has always followed gamers around &mdash; portability.
Not everyone wants to stay glued to a desk all day, and carrying a bulky gaming laptop around is hardly ideal either. That is exactly why handheld gaming PCs like the Steam Deck have become such a huge hit worldwide.
The Steam Deck Is Basically A Portable Gaming PC
&nbsp;<img src="https://r2.myc.my/2a71467ba15d1dcd33c52a935a952c645a37daee1c45a01f5599ae700aa709f1" />
Created by Valve, the Steam Deck is a handheld gaming console that essentially functions like a compact gaming computer. It allows players to access their Steam library on the go while still enjoying proper PC gaming performance.
Unlike traditional handheld consoles, the Steam Deck can run a wide variety of PC titles including games like Elden Ring, Cyberpunk 2077, Baldur&rsquo;s Gate 3 and even competitive titles such as Apex Legends and EA Sports FC.
The device comes with built-in controls, touchpads, a full Linux-based operating system called SteamOS, and support for external monitors, keyboards and controllers. In short, it is designed to bring the PC gaming experience into a portable form.
Depending on the storage variant, Steam Deck prices generally range between roughly RM2,000 to over RM4,000 in certain regions and reseller markets.
The OLED versions have become especially popular thanks to their improved battery life, better display quality and lighter build compared to the older LCD models.
Steam Deck Prices Skyrocket Overseas
&nbsp;<img src="https://r2.myc.my/0986fd0781cc3b29f1b3945b9282af6730eab975d6766b9f5275e3fc90a86943" />
Recently, Valve shocked gamers after significantly increasing Steam Deck OLED prices in North America.
The 512GB OLED model reportedly jumped from US$549 (around RM2,180) to US$789 (around RM3,134), while the 1TB OLED version increased from US$649 (around RM2,578) to a staggering US$949 (around RM3,769).
That means some buyers are now paying nearly RM1,200 more for the exact same device.
Valve explained that the Steam Deck itself has not changed, saying the price increases were caused by rising component costs, memory shortages and wider global logistical issues affecting the tech industry.
The growing demand for hardware from AI companies and data centres has also reportedly contributed to the ongoing shortages involving RAM and NAND storage components.
Even With Higher Prices, The Steam Deck Keeps Selling Out
<img src="https://r2.myc.my/ffe08829c5db662237908f1cb39b9aeb35744e21a88ce09546d6fcbfca93eb8c" />
Surprisingly, the massive price hikes have not slowed demand at all.
Reports overseas revealed that both Steam Deck OLED models sold out again in less than 24 hours after being restocked. In some regions, stock reportedly disappeared within just a few hours.
Valve&rsquo;s Steam store now warns that availability may fluctuate due to memory and storage shortages, with some countries seeing limited stock windows. While North America quickly ran out of units, the Steam Deck remains available in selected regions including parts of Europe, Australia and Asia through Valve&rsquo;s partner distributors.
The continued demand shows just how strong the handheld gaming market has become, especially among gamers looking for a more flexible way to enjoy PC gaming without needing a full desktop setup.
What Are The Alternatives To The Steam Deck?
&nbsp;<img src="https://r2.myc.my/6213a7fd8566db7ecd56f5db399f54489982f9691de4c4843aef972ff588082a" />
Of course, the Steam Deck is no longer the only handheld gaming PC on the market.
Several companies have jumped into the space with their own portable gaming devices, including the ASUS ROG Ally, Lenovo Legion Go and MSI Claw.
The ROG Ally in particular has become one of the Steam Deck&rsquo;s biggest rivals thanks to its Windows operating system and strong gaming performance. Lenovo&rsquo;s Legion Go has also gained attention for its larger display and detachable controllers.
Some gamers still prefer the Nintendo Switch for its simplicity and exclusive games, although it is far less powerful compared to handheld gaming PCs like the Steam Deck.
At the same time, refurbished or second-hand Steam Deck units have also become a popular option for gamers who want the experience without paying inflated prices for newer OLED models.
Would We Actually Spend RM3,000+ On A Steam Deck?
<img src="https://r2.myc.my/3fa4f2b3576753e46dca25c64abda35400247c38813661c61624150be99850d7" />
Honestly, spending over RM3,000 on a handheld gaming device sounds pretty wild at first.
For that kind of money, some people would rather build a proper desktop PC, upgrade their graphics card or even buy a PlayStation 5 alongside a decent monitor. But at the same time, the Steam Deck offers something many gamers genuinely want &mdash; freedom.
Being able to continue your PC games while lying in bed, travelling or simply relaxing away from a desk is a huge selling point, especially for working adults who may not always have time to sit at a gaming setup for hours. So while the current prices may feel painful, it is easy to see why gamers are still rushing to buy one every time stock becomes available.
The bigger question now is whether handheld gaming PCs are simply a trend &mdash; or the future of gaming itself.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Despite rising prices, the Steam Deck continues to sell out worldwide, but is it really worth the money?

16701e71fcae031591d28cb08f1a8f830001787725a347f09a1d4b3cc098e362

Steam Deck Prices May Be Rising Worldwide But Gamers Still Can’t Get Enough Of Valve’s Handheld Console

Malaysians are no strangers to delays, technical faults, and sudden service interruptions involving the Klang Valley&rsquo;s public rail system.
However, commuters were left stunned on Thursday morning after an actual train derailment occurred near the Chan Sow Lin LRT Station, causing major disruptions along the Ampang and Sri Petaling LRT lines during rush hour.
The incident quickly sparked concern online, with many commuters questioning the reliability and safety of the country&rsquo;s rail infrastructure after videos and photos of passengers walking along the tracks began circulating across social media.
Train Derailed During Track Switch Operation
<img src="https://r2.myc.my/ef75d607fe076558b4ae45a982c35b91ad59dd30c5f793522a0c9de22e4d68f9" />
According to Rapid KL, the incident happened when an Ampang/Sri Petaling Line train derailed while passing through a track switch near Chan Sow Lin station.
The derailment reportedly caused the train to become immobilised, leading to widespread delays across several stations on both lines.
Rapid KL confirmed that 25 passengers were on board the train at the time of the incident.
Fortunately, all passengers were safely evacuated according to standard operating procedures and no injuries were reported.
The rail operator later confirmed that the photos and videos circulating online were genuine and showed commuters being guided along the tracks during the evacuation process.
Initial reports suggested the derailment may have been linked to a track switch failure, although investigations are still ongoing.
Thousands Of Commuters Left Stranded During Peak Hours
<img src="https://r2.myc.my/d6d284c557c40944b0090551bde2677fe57a8b8d52a95785fbb72d6a871426aa" /> Image for illustration purposes
The derailment caused chaos for thousands of commuters travelling to work during the busy morning period.
Many passengers reported severe delays, overcrowded platforms, and confusion as train services were interrupted across multiple stations. One commuter said what was normally a routine journey ended up taking an additional 45 minutes due to repeated train changes and overcrowding.
Another passenger described the incident as particularly alarming because commuters are used to delays &mdash; but not actual derailments.
Some commuters also said they may consider switching to e-hailing services or working from home temporarily if disruptions continue over the coming days.
Alternative Train Routes And Shuttle Buses Activated
<img src="https://r2.myc.my/134ca3f6e8b57abfc333c407a4aa70b7842a4df1f68494f25a00a0fef907e6d2" />
Following the disruption, Rapid KL activated several alternative train arrangements and free shuttle bus services to reduce the impact on commuters.
Among the temporary service changes introduced were:
<ul>
<li>Trains from Sentul Timur turning back at Pudu Station every four minutes</li>
<li>Shuttle train services between Cheras and Bandar Tasik Selatan</li>
<li>Shuttle services between Ampang and Pandan Jaya</li>
<li>Putra Heights-bound trains terminating at Bandar Tasik Selatan</li>
</ul>
Free shuttle buses were also deployed between stations including Hang Tuah, Chan Sow Lin, Maluri, Pandan Jaya, and Cheras.
Passengers heading towards the city centre were advised to switch to the Putrajaya Line through Sungai Besi station.
Rapid KL said repair and recovery works are currently ongoing while technical teams continue investigating the cause of the derailment.
Anthony Loke Orders Immediate Investigation
<img src="https://r2.myc.my/df5ab38c339a2c36d4e7ae15c0f3f973df204598569aaa1b966142cc7ecf81b2" />
Following the incident, Transport Minister Anthony Loke ordered the Land Public Transport Agency (APAD) to immediately launch a full investigation into the derailment.
Loke stressed that the incident was far more serious than an ordinary service disruption, noting that any derailment carries significant safety risks for both passengers and railway staff.
He confirmed that APAD has already opened an investigation paper while a special task force has been established to determine the root cause of the incident.
According to the minister, the findings will be submitted to the Cabinet as soon as possible before being released publicly.
<blockquote class="twitter-tweet">
Menteri Pengangkutan, Anthony Loke berkata punca suis tidak berfungsi dengan baik yang sepatutnya beroperasi secara automatik perlu disiasat dengan rapi. Katanya, siastan termasuk sama ada kesilapan manusia atau kerosakan sistem. <a href="https://x.com/hashtag/AWANInews?src=hash&amp;ref_src=twsrc%5Etfw">#AWANInews</a> <a href="https://t.co/4z1wHG9ihO">pic.twitter.com/4z1wHG9ihO</a>
&mdash; Astro AWANI (@501Awani) <a href="https://x.com/501Awani/status/2060201097315389816?ref_src=twsrc%5Etfw">May 29, 2026</a></blockquote>

<script async="" src="https://platform.x.com/widgets.js" charset="utf-8"></script>

&ldquo;Business-As-Usual&rdquo; Mentality Must End
&nbsp;<img src="https://r2.myc.my/335fd3c203a2f557804e1ae5e4eeb23aa9d902dd45b960a074f1d43e1e7a5f35" />
Loke also issued a stern warning to Prasarana Malaysia, saying the company&rsquo;s management and board could no longer afford to operate with a &ldquo;business-as-usual&rdquo; mindset.
He stressed that safety and reliability standards within public transport systems cannot be compromised under any circumstances.
The minister added that severe disciplinary action &mdash; including dismissals &mdash; should be taken against any individuals found negligent in relation to the incident.
According to him, accountability must apply at every level of management in order to restore public confidence in Malaysia&rsquo;s rail system.
APAD Warns Of Enforcement Action If Negligence Is Found
<img src="https://r2.myc.my/c956c39357407ba739509349188a0fa30a3391c22ece07a9b688b63000c75f76" />
Meanwhile, APAD confirmed that it has conducted multiple inspections at the derailment site together with officials from the Ministry of Transport.
The agency said investigations will focus on operational procedures, maintenance records, rail safety systems, and compliance with licence conditions.
Rapid KL has also been instructed to submit a full report regarding the incident.
Authorities warned that enforcement action could be taken under the Land Public Transport Act 2010 if investigations uncover negligence, non-compliance, or failures involving rail safety responsibilities.
The incident has once again reignited public frustration over the consistency and reliability of Malaysia&rsquo;s urban rail services, especially after several recent disruptions involving the LRT network.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Train services are expected to return to normal by Wednesday (3 June) following the derailment incident.

f134b25b69b9e917db0fec3d8c81bcf2470a40ed2a6aabe0dd08b0ed1bd447d2

Anthony Loke Orders Probe And Maximum Action Against Prasarana After LRT Train Derails Near Chan Sow Lin

Online banking scams have become an increasing concern in Malaysia over the past few years, with many victims losing large sums of money through unauthorised transfers and mule accounts.
In a significant ruling that could have wider implications for banking security and scam-related cases, the Kuala Lumpur Sessions Court has found Maybank liable for negligence after a customer lost RM166,000 through suspicious online transactions.
The court ordered the bank to compensate the victim after concluding that the unusual activity on the customer&rsquo;s account should have raised red flags and prompted further investigation.
Court Finds Bank Negligent
<img src="https://r2.myc.my/5201e089f5d9b3bcf3a57b6cce759eb8f35f4918e1b5a55582cbe88ef23da712" />
Judge Maimoonah Aid ruled in favour of customer Chan Yan Li, allowing her civil claim against the bank and ordering Maybank to pay RM166,000 in damages.
The bank was also instructed to pay an additional RM15,000 in legal costs. The case stemmed from a series of unauthorised online banking transactions that took place between June and July 2021.
According to court documents, money was first transferred from Chan&rsquo;s housing loan account into her savings account before being moved in stages to several third-party accounts belonging to unknown individuals.
Chan only discovered the transactions nearly two weeks later, on 15 July 2021, after checking her Maybank2u account. She later lodged a police report over the incident.
Victim Denied Authorising Transfers
&nbsp;<img src="https://r2.myc.my/eb9078dfd422c21c141d2c56d0e00a8eaf215d12fad9a104ce7235b05807f738" />
During proceedings, Chan maintained that she never approved the transfers and insisted she did not receive any Transaction Authorisation Code (TAC) messages or app notifications linked to the suspicious transactions.
However, Maybank denied wrongdoing and argued that all transactions were conducted using the correct username and password associated with Chan&rsquo;s account.
The bank also claimed that TAC messages and transaction alerts had been successfully sent to her registered mobile number, while maintaining there were no issues with the Maybank2u system.
In its defence, the bank further suggested that Chan&rsquo;s banking information may have been exposed due to negligence on her part.
Suspicious Activity Raised Red Flags
&nbsp;<img src="https://r2.myc.my/adb6e09b338c274a93688a64ade2e7fbe17765cd76dcc6adafe6efaf14d77eec" />
Despite the bank&rsquo;s arguments, the court found several inconsistencies during the trial. Judge Maimoonah pointed to contradictions between TAC records submitted by the bank and phone records provided by telecommunications company Digi.
The court also found that some transactions did not trigger SMS alerts, while several transfers were carried out during unusual hours, including around 5am.
In her judgment, the judge noted that Chan was not an active online banking user and only used the Maybank2u platform for basic transactions such as credit card payments and occasional money transfers to family members.
The sudden surge in account activity over a short period of time was deemed highly unusual and should have prompted the bank to conduct further checks or investigations.
&ldquo;The bank should remain vigilant,&rdquo; the judge stated in her grounds of judgment.
She added that banks today possess advanced technology capable of detecting and preventing suspicious or fraudulent transactions.
The court further heard that several mule account holders connected to the transfers had already pleaded guilty in separate criminal cases involving concealment of stolen property and possession of stolen items.
Wider Questions About Banking Security
<img src="https://r2.myc.my/7b4d8ca23dfffd7fc006f6a472109355bd6e510b6d546201465229424af9df2c" />
The case has once again sparked discussions about banking accountability and the level of protection available to scam victims in Malaysia.
As online scams continue to rise nationwide, many Malaysians have questioned whether financial institutions are doing enough to detect unusual transaction patterns and protect customers from fraud.
The ruling may also encourage closer scrutiny of how banks monitor suspicious account activity, particularly involving large transfers, irregular login behaviour, and transactions conducted during odd hours.
For consumers, the case serves as another reminder to remain cautious with online banking security, regularly monitor account activity, and report suspicious transactions immediately.
At the same time, the court&rsquo;s decision reinforces the view that banks also carry a responsibility to identify obvious warning signs and act when unusual activity appears on customer accounts.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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The court ruled that the suspicious transaction pattern should have triggered stronger checks by the bank.

ce6c3490d9610e0bf9e86999d5960a6c649c2130c0870eb2f5a3c0b7b8b374f1

Court Orders Maybank To Refund RM166,000 To Scam Victim Over Negligence

Users of Touch 'n Go eWallet will soon need to adjust how they manage their balances, as TNG Digital has confirmed that Auto Reload and Quick Payment features for debit cards will be discontinued from 13 May 2026.
The move follows a system-wide review of transaction performance and reliability, after both features had already been placed under maintenance since mid-April. What initially appeared to be a temporary disruption has now been finalised as a permanent change.
According to the company, the decision was made to ensure a more stable and dependable payment experience, particularly after users reported issues such as failed reloads and interruptions during transactions.
Why the Features Are Being Removed
&nbsp;<img src="https://r2.myc.my/59d24462ab47b72e4f32149074dff56be3f370521ebe596459927b4b11b2aa7d" />
TNG Digital explained that the review highlighted reliability concerns tied specifically to debit card usage for automated functions. In some cases, users experienced unsuccessful reload attempts, which could lead to inconvenience &mdash; especially in situations like toll payments where Auto Reload was expected to trigger instantly.
By discontinuing these features for debit cards, the platform aims to reduce such failures and improve overall system consistency.
However, it is important to note that this change only affects debit cards. Users who rely on credit cards will still be able to use both Auto Reload and Quick Payment without interruption.
What It Means for Users
&nbsp;<img src="https://r2.myc.my/ddce7e55e6e3cddcfbf2a662c6f4e3202a7323dbbd75447d64b07af6c40f8a46" />
For those who previously depended on debit card Auto Reload, this update will require a shift in habits. Moving forward, users will need to:
<ul>
<li>Manually reload their eWallet balance, or</li>
<li>Switch to alternative payment methods such as credit cards or DuitNow Transfer</li>
</ul>
Quick Payment &mdash; a feature that automatically tops up just enough balance to complete a transaction &mdash; will also no longer function with debit cards. This may be particularly inconvenient for users who prefer seamless, automatic payments without relying on credit facilities.
Alternative Ways to Reload 
<img src="https://r2.myc.my/9b70fdbabb1df68237eecc0b167dd9931aa1443a1f3cb842ee36b79797c51f0a" />
Despite the removal of these automated features, debit cards are not being phased out entirely. Users can still perform manual reloads using debit cards, alongside several other available methods:
<ul>
<li>DuitNow Transfer</li>
<li>Credit cards</li>
<li>Reload PINs</li>
</ul>
These options ensure that users can continue topping up their eWallet without major disruption, although the process will no longer be fully automated for debit card users.
Fees to Consider for Credit Card Users
For those considering switching to credit cards to retain Auto Reload functionality, there are additional costs to keep in mind.
A 1% convenience fee applies to reloads made using Malaysian-issued credit cards. For example, topping up RM100 would result in a charge of RM101. Meanwhile, cards issued by foreign banks incur a higher fee of up to 2.6%.
On the other hand, reload methods such as DuitNow Transfer, Reload PINs, and Malaysian-issued debit or prepaid cards (for manual reloads) remain free of charge, making them more cost-effective alternatives.
PayDirect Expansion and Other Features
&nbsp;<img src="https://r2.myc.my/b6e6f3fb368acb04e751d7d22b4eff75ad2011947609957a04ed6ec621444c21" />
Amid these changes, Touch 'n Go eWallet continues to expand other features to improve user experience. Notably, the PayDirect system is now fully supported across the West Coast Expressway, allowing toll charges to be deducted directly from users&rsquo; eWallet balances.
For added convenience, the platform also offers an SOS Balance feature, enabling drivers to pass through toll plazas even with insufficient funds, provided the outstanding amount is settled within 24 hours.
A Shift Towards Stability Over Convenience
Ultimately, the decision signals a shift in priority for Touch 'n Go eWallet &mdash; placing greater emphasis on transaction stability and reliability, even if it comes at the cost of convenience for some users.
As the 13 May deadline approaches, users are encouraged to review their payment settings and explore alternative methods to ensure a smooth transition.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Users will need to switch to manual reloads or alternative methods as part of a system reliability update.

3911320ebe296e1e1dccb2d5f8471fa91529c085273cc067c83e9b572a5372aa

Touch ’n Go eWallet Discontinues Debit Auto Reload And Quick Payment Features

Amid ongoing volatility in global energy markets, largely driven by geopolitical tensions in West Asia, Malaysia is taking a strategic step towards strengthening its energy resilience. At the centre of this shift is the introduction of B100 biodiesel, a fuel derived entirely from palm oil with no fossil fuel blending.
Spearheaded by the Federal Land Development Authority, or FELDA, this initiative represents one of the first large-scale efforts globally to commercialise a fully fossil-free biodiesel. Unlike existing blends such as B10 or B20, which still rely partly on conventional diesel, B100 is produced using 100 per cent palm oil-based feedstock.
The initiative is currently at the policy stage, with initial implementation expected to begin within the FELDA ecosystem before any broader nationwide rollout.
Competitive Pricing and Economic Potential
&nbsp;<img style="display: block; margin-left: auto; margin-right: auto;" src="https://r2.myc.my/f19e6f770afea2042bb8e2bb5564cfffcc8ee4d52d870f556138764a3949f576" />
One of the strongest arguments in favour of B100 lies in its cost competitiveness. Based on current crude palm oil prices, the fuel is estimated to cost around RM4.40 to RM4.50 per litre at the production level.
This positions it significantly below current industrial diesel prices, which have risen sharply in recent weeks, with some figures exceeding RM6.00 per litre in Peninsular Malaysia. If B100 can consistently remain below RM5.00 per litre, it could serve as a viable alternative that reduces reliance on imported fossil fuels.
Beyond cost savings, the widespread adoption of B100 could help stabilise domestic fuel prices and ease the government&rsquo;s subsidy burden, which has surged dramatically in recent years. It also offers clear economic benefits to Malaysia&rsquo;s palm oil sector, increasing demand and supporting smallholders across the industry.
Proven Through Extensive Pilot Testing
<img src="https://r2.myc.my/30ef5ccc0fc394236b5825b7e5cb4074c208f565292039378871fc3e442452c7" />
FELDA&rsquo;s confidence in B100 is backed by a series of successful trials conducted over the past two years.
In 2024, a four-month pilot test using tanker trucks demonstrated that the fuel could be used reliably without major technical issues. This was followed by a more extensive trial beginning in 2025, involving passenger vehicles over a 15-month period. These vehicles collectively travelled more than 50,000 kilometres, with no significant performance concerns reported.
The trials confirmed that B100 can function effectively in diesel engines, although certain vehicles may require modifications or specific handling due to the fuel&rsquo;s properties, such as sensitivity to low temperatures and higher solvent characteristics.
Environmental Benefits and Sustainability Goals
<img src="https://r2.myc.my/62a3d13a24fdddb541385a78e7af11888804311760ae24dab603d93c9fc625e0" />
As a renewable energy source, B100 offers clear environmental advantages over conventional diesel. It produces significantly lower greenhouse gas emissions, aligning with Malaysia&rsquo;s commitments under the Paris Agreement to achieve net-zero carbon emissions by 2050.
Biodiesel itself can be produced from a variety of organic sources, including vegetable oils, used cooking oil, and animal fats. In the case of B100, palm oil serves as the primary feedstock, making it a domestically sourced and renewable alternative.
This shift not only reduces dependence on fossil fuel imports but also strengthens Malaysia&rsquo;s position as a global leader in sustainable palm oil innovation.
Challenges: Supply, Capacity and Policy
&nbsp;<img src="https://r2.myc.my/b5e886faf47a1bb7718abee24bac692e800650399c99e1f6382f4aeb73e82858" />
Despite its promise, the large-scale rollout of B100 is not without challenges. The most immediate concern is the availability of sufficient crude palm oil supply to support nationwide adoption. While Malaysia produces around 20 million tonnes of crude palm oil annually, limitations in processing capacity and existing demand patterns remain key constraints.
To address this, FELDA and FGV Holdings are exploring ways to expand biodiesel processing facilities and increase production capacity. Discussions are ongoing to determine the most effective approach, whether through private sector participation, government support, or a hybrid model.
Equally important is the need for a clear and comprehensive government policy framework. Without it, industry players may struggle to scale production or invest in the necessary infrastructure.
There have also been calls to gradually increase biodiesel blending rates at petrol stations, moving from B10 to higher levels such as B20 or even B30, as a transitional step towards wider adoption.
A Strategic Step Towards Energy Security
At its core, the B100 initiative is about more than just fuel innovation. It represents a broader effort to future-proof Malaysia&rsquo;s energy landscape against global disruptions.
By leveraging its existing strengths in palm oil production, the country has the opportunity to reduce its reliance on imported fuels, stabilise domestic prices, and build a more resilient energy ecosystem.
While further policy clarity and infrastructure development are needed, B100 biodiesel signals a significant shift in Malaysia&rsquo;s approach to energy &mdash; one that prioritises sustainability, self-sufficiency, and long-term stability.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Malaysia explores B100 palm oil biodiesel as a cleaner, cheaper alternative to diesel amid global fuel uncertainty.

d75c529cf2d68072fe9c5617064624504f32468ac67aaaf613002206286ce51d

FELDA’s B100 Biodiesel: Malaysia’s Bold Push Towards A Fossil-Free Fuel Future

Bank Negara Malaysia (BNM) is planning a major overhaul of the country&rsquo;s medical insurance landscape, with a new Basic Medical and Health Insurance and Takaful (MHIT) plan aimed at making coverage more accessible, transparent, and reliable.
For many Malaysians, one of the biggest concerns when it comes to medical insurance is whether claims will actually be approved when needed. This proposed reform seeks to address that uncertainty by introducing stronger safeguards for policyholders, particularly those with pre-existing conditions.
The move comes at a time when medical costs are rising sharply and affordability is becoming an increasing concern, especially for older individuals and those without comprehensive coverage.
The &ldquo;No Look-Back&rdquo; Clause: What It Means
&nbsp;<img src="https://r2.myc.my/6b0ab3916e9f7c4d1206177ebf3084c4f1151bafc394721b6c2ad84afafb6a43" />
At the centre of the proposed reforms is a &ldquo;no look-back&rdquo; mechanism, currently being studied by BNM.
Under this clause, once a policyholder maintains continuous insurance coverage for a specified period, insurers and takaful operators would no longer be allowed to reject claims based on pre-existing conditions. This includes cases where a condition may not have been disclosed earlier.
According to BNM Governor Abdul Rasheed Ghaffour, the aim is to provide long-term assurance.
&ldquo;For policyholders, this provides certainty and confidence that their protection will be there when they need it,&rdquo; he said.
If implemented, this would mark a significant shift from current practices, where claims are sometimes denied on technical grounds, particularly those linked to past medical history.
Why Pre-Existing Conditions Are Usually Excluded
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Traditionally, insurance providers operate on a risk-pooling model, where premiums collected from many policyholders are used to cover medical costs for those who require treatment.
To maintain affordability, insurers often exclude or limit coverage for pre-existing conditions. This helps prevent individuals from purchasing insurance only after becoming ill, which could drive up claims and ultimately make premiums too expensive for everyone.
However, this system has also led to frustration and mistrust, especially when claims are rejected due to conditions that may be unrelated or previously undiagnosed.
The proposed MHIT plan attempts to strike a balance &mdash; expanding access to those with stable and well-managed conditions, while ensuring the system remains financially sustainable.
What the Basic MHIT Plan Will Offer
<img src="https://r2.myc.my/8e502b602967ef4eb07933570a7ab9af4d6d391c5b87ec8578911433f4ecf31e" />Image via MYC (Gemini)
The Basic MHIT plan is designed as a standardised, no-frills insurance product that all participating insurers and takaful operators must offer.
Key features include:
<ul>
<li>Guaranteed renewal up to the age of 85</li>
<li>Standardised benefits, pricing, and coverage across providers</li>
<li>Annual coverage limits of RM100,000, increasing to RM150,000 for those above 60</li>
<li>Two tiers: a Standard Plan and a more affordable Standard Plus option with higher deductibles</li>
</ul>
Importantly, premium structures will not be set freely by insurers. Instead, they will be regulated by BNM, taking into account actual claims data and reasonable profit margins.
This means insurers cannot arbitrarily introduce extra charges or features that drive up costs, offering greater protection to consumers.
Tackling Rising Costs and Access Issues
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The reform comes amid growing pressure on Malaysia&rsquo;s healthcare system.
Currently, only around 22% of Malaysians have medical insurance, while a significant portion of healthcare spending is paid out of pocket. At the same time, medical inflation continues to climb, pushing premiums higher each year.
BNM has also acknowledged concerns within the industry about claim practices sometimes described as &ldquo;deny, delay, revoke&rdquo;, where approvals are withheld, delayed, or withdrawn.
By introducing stricter standards and a more transparent framework, the Basic MHIT plan aims to rebuild trust while ensuring more Malaysians can access private healthcare when needed.
A Gradual and Controlled Premium System
Another key concern addressed by the plan is the issue of sudden premium hikes.
Under the new framework, premium adjustments will be implemented gradually rather than through sharp increases. These changes will also be subject to regulatory review to ensure they remain fair and evidence-based.
This is particularly important for older policyholders, who are often at risk of being priced out of coverage due to rising costs.
BNM has emphasised that the goal is to ensure Malaysians can maintain insurance protection well into old age without facing financial strain.
Timeline: When Will It Happen?
The Basic MHIT plan is expected to be piloted in the second half of 2026, with a full rollout targeted for 2027.
The pilot phase will focus on testing the readiness of the entire ecosystem, including insurers, takaful operators, and private hospitals. It will also help identify any technical or operational challenges before full implementation.
Adjustments may be made based on feedback and performance during this phase to ensure a smoother nationwide rollout.
What This Means for Malaysians
While the plan is still being finalised, it represents one of the most significant changes to Malaysia&rsquo;s medical insurance system in recent years.
For policyholders, especially those with pre-existing conditions, the proposed &ldquo;no look-back&rdquo; clause could offer greater peace of mind and financial security.
At the same time, the success of the plan will depend on how well it balances accessibility with affordability, as well as cooperation across the healthcare and insurance sectors.
For now, Malaysians are advised to stay informed and follow official updates as BNM continues refining the framework &mdash; a reform that could reshape how medical protection works for years to come.
&nbsp;
*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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A proposed rule could stop claim rejections over pre-existing conditions while improving coverage certainty.

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BNM’s New Insurance Plan Could Stop Claims From Being Rejected Over Pre-Existing Conditions

As global energy markets continue to face uncertainty driven by geopolitical tensions in West Asia, Malaysia has emerged as one of the more resilient economies in the region.
According to analysts at JP Morgan, Malaysia &mdash; alongside China &mdash; is better positioned than most Asian countries to weather a potential energy shock.
This resilience comes at a time when rising oil prices and supply chain disruptions are placing increasing pressure on economies worldwide, raising concerns over inflation, growth, and market stability.
Why Malaysia Stands Out
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One of the key reasons behind Malaysia&rsquo;s relative stability lies in its status as a net energy exporter. Unlike many countries in Asia that rely heavily on imported energy, Malaysia benefits from its own resource base, providing a buffer against global price volatility.
Rajiv Batra, head of Asia and co-head of global emerging markets equity strategy at JP Morgan, noted that the country&rsquo;s economic fundamentals further strengthen its position.
He highlighted that Malaysia&rsquo;s fiscal deficit remains well-managed due to disciplined government policies, while inflation levels are still moderate compared to global trends.
Together, these factors help support not only the country&rsquo;s broader economy, but also its stock market and currency, even as external pressures mount.
China&rsquo;s Strategic Advantage
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Similarly, China&rsquo;s resilience is largely driven by its strong domestic energy capabilities.
According to Batra, only around 5% of China&rsquo;s electricity generation depends on imported energy, with the vast majority produced domestically. This significantly reduces its exposure to global supply disruptions.
In addition, China maintains substantial strategic reserves &mdash; estimated at around 1.7 billion barrels &mdash; giving it an added layer of security in times of crisis. The country also retains the flexibility to ramp up alternative energy sources, including coal and renewables, if needed.
These structural advantages position China as one of the region&rsquo;s most insulated economies when it comes to energy-related shocks.
The Rest of Asia Faces Greater Risk
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While Malaysia and China appear relatively well-prepared, the outlook is less reassuring for many other Asian economies.
JP Morgan notes that beyond these two countries, much of the region remains vulnerable due to heavier reliance on imported energy and less robust fiscal buffers. As oil prices climb and supply chains face disruptions, these economies could experience sharper impacts on both growth and inflation.
Recent market data reflects this strain, with oil prices reaching their highest levels since mid-2022 amid ongoing geopolitical concerns. Such increases are already affecting key sectors, particularly those heavily dependent on energy inputs.
Impact On Markets And Key Industries
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The immediate effects of the energy crisis are expected to be felt most strongly in sectors such as consumer goods, utilities, and downstream industries, where energy costs play a significant role.
However, analysts warn that if the situation persists, the ripple effects could extend much further &mdash; potentially impacting financial services, technology, telecommunications, and even healthcare. JP Morgan has already revised Asia&rsquo;s earnings growth forecast for 2026 downward, reflecting the anticipated strain on corporate performance across multiple industries.
Despite this, markets have not yet fully priced in a worst-case scenario. Instead, current trends suggest that investors are still expecting a &ldquo;muddle-through&rdquo; outcome, where economies manage to cope without severe disruption.
A Resilient, But Not Immune, Outlook
While Malaysia&rsquo;s strong fundamentals offer a degree of protection, experts caution that no economy is entirely immune to prolonged global shocks.
The key question moving forward is how long the current crisis will last &mdash; and how much economic strain countries are willing to absorb in the process. Prolonged disruptions to oil and gas supply chains, whether due to infrastructure damage or logistical delays, could still weigh heavily on global growth.
For Malaysia, its energy exports, controlled fiscal policies, and moderate inflation provide a solid foundation. But as with the rest of the world, its resilience will ultimately be tested by the duration and severity of the ongoing crisis.
In an increasingly uncertain global landscape, stability may offer an advantage &mdash; but it does not guarantee immunity.
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*Sources: Visual and Reference Credits to Social Media &amp; various cross-references for context.
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Strong energy exports and stable policies place Malaysia in a better position — but risks remain if the global crisis deepens.