Nabil Luqman

71ae91dc3b1a84099376c66b53daea9d4bfb25a2eed6bd60aba27158de545a0d

Young Money Idea

Future

Tech

Cryptocurrency

Digital Currency

Mobile

Game

Bitcoin

Augmented Reality

Fold AR

Pokemon Go

Everyone has probably dreamt of playing games while earning money, am I right? Unless you&rsquo;re an Esports player playing on the big stage ya know, but that kinda takes too much effort.
<img src="https://media.tenor.com/images/f7e65f41d79719f002ec34267ae97343/tenor.gif" />
&nbsp;
But hey, looks like you&rsquo;ll enjoy this. Remember Pokemon Go? Yeah, the game that literally made everyone go outdoors everywhere and socialised with others even though you&rsquo;re on the phone. Well, the creators, Niantic, had teamed up with crypto debit card company Fold to create an AR game where you can earn Bitcoin.
<img src="https://media3.giphy.com/media/jRGGQMWvYvYraZ5kvI/giphy.gif?cid=790b76115121d278c325c4cd96bcf177cbd94b962ae1fd3b&amp;rid=giphy.gif&amp;ct=g" alt="Interested Season 10 GIF by Curb Your Enthusiasm" />
&nbsp;
Introducing Fold AR
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1637827053/unsigned/vid40auwsjwl1tslatf1.jpg" alt="" width="838" height="419" />
&nbsp;
The game is similar to Pokemon Go but instead of catching all em Pokemon&rsquo;s, you&rsquo;re out there interacting with crypto references and break &ldquo;cubes of binary code&rdquo; to earn cryptocurrency. The cubes can be tapped on like Minecraft blocks until they reveal the prize.
The Bitcoin gained will be in small units known as Satoshish which is exactly 0.00000001 Bitcoin or about RM0.0024. They also include power-ups for Fold which already gamifies card purchases through an app that lets you spin a wheel and win Bitcoin rewards.
How often do the prizes show up?
As the game is launched from inside the Fold app, it&rsquo;s not currently set in a world full of virtual places that corresponds to real-world locations. As for the prizes, it spawns a block between 1 and 50 feet every 10 minutes which mirrors the real rate of Bitcoin mining.
<img src="https://thumbs.gfycat.com/FatalBountifulAcornwoodpecker-max-1mb.gif" />
&nbsp;
There is a goal to make Fold AR&rsquo;s virtual currencies to feel real by placing them in real world said Will Reeves,CEO of Fold.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1637827085/unsigned/gzjmol60i9mevcpp9ncw.jpg" alt="" width="838" height="549" />
&nbsp;
The game is also filled with cryptocurrency and meme stock jokes such as mechanics like &ldquo;Diamond Hands&rdquo;, &ldquo;REKD&rdquo; and &ldquo;Shit Coin&rdquo;. Reeves says that these memes and jokes are meant to appeal both newcomers to the world of cryptocurrency and existing fans of it.
Early next year, more features will be added such as a geocaching-like multiplayer system which allows you and others to hide Bitcoin or some forms of Non-fungible tokens (NFT) for others to find.
Currently the game is rolling out under the Fold app but it is unavailable in Malaysia.
This is pretty cool if you ask me and to have prizes spawn every 10 minutes makes sense as others will understand the process of obtaining cryptocurrencies. Now the real question is if this will ever come into Malaysia? Guess we&rsquo;ll have to wait and find out.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, The Verge, Niantic &amp; various cross references for context.
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Looks like we are close to stepping into the Metaverse. 

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Niantic Creates An AR Game Which Lets You Earn Bitcoin!

Growing up, we get to know different types of people with different personalities. And if you are a driver, you can definitely see how different people drive on the road.
In the worst cases, some &lsquo;forgot&rsquo; to put their signals on when changing lanes, some just completely rush through red lights, and some speed up when driving through small roads.
Like.. ugh!
Believe it or not, this shows how different people deal with their emotions when their patience is tested. However, acknowledging differences does not mean that we have to tolerate it especially when it brings harm to other people.
Just like in the recent Facebook post that showed a man breaking a woman&rsquo;s car window, with a knife!
<img src="https://cdn1.myc.com.my/image/upload/v1659693205/unsigned/rupviylepfvqmngwbzre.gif" />
The video started with a woman showing how she was driving towards the intersection and the car in front of her stopped. The driver then came up by her window, getting mad at her and just poked through her window with a knife!
Like, the way that man showed up with a knife and wearing a glove was already fishy and scary to me. *goosebumps*
The man then continued to threaten and question her and deemed that the woman was being impatient. He said &ldquo;Why is your car going to the side?!&rdquo; The pregnant lady then replied &ldquo;Because I thought you were turning right!&rdquo;
Then the man continued to peek through the hole he poked and lectured her that she can&rsquo;t do that and just &lsquo;be patient.&rsquo; The woman was dumbfounded and continued to question him &lsquo;why&rsquo;.
Not long after, this man suddenly brought up whether she wanted to go to the police station, and of course, the pregnant woman didn&rsquo;t hesitate and insisted on settling there.
<img src="https://sheideas.com/ezoimgfmt/www.sheideas.com/wp-content/uploads/2018/09/you-go-girl-meme-1.jpg?ezimgfmt=rs:372x290/rscb3/ng:webp/ngcb3" alt="30 Amazing You Go Girl Memes to Encourage Women &ndash; SheIdeas" />
But the man had &lsquo;chickened out&rsquo; sometime after that, and told the woman that he didn't want to go to the police station.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://memegenerator.net/img/instances/22173469.jpg" alt="PFFT - Fuck That Shit | Meme Generator" width="279" height="361" />
Here&rsquo;s the full video:
<iframe style="border: none; overflow: hidden;" src="https://www.facebook.com/plugins/video.php?height=476&amp;href=https%3A%2F%2Fwww.facebook.com%2FKualaKedah%2Fvideos%2F1094453698091813%2F&amp;show_text=false&amp;width=261&amp;t=0" width="261" height="476" frameborder="0" scrolling="no" allowfullscreen="allowfullscreen"></iframe>
Thank god, it was later reported and the&nbsp;middle-aged man was arrested by the police last Sunday.
And guess what, the Kelantan Police Chief, Datuk Muhamad Zaki Harun said that this man actually has 7 previous records with the police. Most of the records are related to drug offenses.
See? I told you something was fishy!
The Kelantan Police Chief also explained that this incident was a result of the honking he received from other cars, which was alleged by the mad man.
Like, duh&hellip; That still doesn&rsquo;t justify his actions of harming other people!
The man was then remanded for four days starting last Monday. The Chief said, the case is being investigated according to sections 506, 279 and 427 of the Penal Code for making threats and mischief.
Nice 👍
Let&rsquo;s see some comments from the post!
Most people were saying that the man looks mad and asked the police to take actions:
<img src="https://cdn1.myc.com.my/image/upload/v1659693912/unsigned/v7mucd6itozdq4ckydvn.png" />
<img src="https://cdn1.myc.com.my/image/upload/v1659693921/unsigned/qcoq83rndkgfbmmwrqji.png" />
<img src="https://cdn1.myc.com.my/image/upload/v1659693947/unsigned/xlrmhrms6tlgfps3omqv.png" />
There&rsquo;s also a comment that praise the lady for being so brave:
<img src="https://cdn1.myc.com.my/image/upload/v1659693959/unsigned/jolfge91ddamh4la4gjm.png" />
Yeah! Girl power! 💪
My take on this vid is to always be careful when driving, always be patient and act kind to other drivers. There&rsquo;s no harm in letting people go into your lane or looking out for other drivers on the road.
Watch out and drive safely, people!
What are your thoughts on this case? Share it in the comment section down below!
*Sources: Visual and Reference Credits to Social Media, A+M &amp; various cross references for context.
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Unable to control his anger, a 45-year-old man broke another passenger’s car window.

bafybeib7k4aubfob7zggkqmmuv7ijyledrhjgm4uz62m3xyasb7n37qbyq

Viral: Police Arrests Mad Driver Who Smashed Pregnant Woman Car Window

The <a href="https://www.birmingham2022.com/">2022 Commonwealth Games ,</a> also commonly known as Birmingham 2022, is an international multi-sport event, where all members of the Commonwealth of Nations participate. The event is currently taking place in Birmingham, England, from 28th July until 8th August 2022, with the participation of an estimated &nbsp;5,054 athletes from the 72 Commonwealth nations.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659692899/unsigned/wut6sqn7h3dh30cz67q7.png" />
What Happened?
On the morning of 31 July, &nbsp;a terrible cycling accident happened at the final lap of men&rsquo;s 15km qualifying race, leaving multiple riders and members of the audience with injuries.
The high-speed collision resulted in England&rsquo;s Matt Walls to be catapulted over the barriers, flying into the front two rows of the stands, where audience member Hugh Colvin was sitting with several family friends and his two children, aged five and seven.
<blockquote class="twitter-tweet">
Huge crash at the indoor cycling <a href="https://twitter.com/hashtag/CommonwealthGames2022?src=hash&amp;ref_src=twsrc%5Etfw">#CommonwealthGames2022</a> <a href="https://twitter.com/hashtag/CommonwealthGames?src=hash&amp;ref_src=twsrc%5Etfw">#CommonwealthGames</a> <a href="https://t.co/Hg0dUKA7D6">pic.twitter.com/Hg0dUKA7D6</a>
&mdash; Fzc44 (@fzc44) <a href="https://twitter.com/fzc44/status/1553734531525627906?ref_src=twsrc%5Etfw">July 31, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

Walls, who won omnium gold and madison silver for Team GB at last summer&rsquo;s Olympic games, was immediately taken to the hospital, along with two other riders: Isle of Man&rsquo;s Matt Bostock, and Canada&rsquo;s Derek Gee. &nbsp;
Two spectators were also taken away by paramedics, including a young girl who needed treatment for her minor injuries, and a man who unfortunately got covered in blood and had to be taken away in a wheelchair.
What Happened To The Family Involved?
24-year-old Walls, who has been discharged without any major injuries, had flown into the front row stands, where Hugh Colvin was seated, along with his kids and his close friends.&nbsp;
"It all happened so incredibly quickly at the speed the cyclists were going," Mr Colvin told <a href="http://bbc.com/sport/commonwealth-games/62416489.amp">BBC Sport</a>. "You can see the trajectory of the bike, it came through, grazed my daughter's shoulder, and one of the photos you can see we are obviously underneath the wheel.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659693086/unsigned/mwi8cdzxal24y7gjrx6j.webp" alt="" width="624" height="351" />
Hugh&rsquo;s wife, Laura, who was not at the event that day said things could have gotten far much worse, as their young two children were extremely close to being seriously injured, or even killed.
"What has been quite hard for us to get our head around is being able to see from the photographs that were taken of the incident exactly how close this came to being a complete catastrophe," she said.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659693132/unsigned/wd1za8zdoeyscu5qqhtg.jpg" alt="" width="649" height="641" />
An earlier statement released by the organizers had stated that no members of the public needed any hospital treatment, which is untrue, as Colvin&rsquo;s friend is currently awaiting surgery for a serious arm injury, due to suffering a laceration to the bone. In other words, he suffered a really horrible wound, similar to a machete injury. Ouch!
<blockquote class="twitter-tweet">
Statement below from <a href="https://twitter.com/hashtag/Birmingham2022?src=hash&amp;ref_src=twsrc%5Etfw">#Birmingham2022</a> on this morning&rsquo;s crash. Matt Walls, Matt Bostock and Derek Gee were the three riders taken to hospital. Two spectators were treated at the velodrome. <a href="https://t.co/xvpekLvm7a">pic.twitter.com/xvpekLvm7a</a>
&mdash; Ian Parker (@iparkysport) <a href="https://twitter.com/iparkysport/status/1553741030213697536?ref_src=twsrc%5Etfw">July 31, 2022</a>
<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
</blockquote>
Spokesperson for Birmingham 2022 stated that a full and detailed accident investigation is already under way, and will be passing any findings on to the relevant parties.
Wishing a speedy recovery to everyone involved in this tragic accident! Do share your thoughts and let us know in the comments.
*Sources: Visual and Reference Credits to Social Media &amp; BBC and various cross references for context.
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<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

English cyclist Matt Walls crashes into crowd at full speed, leaving a fan covered in blood.

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Commonwealth Games: Cycling Crash Leaves Family Traumatized And 1 Hospitalized

Does anyone here remember the release of the 2019 Oscar-winning &lsquo;Joker&rsquo;?
<img src="https://cdn1.myc.com.my/image/upload/v1659688873/unsigned/gsvec4s6oy3emek5smbj.jpg" />
&nbsp;
Well looks like fans will have something to look forward to as the long-awaited sequel to the film will be releasing on 4th October 2024. This was confirmed by director Todd Phillips as he posted it on Instagram.
<blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/tv/Cg1-0silH87/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14">
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As Joker was played by Joaquin Phoenix, he had won an Oscar for Best Actor for his portrayal of the character. Now with the 2nd movie being highly anticipated, the cast will be getting another super star as Lady Gaga will be joining in.
<img src="https://cdn1.myc.com.my/image/upload/v1659688947/unsigned/eilzsyxt7tgs2cs0oekt.png" />
&nbsp;
Lady Gaga will playing the role of Joker&rsquo;s long-time partner Harley Quinn who was previously played by Margot Robbie in the DCEU. &nbsp;
It was also rumoured that the film will incorporate a more musical element which could explain why Lady Gaga is in it. But when you think of it, the title of the movie will be &lsquo;Joker: Folie &agrave; Deux&rsquo; which literally translates to &ldquo;madness for two&rdquo;.
Initially, Joker was intended as a standalone film and it saw success in the box office and Academy Awards receiving 11 nominations including for Best Picture. It&rsquo;s no surprise why there will be a sequel to the movie.
As of now, Warner Bros. performance has been pretty bumpy.
Previously during Comic Con, Warner Bros. films had only announced Aquaman 2 and Black Adam.
Read: <a href="https://myc.my/articles/1468/warner-bros-and-dc-reveals-trailers-for-shazam-2-and-black-adam">Warner Bros. &amp; DC Reveals Trailers For Shazam 2 And Black Adam!</a>
<img src="https://cdn1.myc.com.my/image/upload/v1659688968/unsigned/rssakkt5srgzmc6lnzdn.webp" />
&nbsp;
Then there was the release of The Batman which was considered a success. Meanwhile The Flash series had been difficult to handle to due Ezra Miller&rsquo;s dramas with the men in blue. Lastly would be the performance of Suicide Squad which pretty much flopped at the box office.
Yeah&hellip; suicide squad was PRETTY bad.
As of now, the production of the sequel is due to kick off in December.
Now this is a film I can&rsquo;t wait to watch. But if it&rsquo;s going to be in a musical style, I wonder how many people would come to watch it. Guess we&rsquo;ll have to wait and find out.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, The Verge, IGN &amp; various cross references for context.
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Goodbye Margret Robbie and hello Lady Gaga as she’ll be playing Harley Quinn.

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‘Joker: Folie à Deux’ To Be Released On October 2024 Featuring Lady Gaga!

Social media is indeed a great platform for marketing purposes. Thus, making tons of videos and posters would definitely help in advertising products and services.
&nbsp;Another way to boost the audience engagements is by including current trends in the creative production and also by making collaboration with the influencers.
&nbsp;Just like what Nippon Sushi did recently&hellip;
<img src="https://media-cdn.tripadvisor.com/media/photo-s/16/45/4e/ef/the-shop-s-banner-simple.jpg" alt="NIPPON SUSHI, Bandar Baru Bangi - No.8-G-1 Jalan Medan PB2A Seksyen 9 - Restaurant Reviews, Photos &amp; Phone Number - Tripadvisor" />
Nippon Sushi is a locally-owned sushi outlet that is currently growing. With good reviews and contactless food distribution, there are more than 11 outlets in Malaysia at the moment.
Their newest outlet was launched last month in Penang and of course they wanted to promote it through social media.
In the means of trying to extend their promotion to the TikTok audiences, they made a promotional video featuring a TikTok influencer, CEO Batu.
<img src="https://cdn1.myc.com.my/image/upload/v1659685455/unsigned/jptcowulce7frgcgjv03.png" />
But the problem was, the content.
So, the video started off by the influencer replying to a Japanese comment with some random Japanese brand and walking towards the cashier to show respect.
He then looked around and spotted a couple of friend were eating, CEO Batu then asked them if the food was tasty or not, and they answered with &ldquo;oiishii&rdquo;.
But the problem surfaced the moment he is shown trying the sushi himself, here, his eyes were taped to make it look more slanted than before.
<img src="https://cdn1.myc.com.my/image/upload/v1659685538/unsigned/ictirnjrqqkaqckmcvpz.gif" />
&nbsp;There were mixed opinions on this. Some laugh:
<img src="https://cdn1.myc.com.my/image/upload/v1659685725/unsigned/iy4mr2ncamtbier14yfu.png" />
<img src="https://cdn1.myc.com.my/image/upload/v1659685733/unsigned/xlm51hyso0xllewgqc9u.png" />
And some questioned the need to go that far in promoting food:
<img src="https://cdn1.myc.com.my/image/upload/v1659685815/unsigned/mempujhibkprhum1uxsq.png" />
One other famous TikTok influencer has also came up and commented on this issue:
<blockquote class="twitter-tweet">
Taulah dia ada banyak followers but I don't think this is the right way to promote your food. Takyah guna cheap gimmick. Korang jual makanan Jepun, so hormatlah sikit culture dia, perlu ke sampai buat slant eyes dalam video?
&mdash; Ceddy (@CeddyOrNot) <a href="https://twitter.com/CeddyOrNot/status/1553970580525035520?ref_src=twsrc%5Etfw">August 1, 2022</a></blockquote>
Nippon Sushi finally apologizes through their social media:
<blockquote class="twitter-tweet">
Nippon Sushi ambil maklum secara serius pada setiap komen yang diberikan oleh warganet dan pelanggan setia kami dan akan memperbaiki segala kelemahan. Segala maklum balas yang diberikan oleh anda amat kami hargai untuk penambahbaikan pada masa hadapan. <a href="https://t.co/knqq0Qgx0g">pic.twitter.com/knqq0Qgx0g</a>
&mdash; Nippon Sushi Malaysia (@nipponsushi_my) <a href="https://twitter.com/nipponsushi_my/status/1554335177899675648?ref_src=twsrc%5Etfw">August 2, 2022</a></blockquote>
Here they explained that:
&ldquo;Social media is our main medium of promotion,&rdquo;
&ldquo;The excitement of making the first promotional attempt on TikTok has resulted on the negligence of the brought up issue&rdquo;,
&ldquo;We are aware of the comments made on the video regarding the issue of racism&rdquo;,
&ldquo;We will take full responsibility for the shortcomings from our side. We are not intended to make fun of any religion nor culture in the process of producing the video. &rdquo;,
&ldquo;Once again, are we sorry on behalf of Nippon Sushi management. We hope all of you will keep giving Nippon Sushi your support.&rdquo;
So yeah, they did apologize for the video.
<img src="https://cdn1.myc.com.my/image/upload/v1659686038/unsigned/po3ubusuqzxe29lbfoz9.gif" width="316" height="316" />
As of now, the video was taken down from all of the Nippon Sushi social media accounts but not on CEO Batu TikTok account.
In the means of not supporting the act of racism, the post will not be included here.
Racism has been an issue in the community since forever, especially in a place where it&rsquo;s deemed to be welcoming for everybody. So, this issue is quite sensitive here and should not be taken lightly.
Once again, every little thing we convey needs to be constantly checked so that it does not offend anyone. Let&rsquo;s make this place free from all this racism. We can do it! Malaysia Boleh!
Dear Malaysian youth, what do you think about this issue? Share your thoughts in the comment section down below!
*Sources: Visual and Reference Credits to Social Media, A+M &amp; various cross references for context.
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The collaboration video with a TikTok influencer, 'CEO Batu' caused a stir in the internet.

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Nippon Sushi Apologises Over Racially Insensitive TikTok Promo Featuring ‘CEO Batu’

Let&rsquo;s talk about Gig Workers.
Gig workers is a person who works a temporary job and is typically in the service sector. Yes, people who freelance very much fall into this category but don&rsquo;t forget, even our food delivery riders are considered gig workers.
<img src="https://cdn1.myc.com.my/image/upload/v1659680179/unsigned/yz58erzlmzhtcwh86qvi.png" />
&nbsp;
Most of the time, these riders don&rsquo;t have a fixed income and are all solely depend on the number of deliveries and working hours but looks like airasia Super App and airasia Food owner Capital A Bhd have good news for their gig workers as they had announced a full-time employment with a minimum salary of RM3,000!
Tan Sri Tony Fernandes said that alongside the attractive basic salary, riders will also receive perks such as Employee Providence Fund (EPF) and Social Security Organisations (Socso) savings account, medical coverage, annual leaves and even travel benefits.
<img src="https://thumbs.gfycat.com/GargantuanOffbeatCockatoo-size_restricted.gif" />
&nbsp;
&ldquo;We are thrilled to be welcoming the riders into our family. As many people know, airasia has always been about people, and we believe that people are our greatest asset. This applies across all of Capital A&rsquo;s business units, including the airasia Super App.&rdquo;
<p style="background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; text-rendering: optimizelegibility; orphans: 2; text-align: start; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 12.0pt 0cm;">&ldquo;Just as our baggage handlers, cabin crew, and pilots are the backbones of our aviation business, these gig workers are the heroes of our delivery operations.&rdquo;
<p style="background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; text-rendering: optimizelegibility; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 12pt;"><img src="https://cdn1.myc.com.my/image/upload/v1659680227/unsigned/h0jychk69jdgst67furj.jpg" />
<p style="background: white; vertical-align: baseline; box-sizing: border-box; font-variant-ligatures: normal; font-variant-caps: normal; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-stretch: inherit; line-height: inherit; text-rendering: optimizelegibility; orphans: 2; text-align: center; widows: 2; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-style: initial; text-decoration-color: initial; word-spacing: 0px; margin: 0cm 0cm 12pt;">&nbsp;
The company says that they don&rsquo;t believe in contract staff and is now making the move towards employing all their riders as full-time employees. They will receive the same benefits that every Allstar receives as well as excellent benefits from airasia food &amp; airasia Xpress. 
Concerns on overload of applicants
<img src="https://cdn1.myc.com.my/image/upload/v1659680248/unsigned/frbevex6ilhb8lxsy8go.jpg" />
&nbsp;
Now that they are offering all these benefits, surely many people will be interested in applying for the job, right? Head of delivery Lim Ben-Jie had addressed on the issue of overload of applicants.
He says that for now, they will not have any concern as applicants will be subjected to a proper screening process before being hired. 
If it&rsquo;s one thing for sure is that airasia food and airasia Xpress will be seeing a growth of riders. They also noted that this will be a positive thing for the company as they strive to become one of the significant players in the industry such as what Grab and FoodPanda has achieve. 
If you&rsquo;re on the look out for a job then now is the time as AirAsia is still looking to grow as they only have 20 permanent riders for now. 
Aside from the company offering the full-time positions, they even rewarded six new full-time riders with two motorbikes and at least 10 flight tickets. 
Is this an answer to the delivery service strike happening today?
<img src="https://cdn1.myc.com.my/image/upload/v1659680268/unsigned/mcjsrqumu1hc1ekhoips.jpg" />
&nbsp;
Read: <a href="https://myc.my/articles/1521/delivery-riders-are-planning-to-strike-for-24-hours">Delivery Riders Are Planning To Strike For 24 Hours</a>
Currently, a protest is going on due to riders being provoked by their companies cutting their wages and requesting them to work longer hours if they want to acquire their targeted wages. Many of the riders had also demanded the delivery platforms to contribute to EPF and Socso and offer them full-time employment instead as they are risking it all to make deliveries every day.
&ldquo;In Malaysia, we have one of the highest (road) accident rates in the world and when they (the riders) get involved in an accident, what happens is that they do not have insurance and medical coverage. And if they are unable to work, they will lose their source of income. If they are unable to work for a long period of time, there is no compensation or protection that should be protected by Socso,&rdquo; said Strategy Director of PKR Youth, Bryan Ng Yih Miin.
It's great to see AirAsia put the effort in hiring full-timers for those working in the gig economy sector. Now we shall see what their competitors have to say about it. 
What are your thoughts on this? Let us know in the comments.
&nbsp;
*Sources: Visual and Reference Credits to Social Media, airasia, The Vibes &amp; various cross references for context.
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Unlike their competitors in the market, they are the first in the region to provide EPF, Socso and additional benefits their riders.

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airasia Offers Regions First Full-Time Employment For Gig Riders!

Project Innovation &amp; eXploration in CS Education and Learning (PIXEL 2022) is a grand annual showcase of Final Year Projects from the School of Computer Sciences, Universiti Sains Malaysia.
PIXEL 2022 has received substantial support from their Platinum Sponsor, Fusionex Group, and after 2 years of being virtual, Malaysian Youth Community is honoured to be invited as the Media Partner for PIXEL 2022 Awards and Closing Ceremony held on 20 July 2022 at Dewan Budaya, USM.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659674349/unsigned/pxug2hucghbaocysgwbb.png" alt="" width="659" height="580" />
The attendees for this grand ceremony include representatives from Fusionex Group, the Vice President of Talent Management, Mr. William Teo, and Talent Managers, Ms. Carol Tang, and Ms. Lim Chien Rou, followed by Professor Dr. Azlinda Binti Azman, Deputy Vice-Chancellor of Students Development Affairs &amp; Alumni, Professor Dato&rsquo; Dr. Bahari Belaton, Dean of School of Computer Sciences along with lecturers, staff, and final year students.&nbsp;
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659673934/unsigned/epuzlfxveqbj1hcl9274.jpg" alt="" width="691" height="518" />
&ldquo;The final year students from the USM School of Computer Sciences have poured their best efforts into their final year projects. It is really astounding to witness how our final year students managed to turn their solutions into reality and present their inspiring solutions for all to witness.&rdquo; - Professor Dato&rsquo; Dr. Bahari Belaton, Dean of School of Computer Sciences during his speech.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659673968/unsigned/fhdb6f2edt21iaea1pgc.jpg" alt="" width="696" height="464" />
The panel included 70 judges from all over the world such as the United States, Singapore, Philippines, South Africa, India, and Switzerland. After a thorough and fair judging process, 30 Gold Awards, 50 Silver Awards, and 65 Bronze Awards were announced.&nbsp;
Not only that, the students with the most innovative and impressive projects that gained recognition from the technological industry managed to rise to the top and flourish in PIXEL 2022.
Congratulations to all the winners!&nbsp;&nbsp;&nbsp;
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659674009/unsigned/ostyiilrc8a7etxxu7lm.jpg" alt="" width="702" height="468" />
Top 10 Projects:&nbsp;
<ol>
<li>Shu Hui Yii&nbsp;</li>
<li>Chew Mi Chi Ko&nbsp;</li>
<li>Sum Joe Ming&nbsp;</li>
<li>Yeo Pui Yan&nbsp;</li>
<li>Azwaar Khan Bin Azlim Khan&nbsp;</li>
<li>Ong Joo Hom&nbsp;</li>
<li>Chan Siang Sheng</li>
<li>Yaap Eng Tatt&nbsp;</li>
<li>Syarifah Nur Fatimah Binti Syed Firdaus&nbsp;</li>
<li>Muhammad Iqrar Amin</li>
</ol>
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1659674062/unsigned/myc6lt7bxqxd9o9wk7om.jpg" alt="" width="640" height="533" />
Outstanding Awards by Fusionex&nbsp;
<ol>
<li>Yeo Pui Yan&nbsp;</li>
<li>Chan Siang Sheng&nbsp;</li>
<li>Syarifah Nur Fatimah Binti Syed Firdaus&nbsp;</li>
</ol>
Best Presenter Award&nbsp;
<ol>
<li>Chew Mi Chi Ko&nbsp;</li>
</ol>
Find their Award-Winning Projects on PIXEL 2022&rsquo;s official <a href="https://pixel.usm.my/awards/special">website</a>.
A warm round of applause to all the winners and participants! Looking forward to seeing more youth achievements ! Do share your thoughts and let us know in the comments.
*Sources: Visual and Reference Credits to PIXEL.
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Talented students were awarded during the PIXEL 2022- a grand annual showcase of innovative tech projects from USM Computer Science Final Year Students. 

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PIXEL 2022 Awards & Closing Ceremony 

The increment of minimum wage from RM 1200 to RM 1500 is for sure a good news for the employee as it allow them breathe a little more, especially after the recent inflations.
But that&rsquo;s basically it, a good news for the employee but not for the employer nor the traveller.
How it affect the travellers
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1657790731/unsigned/xxzx68abd4kjblenvtbi.webp" alt="" width="760" height="380" />
In order for employers to pay their workers according to the minimum wage, they have to increase their income by ultimately raising the goods and service prices.
Consequently every sectors have been elevating their rates to keep their employee in place including the budget hotels.
Thus for travellers with tight budgets that wants to visit Malaysia, they will be having a second thoughts after reviewing the cost of a budget hotel here.
Plus, is not just the hotels that they need to look into, they have to consider budgets for all the foods and transportations as well. But poof, we just lost our potential friend :&rsquo;(
From the service provider perspectives
The director of Malaysia Budget and Business Hotel Association (MyBHA) insisted that the increase of 20 to 60 percent of their rates is an immediate implications of the increase of minimum wage.
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1657790859/unsigned/c6juqucvs9j1qqom0x7f.gif" alt="" width="480" height="268" />
He then firmly added that there is no possible room to decrease the rate and state that &ldquo;our profit margin is already slim, unlike five-star and above hotels.&rdquo; Thus, continue to say &ldquo;In fact, luxury hotels are offering heavy discounts to woo guests, but they are still able to maintain their profit margin."&nbsp; He is brave, isn&rsquo;t he?
Does the increase of minimum wage really help the people?
Here are some comparison of the Malaysian and Poland minimum wage found on a thread in twitter:
<blockquote class="twitter-tweet">
Looked at Poland. Their minimum wage is RM2,900 and after taxes &amp; other deductions, take-home is RM2,300. RM2,300 is equivalent to a gross of RM2,680 in Malaysia ie 80% higher than our minimum wage. Cost of living is about the same. No wonder they can tahan the inflation <a href="https://t.co/Zv6F6A4kOj">pic.twitter.com/Zv6F6A4kOj</a>
&mdash; khalid karim I love my Rakyat (@khalidkarim) <a href="https://twitter.com/khalidkarim/status/1544333196636344325?ref_src=twsrc%5Etfw">July 5, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

And some even made the comparison of minimum wage and the ministers&rsquo; salary. 36 times?? That&rsquo;s crazy, no wonder people are fighting to get a seat in the cabinet even though they didn&rsquo;t fit.
<blockquote class="twitter-tweet">
i make this one, really sad our min wage too low <a href="https://t.co/jRBZQysYbd">pic.twitter.com/jRBZQysYbd</a>
&mdash; potteh_23 🇲🇾🏴&zwj;☠️STOP MRT3 (@23Potteh) <a href="https://twitter.com/23Potteh/status/1546349036072222720?ref_src=twsrc%5Etfw">July 11, 2022</a></blockquote>

<script async="" src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

Hope this helps in answering whether it helps the people or not; the existing minimum wage is still not enough for the people. However it is still considered as an improvement, it&rsquo;s just need to keep increasing :)
Do share your thoughts and let us know in the comments.
*Sources: Visual and Reference Credits to Social Media, NST &amp; various cross references for context.
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The rise of minimum wage has a downside of affecting those who came in to Malaysia.

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Minimum Wage: A Nightmare For Travellers

If its one thing the pandemic has done, it&rsquo;s increased the retail price of many of our daily necessary items.
But with the pandemic, we had also been thankful to have a scheme called Buy Now Pay Later (BNPL) which is one of the largest service sectors in the current market.
<img src="https://m.buro247.my/images/CR-BNPL-Malaysia.gif" />
&nbsp;
According to a report by Malay Mail, the BNPL payment could double on an annual basis to reach RM2.65 billion in 2022.
One of the key reasons behind this is due to the rapid growth of credit cards appealing. But, unlike credit cards, if you were to use the BNPL your credit history is not vetted.
How does BNPL work?
The system is pretty simple. Essentially consumers who use this on e-commerce platforms are just breaking the payments into installments.
Unlike credit cards which require requires stringent requirements, everyone can easily get BNPL. Most payment schemes will allow anyone to apply for it no matter how big the payment is.
For one to sign up for BNPL, all you have to do is sign up, fill up your personal details and you&rsquo;re good to go. Atome Singapore and Malaysia&rsquo;s general manager Trasy Lou-Walsh says that they were thinking of ways to disrupt the credit card industry with this payment scheme.
One issue is that there&rsquo;s lack of regulation which has sparked concern about the risk of bad debt and default, however that hasn&rsquo;t stopped more players joining in the competition as there are now dozens of BNPL players, banks and establish services in the industry.
Who are the BNPL platforms in Malaysia and how do they differ?
1) Atome
<img src="https://cdn1.myc.com.my/image/upload/v1656924569/unsigned/iqp7txigxm8lm8dc1h5c.png" />
&nbsp;
- Presence in Malaysia, Singapore, Hong Kong and Mainland China. - Offer over 2,000 retailers online and in store merchants. - Uses AI proprietary credit scores according to what you can and cannot afford. - Users need to be 18 and above - Spend a minimum of RM10 - Spreads across 3- months installments - Users can spend up to RM1,500 (non-credit card users) and RM5,000 (credit card users)
2) FavePay Later
<img src="https://cdn1.myc.com.my/image/upload/v1656924593/unsigned/iu0z2glgtfoe4wdmbvra.webp" />
&nbsp;
-Fintech platform with smart payment applications. - Offers merchant a &ldquo;virtual compound&rdquo; and free advertising for merchants. - Installments up to 3- months based off &ldquo;user assessment&rdquo;. - 1.5% interest rate charged for every late payment after seven days.
3) hoolah
<img src="https://cdn1.myc.com.my/image/upload/v1656924613/unsigned/ev1zkhs0vrdjcwuppzjt.png" />
&nbsp;
- Highly popular in Singapore - Easy to use. - 3 &ndash; month long installments with no interest fee. - Penalties of RM16 for items below RM300, RM47 for items below RM3,000 and RM95 for item above RM3000. 
4) Grab PayLater 
<img src="https://cdn1.myc.com.my/image/upload/v1656924663/unsigned/ck1kwbbzbkxms0gxvms6.webp" />
&nbsp;
- Biggest platform in Malaysia - Have installments of 4 payments or paying the entire sum a month later - Can be used on food, e-hailing rides, groceries and online merchant partners. - More strict than other BNPL platforms - Users need to be 21 and above, is a &ldquo;Silver Tier&rdquo; member with 200 GrabReward points - Must have a minimum of three transactions a month to unlock feature. - Accounts will be frozen if installments are being paid late and users will be given a RM10 penalty to reactivate account.
5) Shopee SpayLater
<img src="https://cdn1.myc.com.my/image/upload/v1656924696/unsigned/kcpni8rtf2d22znmj19j.jpg" />
&nbsp;
- Still unknown to most due to late coming in the industry. - Risk filter of platform not too known but has an assessing credit score system. - Offers repayment methods and installments across 2, 3 or 6 months. - Interest free installments but has a 1.25 % processing fee. - 1.5% transaction penalty for late payments
6) Split
<img src="https://cdn1.myc.com.my/image/upload/v1656924724/unsigned/gcbv6z00dq6ucn4sp9yj.png" />
&nbsp;
- Claims to be first &ldquo;Shariah-compliant&rdquo; BNPL platform in Malaysia - Does not charge large late payment penalties. - Works out payment plan with user if they can&rsquo;t pay on time. - Applications for plan strict and has a high of rejections. - 3-month interest free. - Charges 10% to partner stores depending on monthly sales.
If I had a choice, I&rsquo;d personally use either Fave or Atome due to how convenient it is and how much coverage and offers they have. Grab is great but they have a bit toom many criteria&rsquo;s to fill. So, which one is your preferred BNPL app? Let us know in the comments!
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Malay Mail &amp; various cross references for context.
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Who would of thought we had this many apps for breaking up payments!

bafybeiaqahbxwtwonwh7f6yflj2e7htlgmrxq7j7jomiud6uyl43ldiwpi

Want That New Stuff But Can't Pay The Full Price? Here Are Some 'Buy Now, Pay Later' Apps

Everyone knows that Apple is a staple when it comes to brand identity out there. In fact, almost everyone wants an Apple product whether it being their iPhones, iPads or even the Macbook's.
But we all know one thing, to buy an Apple product, it could cost you an arm and a kidney. OK not really but it&rsquo;s really expensive and we undoubtedly know that.
<img src="https://c.tenor.com/vbD-reOsKf4AAAAC/spongebob-patrick.gif" alt="3 Dollars GIFs | Tenor" />
&nbsp;
Apple is now getting their hands into a financial service sector which allows customers to buy now and pay later (BNPL) scheme which is called Pay Later as an extension of Apple Pay (which is only available in the US for now).
The new feature will be rolling out with the upcoming iOS 16 this fall which will enable customers to make big purchases with instalments.
Read: <a href="https://myc.com.my/articles/1303/apple-announces-ios-16-and-heres-what-you-can-look-forward-to">Apple Announces iOS 16 And Here&rsquo;s What You Can Look Forward To!</a>
BNPL will allow users to split any purchases into four equal payments over the span of six weeks. The only condition is that customers are required to pay a quarter of the full amount upfront while the rest of the payments is made done every two weeks. For those who have Apple pay, the amount will be deducted out of the Wallet app either online or in-app using the Mastercard network.
<img src="https://cdn1.myc.com.my/image/upload/v1654848551/unsigned/ipbuqo8e5wzzrpbgnkqh.webp" />
&nbsp;
The best part of it is that those taking the instalment plans from Apple will have a zero-interest rate. This makes the deal more attractive to those who can&rsquo;t pay the one lump sum.
The more unforgiving end of this instalment plan is that it&rsquo;s the risk of the youth or younger audience who&rsquo;s at least 73% of their customers to miss payments (cause you know some of them don&rsquo;t manage their money properly). It was reported that at least 43% of the Gen Z consumers are likely to miss one payment which leads them to an overdraft fee.
As of now the exact mechanism for the BNPL loans has not been announced but Apple says they would decision will be made by their treasury department. As for some of Apple&rsquo;s financial ventures is still handled by Goldman Sachs who oversees the Apple Card credit card, a new subsidiary called Apple Financing LLC will later be handling Apple Pay.
Will banks be involved when needing to approve of credit loans?
<img src="https://cdn1.myc.com.my/image/upload/v1654848575/unsigned/vev6e1wl015xl1e3tjzv.webp" />
&nbsp;
&nbsp;
According to Apple, through this new subsidiary, they will be handling all the decisions and loans without a partner bank for its BNPL feature. As Apple Financing does not have a bank charter, Goldman Sachs and Mastercard will still be involved in the Pay Later scheme as they are qualified to issue the payment credentials.
Now the real question is if this scheme will be coming in Malaysia as Apple Pay is not available yet.
So, let us know your thoughts, would you rather be saving up for a one lump sum payment or do you prefer having to pay in instalments? 
&nbsp;
*Sources: Visual and Reference Credits to Social Media, Reuters, Apple &amp; various cross references for context.
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Thinking of getting an Apple product but you’re too broke? Perhaps the instalment plan with no interest could help!

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Can't Afford An iPhone Now, But Want One Anyways? Apple Introduces 'Buy Now Pay Later' Scheme

With modern times now, there&rsquo; been a lot of businesses being done fully online now and less people have been going to ATMs and using cash outside.
Businesses such as micro, small and medium enterprises (MSMEs) should also adopt start adopting cashless transactions as it&rsquo;s fast + safe said Prime Minister Datuk Ismail Sabri Yaakob.
<img src="https://cdn1.myc.com.my/image/upload/v1650268399/unsigned/s515ljghlqrxw4aq3kuz.webp" />
&nbsp;
The Covid-19 pandemic had encouraged many methods of cashless payment and it&rsquo;s become common for many to not bring their wallets or cash out. In 2021 alone, ecash transactions alone amounted to RM50.5 Billion in comparison to RM29.6 Billion in 2020 he said.
&ldquo;This is the main reason why the ePemula programme is introduced. We want to encourage youth to embrace cashless transaction,&rdquo; he said when launching the ePemula initiative.
EPemula is another ecash programme set to benefit some two million youths and students in institutions of higher learning.
Under the programme, eligible youths between 18 and 20 as well as full-time students in institutions of higher learning will be given RM150 in ecash.
<img src="https://cdn1.myc.com.my/image/upload/v1650268411/unsigned/r7qbatwoxeu2qjrw1g7h.png" />
&nbsp;
Another factor for the introduction of the Epemula programme is to help ease the financial burden of the youth.
&ldquo;We hope youths will spend the credit given to them wisely and support local businesses, especially the micro, small and medium scale industry so that these businesses can recover.
&ldquo;With more businesses back on track, there will be more revenue for the government and more people, especially the B40 group, can be assisted,&rdquo; he added.
Youth is an important part of nation-building
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1650268424/unsigned/udwlcqcrbrzcpqazs411.jpg" />
&nbsp;
With many youths out there today, it&rsquo;s important to support them as they play a big role on how our country develops. Ismail Sabri also says that they need to be given opportunities to chart Malaysia&rsquo;s future.
The government will be drafting the National Youth Economic Empowerment Plan to further strengthen their roles in the development of the country.
Increasing number of businesses using ewallets
<img style="display: block; margin-left: auto; margin-right: auto;" src="https://cdn1.myc.com.my/image/upload/v1650268448/unsigned/y7bzv9untdxoozc8ko0z.webp" />
&nbsp;
Finance Minister Tengku Daruk Seri Zafrul Tengku Abdul Aziz mentioned that more shops have begun accepting payments via ewallets due to the pandemic.
Malaysia recorded a 60% increase in registrations for ecash, Duit Now and QR code transactions as of December 2021. Cashless transactions went up by 74.4% compared to 2020 as 1.1 billion such transactions were made in 2021.
Through the Epemula programme, Zafrul hopes that ecash payments will remain and support more digital financial initiatives.
&nbsp;
&nbsp;
*Sources: Visual and Reference Credits to Social Media, The Star &amp; various cross references for context.
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&nbsp;

In addition to going cashless, the ePemula programme was launched to enable youths to embrace more cashless transactions. 